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For sale
  • $1,895,000

    85 Cedar Bay Rd, Union Hall, VA 24176

    8beds
    6,596sqft
    : Get pre-qualified
    Single Family Residence
    Built in 2011
    1.27 Acres Lot
    $1,791,700 Zestimate®
    $287/sqft
    $-- HOA

    What's special

    Multiple bedrooms and bathsSerene waterfront setting
    With a special use permit, this exceptional waterfront home presents a rare opportunity as a fully turnkey short-term rental or an effortless personal retreat--just in time for the summer season. Thoughtfully designed with generous living space across the upper, entry, and lower levels, the home offers the ideal layout to comfortably host guests while maintaining privacy throughout. The main level features multiple bedrooms and baths--an uncommon and highly desirable feature for lakefront living--along with a spacious kitchen that provides so much room for gathering and entertaining. Offered fully furnished, including linens, kitchenware, and decor (with only a few personal exclusions--see agent for details), this property is truly move-in or rental ready from day one. Tucked within a quiet, no-wake cove, the setting is perfect for relaxed lake days, swimming, and peaceful enjoyment of the water. The gentle approach to the shoreline enhances accessibility, while the brand-new aluminum dock creates an inviting space for lounging and lakeside living. Meticulously maintained as a second home, the property feels like new and showcases quality finishes throughout, including cherry hardwoods, tigerwood flooring, and soaring cathedral ceilings. Recent updates and features such as a 2025 whole-house generator, brand-new HVAC (being installed in May), separate heat pumps for each level, and gutter guards provide comfort, efficiency, and peace of mind. With no homeowners association, exceptional flexibility, and immediate usability, this property offers the ideal blend of investment potential and personal enjoyment in a serene waterfront setting.
    40 days
    |
    535
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    JADA A. TURNER 540-263-0202,

    BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Source: RVAR,MLS#: 926651MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 8
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: E
      Bedroom 2
      • Level: E
      Bedroom 3
      • Level: E
      Bedroom 4
      • Level: L
      Bedroom 5
      • Level: L
      Bedroom 6
      • Level: L
      Other
      • Level: L
      Other
      • Level: U
      Dining room
      • Level: E
      Family room
      • Level: L
      Foyer
      • Level: E
      Great room
      • Level: U
      Kitchen
      • Level: E
      Laundry
      • Level: E
      Living room
      • Level: E
      Recreation room
      • Level: L
      Other
      • Level: L
      Heating
      • Heat Pump Electric
      Cooling
      • Heat Pump Electric
      Appliances
      • Included: Dryer, Washer, Dishwasher, Microwave, Electric Range, Refrigerator
      Features
      • Storage
      • Flooring: Ceramic Tile, Wood
      • Doors: French Doors, Wood
      • Windows: Insulated Windows
      • Has basement: Yes
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 6,596
      • Total interior livable area: 6,596 sqft
      • Finished area above ground: 3,898
      • Finished area below ground: 2,698
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      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Has attached garage: Yes
      • Covered spaces: 2
      Features
      • Has water view: Yes
      • Water view: Lake
      • On waterfront: Yes
      • Waterfront features: Waterfront, Cove
      • Body of water: Smith Mtn Lake
      Lot
      • Size: 1.27 Acres
      • Features: Gentle Sloping, Level
      Details
      • Parcel number: 052 02075 00
      • Zoning: A-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Other - See Remarks, Stone
      Condition
      • Completed
      • Year built: 2011

      Utilities & green energy

      • Electric: 9 Phase
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Cedar Bay
      HOA
      • Has HOA: No
      Location
      • Region: Union Hall

      Financial & listing details

      • Price per square foot: $287/sqft
      • Tax assessed value: $1,493,000
      • Annual tax amount: $7,495
      • Date on market: 4/17/2026
      • Road surface type: Paved
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        Estimated market value

        $1,791,700

        $1.70M - $1.88M

        $2,650/mo

        Price history

        DateEventPrice
        4/17/2026Listed for sale$1,895,000$287/sqft
        Source: RVAR #926651 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,420 $1,493,000
        2024$6,420 +52.1%$1,493,000 +115.8%
        2023$4,220 $691,800
        2022$4,220 $691,800
        2021$4,220 $691,800
        2020$4,220 +2.5%$691,800 +2.5%
        2019$4,117 $674,900
        2018$4,117 $674,900 -7.6%
        2017$4,117 +10.9%$730,100
        2016$3,712 $730,100 +5%
        2015$3,712 -1.2%$695,400
        2014$3,755 --
        2013$3,755 $695,400
        2012-- --

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 24176

          Getting around

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          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Glade Hill
          • Middle: Ben Franklin Middle
          • High: Franklin County

          Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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