Welcome to easy living in this spacious 4-bedroom ranch home in Lake Monticello—no gates, no steps! Enjoy step-free access from the driveway into the finished terrace level, perfect for guests or multigenerational living. Inside, you’ll find hardwood floors, granite countertops, and a gas fireplace with built-ins in the living room. The private split-bedroom layout offers comfort and space, with a large primary bedroom suite featuring a walk-in closet and an oversized vanity. The kitchen includes all appliances, and the washer and dryer convey for added convenience. Outdoor living shines with a deck, screened porch, covered front porch, and hot tub—set against peaceful wooded views for ultimate privacy. The terrace level offers a full bath, kitchenette, and separate entry, ideal for in-laws, guests, or rental potential. An oversized 2-car garage provides ample storage. Located in the outside section of Lake Monticello—no gate access required—this home blends comfort, flexibility, and natural beauty in one desirable package. Conveniently located only 25 minutes to Charlottesville and 20 minutes to Zion Crossroads!
Closed
$389,900
8 Riverside Dr, Palmyra, VA 22963
4beds
2,016sqft
Single Family Residence
Built in 2003
0.54 Acres Lot
$396,200 Zestimate®
$193/sqft
$2,574 Estimated rent
Home value
$396,200
$317,000 - $495,000
$2,574/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: August 06, 2025 at 06:09am
Listed by:
THE GUNNELS GROUP 434-960-8987,
LONG & FOSTER - LAKE MONTICELLO
Bought with:
JAMIE WHITE, 0225202204
JAMIE WHITE REAL ESTATE
Source: CAAR,MLS#: 666758
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bathroom
- Level: Basement
Bathroom
- Level: First
Dining room
- Level: First
Family room
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Walk-In Closet(s), Recessed Lighting
- Flooring: Carpet, Hardwood, Luxury Vinyl Plank
- Windows: Insulated Windows, Screens, Tilt-In Windows, Vinyl
- Basement: Exterior Entry,Finished,Heated,Interior Entry,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: One, Gas
Interior area
- Total structure area: 2,688
- Total interior livable area: 2,016 sqft
- Finished area above ground: 1,344
- Finished area below ground: 672
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener, Gravel, Garage Faces Side
- Attached garage spaces: 2
Accessibility
- Accessibility features: Accessible Entrance
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Deck, Front Porch, Porch
- Exterior features: Hot Tub/Spa, Mature Trees/Landscape
- Pool features: Association
- Has spa: Yes
- Spa features: Outdoor Hot Tub
- Has view: Yes
- View description: Residential, Trees/Woods
Lot
- Size: 0.54 Acres
- Features: Landscaped, Native Plants, Partially Cleared, Private, Wooded
Details
- Parcel number: 18/ A 6/ 222/ /
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available
Community & neighborhood
Security
- Security features: Gated Community
Community
- Community features: Stream, Dock, Gated
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $100 monthly
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
- Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
Price history
| Date | Event | Price |
|---|---|---|
| 8/5/2025 | Sold | $389,900$193/sqft |
Source:  CAAR #666758 Report a problem | ||
| 7/15/2025 | Pending sale | $389,900$193/sqft |
Source: CAAR #666758 Report a problem | ||
| 7/10/2025 | Listed for sale | $389,900+62.5%$193/sqft |
Source: CAAR #666758 Report a problem | ||
| 3/12/2021 | Sold | $240,000+0%$119/sqft |
Source: Public Record Report a problem | ||
| 6/4/2019 | Listing removed | $239,900$119/sqft |
Source: Long and Foster Real Estate #588114 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,179 | $258,200 |
| 2023 | $2,179 | $258,200 +17.6% |
| 2022 | -- | $219,600 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.6 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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