For sale

Price cut: $1K (6/10)

$198,900

821 Pine Tree Rd, Nancy, KY 42544

2beds

952sqft

$1,255/mo

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Single Family Residence

Built in 2026

0.4 Acres Lot

$198,000 Zestimate^®

$209/sqft

$-- HOA

What's special

Lake life starts here! Welcome to this beautifully built 2 bedroom, 1 bath new construction home sitting on approximately 0.4 +/- acre, tucked away among trees and surrounded by nature. This setting offers privacy and quiet while still being a short distance from Lake Cumberland. Inside you'll find an open floor plan with a seamless flow between the kitchen and living room - giving the home a spacious feel that's perfect for hosting or everyday living. Conveniently located approximately 10 miles from Wolf Creek Marina, offering quick access to boating, fishing, and all that Lake Cumberland has to offer. Whether you're looking for a starter home or vacation retreat near the lake this one checks all the boxes! 1 Year builder warranty included! Buyer has the option to purchase the adjoining lot for an additional cost.

141 days

1,331

18

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Level: First

Bedroom 2

Level: First

Bathroom 1

Level: First

Kitchen

Level: First

Living room

Level: First

Other

Level: First

Utility room

Level: First

Heating

Heat Pump

Cooling

Ceiling Fan(s), Heat Pump

Appliances

Included: Dishwasher, Microwave, Range
Laundry: Electric Dryer Hookup, Washer Hookup

Features

Ceiling Fan(s)
Flooring: Vinyl
Has basement: No
Has fireplace: No

Interior area

Total structure area: 952
Total interior livable area: 952 sqft
Finished area above ground: 952
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: One
Has view: Yes
View description: Rural, Trees/Woods

Lot

Size: 0.4 Acres
Features: Few Trees

Details

Parcel number: BB01VARIOUS LOTA23

Construction

Type & style

Home type: SingleFamily
Architectural style: Barndominium
Property subtype: Single Family Residence

Materials

Aluminum Siding
Foundation: Block
Roof: Metal

Condition

New Construction
Year built: 2026

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Pine Tree Estates

HOA

Has HOA: No

Location

Region: Nancy

Financial & listing details

Price per square foot: $209/sqft
Date on market: 3/4/2026

Estimated market value

$198,000

$188,000 - $208,000

$995/mo

Price history

Date	Event	Price
6/10/2026	Price change	$198,900-0.5%$209/sqft
Source: Imagine MLS #26004062 Report a problem
4/1/2026	Price change	$199,900-2.4%$210/sqft
Source: Imagine MLS #26004062 Report a problem
3/4/2026	Listed for sale	$204,900$215/sqft
Source: Imagine MLS #26004062 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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