Welcome to this fully furnished waterfront home on Lake Wylie offering the kind of lifestyle buyers search for but seldom find. Blending relaxed lake living with polished interior finishes, generous entertaining space, and turnkey convenience. From the moment you arrive, the setting feels like a retreat, with a wraparound porch, covered deck, covered back patio, and long lake views that make everyday living feel like a getaway.
Inside, the main level is warm and inviting, anchored vaulted wall of windows, a gas-burning stone fireplace, and an updated kitchen designed for gathering. The kitchen features an island, stainless steel appliances, and a gas cooktop, giving buyers the function they want and the style they expect in a waterfront home. The layout offers excellent flexibility with a laundry room that includes the washer and dryer, sink and storage. The stunning primary suite with a walk-in closet and five-piece bath offers a nice retreat. A second bedroom and full bath round out the main level. Upstairs, a spacious loft and full bath create the perfect bonus area for guests, or additional lounge space. The fully finished walk-out basement expands the home’s livability with a true entertaining setup, including a wet bar with sink and two beverage refrigerators and an additional bedroom and full bathroom. Enjoy a bunk room with built-in bunk beds, and a flex room that can easily serve as overflow guest space. Outside, the property captures the best of Lake Wylie waterfront living with an outdoor shower, fire pit by the water, paddle board launch area, and your own private dock creating - an effortless connection between the home and the lake. This is the kind of property that works beautifully as a primary residence, luxury getaway, income producing rental, or furnished second home near Charlotte. The location adds even more appeal. The home sits in Charlotte’s sought-after Lake Wylie area, with access to outdoor recreation at McDowell Nature Center and Preserve. This property delivers the lakefront lifestyle buyers want with the convenience of being just outside the city.
Under contract-show
$1,400,000
8428 Island Point Rd, Charlotte, NC 28278
3beds
3,175sqft
Est.:
Single Family Residence
Built in 2013
0.55 Acres Lot
$1,356,400 Zestimate®
$441/sqft
$71/mo HOA
What's special
Gas-burning stone fireplaceWraparound porchPrivate dockLong lake viewsCovered deckPaddle board launch areaVaulted wall of windows
- 16 days |
- 901 |
- 40 |
Zillow last checked:
Listing updated:
Listing Provided by:
Nicole Leininger nicole@ivesterjackson.com,
Ivester Jackson Christie's
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4358970
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Bar entertainment
- Level: Basement
Bonus room
- Level: Basement
Bonus room
- Level: Basement
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Loft
- Level: Upper
Recreation room
- Level: Basement
Heating
- Heat Pump
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Bar Fridge, Dishwasher, Electric Water Heater, Exhaust Fan, Exhaust Hood, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer, Wine Refrigerator
- Laundry: Inside, Main Level, Sink
Features
- Built-in Features, Soaking Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Laminate, Tile
- Doors: Screen Door(s), Sliding Doors
- Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access
- Fireplace features: Family Room, Gas
Interior area
- Total structure area: 1,840
- Total interior livable area: 3,175 sqft
- Finished area above ground: 1,840
- Finished area below ground: 1,335
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Deck, Front Porch, Patio, Wrap Around
- Exterior features: Fire Pit, In-Ground Irrigation, Outdoor Shower
- Has view: Yes
- View description: Long Range, Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Covered structure, Dock, Paddlesport Launch Site, Pier, Retaining Wall, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.55 Acres
- Features: Cul-De-Sac
Details
- Parcel number: 19909129
- Zoning: N1-C
- Special conditions: Standard
- Other equipment: Surround Sound
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Hardboard Siding, Stone
- Roof: Composition
Condition
- New construction: No
- Year built: 2013
Utilities & green energy
- Sewer: Other - See Remarks
- Water: Community Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Radon Mitigation System, Smoke Detector(s)
- Subdivision: Island Point
HOA
- Has HOA: Yes
- HOA fee: $850 annually
- HOA name: Island Point Homeowners Association
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $441/sqft
- Tax assessed value: $982,600
- Annual tax amount: $6,906
- Date on market: 3/30/2026
- Cumulative days on market: 16 days
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Gravel, Paved
Estimated market value
$1,356,400
$1.29M - $1.42M
$3,206/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/30/2026 | Listed for sale | $1,400,000+26.7%$441/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4358970 Report a problem | ||
| 4/12/2022 | Sold | $1,105,000+11.1%$348/sqft |
Source: Canopy MLS as distributed by MLS GRID #3829179 Report a problem | ||
| 2/28/2022 | Pending sale | $995,000$313/sqft |
Source: Canopy MLS as distributed by MLS GRID #3829179 Report a problem | ||
| 2/25/2022 | Listed for sale | $995,000+298%$313/sqft |
Source: Canopy MLS as distributed by MLS GRID #3829179 Report a problem | ||
| 2/13/2013 | Sold | $250,000$79/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,906 +1.5% | $982,600 |
| 2024 | $6,807 +1.5% | $982,600 |
| 2023 | $6,704 +39.6% | $982,600 +84.9% |
| 2022 | $4,804 | $531,400 |
| 2021 | -- | $531,400 |
| 2020 | -- | $531,400 |
| 2019 | $4,613 -0.5% | $531,400 +28.9% |
| 2018 | $4,634 +2% | $412,100 |
| 2017 | $4,542 | $412,100 |
| 2016 | $4,542 | $412,100 +25.9% |
| 2015 | $4,542 +24% | $327,200 +23% |
| 2014 | $3,662 | $266,100 -19.2% |
| 2013 | -- | $329,500 -0.5% |
| 2012 | -- | $331,000 |
| 2011 | -- | $331,000 +100.6% |
| 2010 | -- | $165,000 |
| 2009 | -- | $165,000 |
| 2008 | -- | $165,000 |
| 2007 | -- | $165,000 |
| 2006 | -- | $165,000 |
| 2005 | -- | $165,000 |
| 2004 | -- | $165,000 |
| 2003 | -- | $165,000 +20.4% |
| 2002 | -- | $137,020 |
| 2001 | -- | $137,020 |
| 2000 | -- | $137,020 |
Find assessor info on the county website
Monthly payment
Est. payment
$7,775/mo
Principal & interest
$6911
Property taxes
$793
HOA Fees
$71
More affordability tools
Climate risks
Neighborhood: 28278
Nearby schools
GreatSchools rating
- 9/10Winget Park ElementaryGrades: PK-5Distance: 1.9 mi
- 1/10Southwest Middle SchoolGrades: 6-8Distance: 2.6 mi
- 8/10Palisades High SchoolGrades: 9-11Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Winget Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- 8428 Island Point Rd
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