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For sale
  • Price cut: $200K (8/27)
    $1,695,000

    85 Cedar Bay Rd, Union Hall, VA 24176

    8beds
    6,596sqft
    : 
    $10,084/mo
    Get pre-qualified
    Single Family Residence
    Built in 2011
    1.27 Acres Lot
    $-- Zestimate®
    $257/sqft
    $-- HOA

    What's special

    Quiet no-wake coveDriveway just sealedGutter guardsSoaring cathedral ceilings
    Peaceful. Private. Effortless lake living. If your vision of Smith Mountain Lake includes quiet mornings on the water, afternoons on the dock, and evenings spent under the stars, this exceptional waterfront retreat deserves a closer look. Tucked into a quiet, no-wake cove, this beautifully maintained home offers a peaceful setting for enjoying the lake without sacrificing one of the most important features of waterfront ownership: easy, dependable access to the water. A wonderful place to swim, relax, entertain, or simply sit by the water--and when you're ready to go boating, you can launch your boat easily. Inside, the home offers generous living space across three levels, with a comfortable layout designed for both everyday living and entertaining. A spacious, fully equiped kitchen creates a natural gathering place, while soaring cathedral ceilings and beautiful cherry hardwoods and tigerwood flooring add warmth and character throughout. Meticulously maintained as a second home, the property feels fresh, cared for, and ready to enjoy. Offered fully furnished--including linens, kitchenware, and décor with only a few personal exclusions--this is truly an easy transition to lake life. Recent improvements provide additional peace of mind, including a 2025 whole-house generator, brand-new HVAC, separate heat pumps for each level, gutter guards and driveway just sealed. No homeowners association. Come for the lake. Stay for the peace and quiet.
    9 days
    178
    17

    Zillow last checked:

    Listing updated:

    Listed by:

    JADA A. TURNER 540-263-0202,

    BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE 540-721-8659

    Source: RVAR,MLS#: 931915MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 8
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Entry
      Bedroom 2
      • Level: Entry
      Bedroom 3
      • Level: Entry
      Bedroom 4
      • Level: Lower
      Bedroom 5
      • Level: Lower
      Bedroom 6
      • Level: Lower
      Other
      • Level: Lower
      Other
      • Level: Upper
      Dining room
      • Level: Entry
      Family room
      • Level: Lower
      Foyer
      • Level: Entry
      Great room
      • Level: Upper
      Kitchen
      • Level: Entry
      Laundry
      • Level: Entry
      Living room
      • Level: Entry
      Recreation room
      • Level: Lower
      Other
      • Level: Lower
      Heating
      • Heat Pump Electric
      Cooling
      • Heat Pump Electric
      Appliances
      • Included: Microwave Oven (Built In)
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Storage, Walk-In Closet(s)
      • Flooring: Tile, Wood
      • Doors: French Doors, Wood
      • Windows: Insulated Windows
      • Basement: Full
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 6,596
      • Total interior livable area: 6,596 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Covered spaces: 2
      Features
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Cove
      • Body of water: Smith Mtn Lake
      Lot
      • Size: 1.27 Acres
      • Features: Gentle Sloping, Level
      Details
      • Additional structures: Shed(s)
      • Parcel number: 052 02075 00
      • Zoning: A-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • See Remarks, Stone
      Condition
      • Year built: 2011

      Utilities & green energy

      • Sewer: Private Septic
      • Water: Private Well

      Community & HOA

      Community
      • Subdivision: Cedar Bay
      HOA
      • Has HOA: No
      Location
      • Region: Union Hall

      Financial & listing details

      • Price per square foot: $257/sqft
      • Tax assessed value: $1,493,000
      • Annual tax amount: $7,495
      • Date on market: 10/1/2026
      • Cumulative days on market: 177 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/27/2026Price change$1,695,000-10.6%$257/sqft
        Source: RVAR #926651 Report a problem
        4/17/2026Listed for sale$1,895,000$287/sqft
        Source: RVAR #926651 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,420 $1,493,000
        2024$6,420 +52.1%$1,493,000 +115.8%
        2023$4,220 $691,800
        2022$4,220 $691,800
        2021$4,220 $691,800
        2020$4,220 +2.5%$691,800 +2.5%
        2019$4,117 $674,900
        2018$4,117 $674,900 -7.6%
        2017$4,117 +10.9%$730,100
        2016$3,712 $730,100 +5%
        2015$3,712 -1.2%$695,400
        2014$3,755 --
        2013$3,755 $695,400
        2012-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 24176

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Glade Hill
        • Middle: Ben Franklin Middle
        • High: Franklin County

        Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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