PendingPrice cut: $25K (3/12)
$725,000
3beds
3,707sqft
409 Fort Saratoga, Saint Charles, MO 63303
3beds
3,707sqft
Single family residence
Built in 2004
0.43 Acres
3 Attached garage spaces
$196 price/sqft
$21/mo HOA
What's special
Low maintenance deckAdditional half bathFull fenced lotGranite counter topsBeautiful brick entrywayLarge walk in closetCustom double vanities
Meticulously maintained 1 Owner Custom Built Ranch in Heritage Addition with over 3700 Sq ft of living space and incredible 33X26 ft heated garage!. Walking up to this home you will notice no detail was left out with the beautiful brick entryway. Entering the home your entry opens open to a ...
- 30 days |
- 1,715 |
- 43 |
Source: MARIS,MLS#: 26010616
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSTravel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked: 7 hours ago
Listing updated: March 15, 2026 at 10:31pm
Listing Provided by:
Logan J Strain 636-328-2830,
Coldwell Banker Realty - Gundaker,
Hilary N Ricketson 636-459-6148,
Coldwell Banker Realty - Gundaker
Source: MARIS,MLS#: 26010616Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 357
- Dimensions: 21x17
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 216
- Dimensions: 18x12
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 204
- Dimensions: 17x12
Breakfast room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 135
- Dimensions: 15x9
Dining room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 180
- Dimensions: 15x12
Family room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 323
- Dimensions: 19x17
Great room
- Features: Floor Covering: Wood
- Level: Main
- Area: 690
- Dimensions: 30x23
Kitchen
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 306
- Dimensions: 18x17
Mud room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 112
- Dimensions: 14x8
Office
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 165
- Dimensions: 15x11
Recreation room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 720
- Dimensions: 30x24
Sunroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 160
- Dimensions: 16x10
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Cooktop, Dishwasher, Disposal, Microwave, Built-In Electric Oven
- Laundry: Main Level
Features
- Bar, Breakfast Bar, Breakfast Room, Ceiling Fan(s), Crown Molding, Double Vanity, Granite Counters, Open Floorplan, Pantry, Separate Dining, Special Millwork, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Wood
- Doors: Panel Door(s), Sliding Doors
- Windows: Bay Window(s), Tilt-In Windows
- Basement: Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 3,707
- Total interior livable area: 3,707 sqft
- Finished area above ground: 2,641
- Finished area below ground: 1,066
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: One
- Patio & porch: Composite, Screened
- Fencing: Back Yard
Lot
- Size: 0.43 Acres
- Features: Back Yard, Cleared
Details
- Parcel number: 301179452000091.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
Condition
- Year built: 2004
Utilities & green energy
- Electric: Single Phase
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Est At Heritage Trails
HOA
- Has HOA: Yes
- Amenities included: None
- Services included: None
- HOA fee: $250 annually
- HOA name: Heritage Add
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $196/sqft
- Tax assessed value: $624,344
- Annual tax amount: $6,807
- Date on market: 3/5/2026
- Cumulative days on market: 30 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
Price history
| Date | Event | Price |
|---|---|---|
| 3/16/2026 | Pending sale | $725,000$196/sqft |
Source:  MARIS #26010616 Report a problem | ||
| 3/12/2026 | Price change | $725,000-3.3%$196/sqft |
Source: MARIS #26010616 Report a problem | ||
| 3/5/2026 | Listed for sale | $750,000$202/sqft |
Source: MARIS #26010616 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $118,625 +8.7% |
| 2024 | $6,733 +0.1% | $109,172 |
| 2023 | $6,724 +9.5% | $109,172 +18.2% |
| 2022 | $6,143 | $92,378 |
| 2021 | -- | $92,378 +2.8% |
| 2020 | -- | $89,902 |
| 2019 | $5,481 | $89,902 +16.6% |
| 2018 | $5,481 +0.5% | $77,133 |
| 2017 | $5,453 +6.2% | $77,133 +5.9% |
| 2016 | $5,135 +0.8% | $72,839 |
| 2015 | $5,096 +7.5% | $72,839 +10.9% |
| 2014 | $4,739 | $65,665 |
| 2013 | -- | $65,665 -3% |
| 2012 | -- | $67,720 -17.9% |
| 2011 | -- | $82,520 |
| 2010 | -- | $82,520 |
| 2009 | -- | $82,520 -19.7% |
| 2008 | -- | $102,800 -79.2% |
| 2007 | -- | $494,545 +799.2% |
| 2006 | -- | $55,000 |
| 2005 | -- | $55,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,238/mo
Principal & interest
$3571
Property taxes
$646
HOA Fees
$21
More affordability tools
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 63303
Nearby schools
GreatSchools rating
- 5/10Becky-David Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 8/10Barnwell Middle SchoolGrades: 6-8Distance: 1.3 mi
- 8/10Francis Howell North High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Becky-David Elem.
- Middle: Barnwell Middle
- High: Francis Howell North High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Missouri
- Saint Charles County
- Saint Charles
- 63303
- 409 Fort Saratoga