Welcome to Atoka! This beautiful two-story home in the Sterling Ridge neighborhood offers plenty of space for family and friends. With 5 spacious bedrooms and 2 1/2 bathrooms, and an upstairs bonus/2nd living room, there's room for everyone. The Primary bedroom is downstairs, the 4 additional bedrooms are upstairs, one of which is particularly large and could easily serve as a media room or bonus space, offering endless possibilities for use. This home is on a quiet cove and sits on almost 1/2 acres with a huge back yard. Home has all new carpet, all new paint downstairs and outside, downstairs AC replaced May 2025. Conveniently located close to NSA Mid-South, this home is ideal for those working on the Navy base in Millington. Located in Tipton County, known for its great schools, this home is perfect for families. Sellers offering $10,000 towards buyers closing costs.
For sale
Price cut: $801 (12/22)
$438,999
82 Ridge Top Cv, Atoka, TN 38004
5beds
3,123sqft
Est.:
Single Family Residence
Built in 2010
0.45 Acres Lot
$432,400 Zestimate®
$141/sqft
$19/mo HOA
What's special
New paintNew carpetQuiet coveSpacious bedrooms
- 120 days |
- 149 |
- 7 |
Zillow last checked: 8 hours ago
Listing updated: December 22, 2025 at 10:59am
Listed by:
Michelle L Sides,
MidSouth Residential, LLC 901-507-4680
Source: MAAR,MLS#: 10205203
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room, Attic
Primary bedroom
- Features: Walk-In Closet(s), Carpet
- Level: First
- Area: 238
- Dimensions: 17 x 14
Bedroom 2
- Features: Shared Bath, Carpet
- Level: Second
Bedroom 3
- Features: Shared Bath, Carpet
- Level: Second
Bedroom 4
- Features: Carpet
- Level: Second
Bedroom 5
- Features: Shared Bath, Carpet
- Level: Second
Primary bathroom
- Features: Double Vanity, Separate Shower, Tile Floor, Full Bath
Dining room
- Features: Separate Dining Room
- Area: 168
- Dimensions: 12 x 14
Kitchen
- Features: Eat-in Kitchen, Kitchen Island
Living room
- Area: 306
- Dimensions: 18 x 17
Bonus room
- Area: 399
- Dimensions: 21 x 19
Den
- Dimensions: 0 x 0
Heating
- Central, Natural Gas
Cooling
- Central Air
Appliances
- Included: Gas Water Heater, Range/Oven, Gas Cooktop, Disposal, Dishwasher, Microwave, Washer, Dryer
- Laundry: Laundry Room
Features
- 1 or More BR Down, Primary Down, Half Bath Down, Living Room, Dining Room, Kitchen, Primary Bedroom, 1 1/2 Bath, Laundry Room, Breakfast Room, 2nd Bedroom, 3rd Bedroom, 4th or More Bedrooms, 1 Bath, Play Room/Rec Room, Square Feet Source: Floor Plans (Builder/Architecture)
- Flooring: Wood Laminate Floors, Part Carpet, Tile
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Living Room, Other (See Remarks)
Interior area
- Total interior livable area: 3,123 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway/Pad, Garage Door Opener, Garage Faces Side
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 2
- Exterior features: On-Site Storage
- Pool features: None
- Fencing: Wood,Wood Fence
Lot
- Size: 0.45 Acres
- Dimensions: .45
- Features: Level, Landscaped
Details
- Parcel number: 128L 128L B04700
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Foundation: Slab
- Roof: Composition Shingles
Condition
- New construction: No
- Year built: 2010
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Sterling Ridge Sec B
HOA
- Has HOA: Yes
- HOA fee: $225 annually
Location
- Region: Atoka
Financial & listing details
- Price per square foot: $141/sqft
- Tax assessed value: $389,200
- Annual tax amount: $2,308
- Price range: $439K - $439K
- Date on market: 9/7/2025
- Cumulative days on market: 120 days
- Listing terms: Conventional,FHA,VA Loan
Estimated market value
$432,400
$411,000 - $454,000
$2,731/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/22/2025 | Price change | $438,999-0.2%$141/sqft |
Source:  MAAR #10205203 Report a problem | ||
| 11/22/2025 | Price change | $439,8000%$141/sqft |
Source: MAAR #10205203 Report a problem | ||
| 10/4/2025 | Price change | $439,900-2.2%$141/sqft |
Source: MAAR #10205203 Report a problem | ||
| 9/18/2025 | Price change | $449,9000%$144/sqft |
Source: MAAR #10205203 Report a problem | ||
| 9/7/2025 | Listed for sale | $450,000+87.5%$144/sqft |
Source: MAAR #10205203 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,308 +5.1% | $97,300 |
| 2023 | $2,195 +4.6% | $97,300 +42.4% |
| 2022 | $2,098 +1.7% | $68,325 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,469/mo
Principal & interest
$2102
Property taxes
$194
Other costs
$173
Climate risks
Neighborhood: 38004
Nearby schools
GreatSchools rating
- 6/10Atoka Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 5/10Brighton Middle SchoolGrades: 6-8Distance: 4.8 mi
- 6/10Brighton High SchoolGrades: 9-12Distance: 4.5 mi
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