LAKE LOVERS! Welcome to your perfect retreat near Lake Cumberland! This immaculate A- frame home was built in 2019 and offers 2 bedrooms, plus a huge loft for additional sleeping areas and 2 full bathrooms. The layout offers an open floor plan with a living room area and eat-in kitchen with island, making it the perfect spot to gather. The tall windows and natural light provide a peaceful atmosphere with nature beaming in throughout every corner of the home. Outside, the lot is spacious and provides privacy for backyard bonfires and gatherings of family and friends. The 2-bay detached garage provides storage for your boat and all those fun lake toys or workshop needs, along with a concrete covered patio allowing even more room for hosting. This property provides peace and seclusion while being just a few miles to the nearest boat ramp to launch onto beautiful Lake Cumberland and, most notably, there is a community path to the water at the end of Old Sawmill Rd! Whether you're looking for a retirement home, primary residence, or vacation getaway, this property is ready to bring your vision to life! The property has successful short-term rental income through AirBnB, with additional documentation provided upon request, making it a fantastic investment opportunity. Amenities are close by in Monticello and did I mention this home comes fully furnished? Don't miss your chance to own this well-maintained private escape in beautiful Wayne County!
For sale
$350,000
81 Eagles Bluff Rd, Monticello, KY 42633
2beds
1,152sqft
Est.: Get pre-qualified
Single Family Residence
Built in 2019
0.56 Acres Lot
$-- Zestimate®
$304/sqft
$-- HOA
What's special
- 258 days |
- 127 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Morgan Harris 423-557-4748,
Lake Cumberland Real Estate Professionals
Source: Imagine MLS,MLS#: 25501468
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Bonus room
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Appliances
- Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Breakfast Bar, Eat-in Kitchen, Ceiling Fan(s)
- Flooring: Laminate
- Windows: Blinds
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room, Ventless
Interior area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
- Finished area above ground: 1,152
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Garage spaces: 2
Features
- Levels: One and One Half
- Exterior features: Fire Pit
- Fencing: None
Lot
- Size: 0.56 Acres
Details
- Additional structures: RV/Boat Storage
- Parcel number: 0054003004.02
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Block, Concrete Perimeter
- Roof: Metal
Condition
- Year built: 2019
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $304/sqft
- Tax assessed value: $197,080
- Annual tax amount: $1,778
- Date on market: 3/17/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,338/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2025 | Listed for sale | $350,000+100%$304/sqft |
Source: | ||
| 2/25/2021 | Sold | $175,000$152/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,778 -4.4% | $197,080 |
| 2023 | $1,861 +11.7% | $197,080 +12.6% |
| 2022 | $1,666 | $175,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 42633
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- NAWalker Elementary SchoolGrades: PK-KDistance: 8 mi
- 3/10Wayne County Middle SchoolGrades: 6-8Distance: 8 mi
- 3/10Wayne County High SchoolGrades: 9-12Distance: 7.8 mi
Schools provided by the listing agent
- Elementary: Wayne Co
- Middle: Wayne Co
- High: Wayne Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Wayne County
- Jamestown
- 42633
- 81 Eagles Bluff Rd







