Welcome to 440 Saratoga Street, Cohoes, NY!
This move-in ready 2-bedroom, 1-bath home packs style, updates, and value into 1,040 square feet of thoughtfully designed living space--perfect for first-time buyers or those looking to downsize without compromise.
Enjoy a bright, spacious living area, an inviting eat-in kitchen, and a full basement offering excellent storage and future potential. Step outside to a fully fenced 9,000 sq. ft. yard--ideal for pets, entertaining, or simply relaxing in your own private space.
Major updates have already been done for you, including a modernized kitchen, upgraded electrical and plumbing, a new furnace, and central air--giving you peace of mind from day one.
Conveniently located with easy access to Albany, Troy, and Saratoga Springs via I-787, and just minutes from local parks, shopping, and dining.
Move-in ready, well-updated, and ideally located--this home truly checks all the boxes. Schedule your showing today and see the value for yourself!
Open house Sunday 03/29/2026 11AM- 1PM
Active
$238,000
440 Saratoga Street, Cohoes, NY 12047
2beds
1,040sqft
Single Family Residence, Residential
Built in 1963
9,147.6 Square Feet Lot
$237,100 Zestimate®
$229/sqft
$-- HOA
What's special
Central airNew furnaceUpgraded electrical and plumbingModernized kitchenInviting eat-in kitchen
- 1 day |
- 263 |
- 8 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 31, 2026 at 04:10am
Listing by:
Realty One Group Key 518-630-5360,
Daniel Nelson 518-469-0015
Source: Global MLS,MLS#: 202613976
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
Bedroom
- Level: First
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Microwave, Oven, Range, Refrigerator
Features
- Basement: Full
Interior area
- Total structure area: 1,040
- Total interior livable area: 1,040 sqft
- Finished area above ground: 1,040
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Paved
- Garage spaces: 2
Features
- Exterior features: None
Lot
- Size: 9,147.6 Square Feet
Details
- Parcel number: 010300 20.848
- Zoning description: Mixed
- Special conditions: No Disclosures
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Block, Drywall, Vinyl Siding
Condition
- New construction: No
- Year built: 1963
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Cohoes
Financial & listing details
- Price per square foot: $229/sqft
- Tax assessed value: $170,551
- Annual tax amount: $5,994
- Date on market: 3/31/2026
Estimated market value
$237,100
$225,000 - $249,000
$1,827/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/31/2026 | Listed for sale | $238,000$229/sqft |
Source:  Global MLS #202613976 Report a problem | ||
| 3/30/2026 | Pending sale | $238,000$229/sqft |
Source: Global MLS #202613976 Report a problem | ||
| 3/26/2026 | Listed for sale | $238,000+376%$229/sqft |
Source: Global MLS #202613976 Report a problem | ||
| 8/30/2023 | Sold | $50,000-28.5%$48/sqft |
Source: Public Record Report a problem | ||
| 11/9/2004 | Sold | $69,900$67/sqft |
Source: Global MLS #2212039 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $60,000 -20% |
| 2023 | -- | $75,000 |
| 2022 | -- | $75,000 |
| 2021 | -- | $75,000 |
| 2020 | -- | $75,000 |
| 2019 | -- | $75,000 |
| 2018 | -- | $75,000 |
| 2017 | $3,968 | $75,000 |
| 2016 | -- | $75,000 |
| 2015 | -- | $75,000 |
| 2014 | -- | $75,000 |
| 2013 | -- | $75,000 |
| 2012 | -- | $75,000 |
| 2011 | -- | $75,000 |
| 2010 | -- | $75,000 |
| 2009 | -- | $75,000 |
| 2008 | -- | $75,000 |
| 2007 | -- | $75,000 |
| 2005 | -- | $75,000 |
| 2004 | -- | $75,000 |
| 2003 | -- | $75,000 -28% |
| 2002 | -- | $104,100 |
| 2001 | -- | $104,100 |
| 2000 | -- | $104,100 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12047
Nearby schools
GreatSchools rating
- 5/10Abram Lansing SchoolGrades: PK-5Distance: 0.7 mi
- 4/10Cohoes Middle SchoolGrades: 6-8Distance: 0.9 mi
- 4/10Cohoes High SchoolGrades: 9-12Distance: 1.4 mi
Local experts in 12047
- New York
- Albany County
- Cohoes
- 12047
- 440 Saratoga Street
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