With a special use permit, this exceptional waterfront home presents a rare opportunity as a fully turnkey short-term rental or an effortless personal retreat--just in time for the summer season. Thoughtfully designed with generous living space across the upper, entry, and lower levels, the home offers the ideal layout to comfortably host guests while maintaining privacy throughout. The main level features multiple bedrooms and baths--an uncommon and highly desirable feature for lakefront living--along with a spacious kitchen that provides so much room for gathering and entertaining. Offered fully furnished, including linens, kitchenware, and decor (with only a few personal exclusions--see agent for details), this property is truly move-in or rental ready from day one. Tucked within a quiet, no-wake cove, the setting is perfect for relaxed lake days, swimming, and peaceful enjoyment of the water. The gentle approach to the shoreline enhances accessibility, while the brand-new aluminum dock creates an inviting space for lounging and lakeside living. Meticulously maintained as a second home, the property feels like new and showcases quality finishes throughout, including cherry hardwoods, tigerwood flooring, and soaring cathedral ceilings. Recent updates and features such as a 2025 whole-house generator, brand-new HVAC (being installed in May), separate heat pumps for each level, and gutter guards provide comfort, efficiency, and peace of mind. With no homeowners association, exceptional flexibility, and immediate usability, this property offers the ideal blend of investment potential and personal enjoyment in a serene waterfront setting.
For sale
$1,895,000
85 Cedar Bay Rd, Union Hall, VA 24176
8beds
6,596sqft
Est.: Get pre-qualified
Single Family Residence
Built in 2011
1.27 Acres Lot
$1,791,700 Zestimate®
$287/sqft
$-- HOA
What's special
Multiple bedrooms and bathsSerene waterfront setting
- 40 days |
- 535 |
- 13 |
Zillow last checked:
Listing updated:
Listed by:
JADA A. TURNER 540-263-0202,
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Source: RVAR,MLS#: 926651
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Level: E
Bedroom 2
- Level: E
Bedroom 3
- Level: E
Bedroom 4
- Level: L
Bedroom 5
- Level: L
Bedroom 6
- Level: L
Other
- Level: L
Other
- Level: U
Dining room
- Level: E
Family room
- Level: L
Foyer
- Level: E
Great room
- Level: U
Kitchen
- Level: E
Laundry
- Level: E
Living room
- Level: E
Recreation room
- Level: L
Other
- Level: L
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dryer, Washer, Dishwasher, Microwave, Electric Range, Refrigerator
Features
- Storage
- Flooring: Ceramic Tile, Wood
- Doors: French Doors, Wood
- Windows: Insulated Windows
- Has basement: Yes
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 6,596
- Total interior livable area: 6,596 sqft
- Finished area above ground: 3,898
- Finished area below ground: 2,698
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Has attached garage: Yes
- Covered spaces: 2
Features
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront, Cove
- Body of water: Smith Mtn Lake
Lot
- Size: 1.27 Acres
- Features: Gentle Sloping, Level
Details
- Parcel number: 052 02075 00
- Zoning: A-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Other - See Remarks, Stone
Condition
- Completed
- Year built: 2011
Utilities & green energy
- Electric: 9 Phase
- Water: Well
Community & HOA
Community
- Subdivision: Cedar Bay
HOA
- Has HOA: No
Location
- Region: Union Hall
Financial & listing details
- Price per square foot: $287/sqft
- Tax assessed value: $1,493,000
- Annual tax amount: $7,495
- Date on market: 4/17/2026
- Road surface type: Paved
Estimated market value
$1,791,700
$1.70M - $1.88M
$2,650/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Listed for sale | $1,895,000$287/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,420 | $1,493,000 |
| 2024 | $6,420 +52.1% | $1,493,000 +115.8% |
| 2023 | $4,220 | $691,800 |
| 2022 | $4,220 | $691,800 |
| 2021 | $4,220 | $691,800 |
| 2020 | $4,220 +2.5% | $691,800 +2.5% |
| 2019 | $4,117 | $674,900 |
| 2018 | $4,117 | $674,900 -7.6% |
| 2017 | $4,117 +10.9% | $730,100 |
| 2016 | $3,712 | $730,100 +5% |
| 2015 | $3,712 -1.2% | $695,400 |
| 2014 | $3,755 | -- |
| 2013 | $3,755 | $695,400 |
| 2012 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 24176
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Glade Hill Elementary SchoolGrades: PK-5Distance: 4.1 mi
- 5/10Benjamin Franklin Middle SchoolGrades: 6-8Distance: 10.5 mi
- 4/10Franklin County High SchoolGrades: 9-12Distance: 10.3 mi
Schools provided by the listing agent
- Elementary: Glade Hill
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Franklin County
- Union Hall
- 24176
- 85 Cedar Bay Rd






