8154 Ridgely Loop, Severn, MD 21144

Price Improved! Now listed at $740,000—a $15K reduction! This exceptional 5-bedroom, 4.5-bath home offers luxury, space, and value in one of the area's most convenient commuter locations. The expansive floor plan includes formal living and dining spaces, a cozy family room, private study, sunlit dinette, and a well-appointed kitchen that ties everything together seamlessly. The upper-level retreat features a spacious primary suite with a serene sitting area and a custom built-in coffee bar. The spa-style en-suite bathroom includes an oversized tiled shower with a bench, creating a perfect escape at the end of your day. Entertain effortlessly on the large deck and elegant stone patio, or take the celebration downstairs to the fully finished basement, ideal for movie nights, gaming, or multi-generational living. Hardwood flooring flows throughout all three levels, paired with 9-foot ceilings that add a touch of elegance and openness. Motivated Seller Alert! Eligible VA buyers may transfer eligibility to assume the mortgage rate of 3.75%, a rare opportunity in today's market. For non-VA buyers, the seller is offering a generous credit toward closing costs or a rate buy-down with a strong offer. As a bonus, a 1-year premium home warranty is included, offering added peace of mind for your first year of ownership. Conveniently located just minutes from Routes 100, 32, 97 and I-95—this home is a must-see for discerning buyers seeking both quality and convenience.