Experience exceptional lakefront living with 100 feet of pristine shoreline and breathtaking lake views from nearly every room. This stunning waterfront home is designed to maximize its incredible setting, offering a level lakefront lot which boasts a firepit, making an ideal place to enjoy family and friends. Wake up to sparkling water views, relax on spacious outdoor living areas, and enjoy direct access to the lake from your private Type A dock. Whether you're seeking a year-round residence or the perfect waterfront retreat, this property delivers an unparalleled lakeside lifestyle in a truly spectacular setting.
For sale
$1,649,000
85 Windy Cove Rd, Swanton, MD 21561
3beds
1,508sqft
Single Family Residence
Built in 1974
0.57 Acres Lot
$1,524,400 Zestimate®
$1,094/sqft
$-- HOA
What's special
Level lakefront lot
- 28 days |
- 1,160 |
- 45 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Betsy Spiker Holcomb 301-616-5022,
Taylor-Made Deep Creek Real Estate, LLC 3013874700
Source: Bright MLS,MLS#: MDGA2012160
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Loft
Bedroom 1
- Features: Flooring - Laminated
- Level: Main
- Area: 99 Square Feet
- Dimensions: 9 X 11
Bedroom 2
- Features: Flooring - Laminated
- Level: Main
- Area: 99 Square Feet
- Dimensions: 9 X 11
Bedroom 3
- Features: Flooring - Laminated
- Level: Main
- Area: 99 Square Feet
- Dimensions: 9 X 11
Dining room
- Features: Flooring - Vinyl
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13 X 12
Family room
- Features: Flooring - Laminated
- Level: Main
- Area: 256 Square Feet
- Dimensions: 16 X 16
Kitchen
- Features: Granite Counters, Flooring - Vinyl
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11 X 11
Laundry
- Features: Flooring - Vinyl
- Level: Main
- Area: 20 Square Feet
- Dimensions: 4 X 5
Living room
- Features: Flooring - Laminated
- Level: Main
- Area: 352 Square Feet
- Dimensions: 16 X 22
Loft
- Features: Flooring - Carpet
- Level: Upper
- Area: 105 Square Feet
- Dimensions: 7 X 15
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Dining Area, Entry Level Bedroom, Dry Wall, Cathedral Ceiling(s), Wood Walls
- Flooring: Laminate, Vinyl, Carpet
- Doors: Sliding Glass
- Basement: Connecting Stairway
- Has fireplace: No
Interior area
- Total structure area: 1,892
- Total interior livable area: 1,508 sqft
- Finished area above ground: 1,508
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Detached, Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two and One Half
- Stories: 2.5
- Patio & porch: Deck
- Pool features: None
- Has view: Yes
- View description: Mountain(s), Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Private Dock Site, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard, Lake
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.57 Acres
- Features: Landscaped, Level
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218007037
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Shingle
Condition
- Very Good
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Beckmans Peninsula
HOA
- Has HOA: No
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $1,094/sqft
- Tax assessed value: $868,933
- Annual tax amount: $8,456
- Date on market: 6/17/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$1,524,400
$1.45M - $1.60M
$1,871/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2026 | Listed for sale | $1,649,000+9.9%$1,094/sqft |
Source:  Bright MLS #MDGA2012160 Report a problem | ||
| 9/19/2025 | Sold | $1,499,990-2.5%$995/sqft |
Source: Bright MLS #MDGA2009482 Report a problem | ||
| 8/30/2025 | Contingent | $1,539,000$1,021/sqft |
Source: Bright MLS #MDGA2009482 Report a problem | ||
| 7/29/2025 | Price change | $1,539,000-2.5%$1,021/sqft |
Source: Bright MLS #MDGA2009482 Report a problem | ||
| 5/15/2025 | Listed for sale | $1,579,000+3.5%$1,047/sqft |
Source: Bright MLS #MDGA2009482 Report a problem | ||
| 10/10/2024 | Listing removed | $1,525,000$1,011/sqft |
Source: Bright MLS #MDGA2007692 Report a problem | ||
| 9/11/2024 | Price change | $1,525,000-3.4%$1,011/sqft |
Source: Bright MLS #MDGA2007692 Report a problem | ||
| 7/15/2024 | Listed for sale | $1,579,000-4.2%$1,047/sqft |
Source: Bright MLS #MDGA2007692 Report a problem | ||
| 5/15/2024 | Listing removed | -- |
Source: Bright MLS #MDGA2007086 Report a problem | ||
| 4/19/2024 | Listed for sale | $1,649,000+17.1%$1,094/sqft |
Source: Bright MLS #MDGA2007086 Report a problem | ||
| 10/20/2023 | Sold | $1,407,750+12.7%$934/sqft |
Source: Bright MLS #MDGA2005824 Report a problem | ||
| 9/9/2023 | Pending sale | $1,249,000$828/sqft |
Source: Bright MLS #MDGA2005824 Report a problem | ||
| 9/8/2023 | Listed for sale | $1,249,000$828/sqft |
Source: Bright MLS #MDGA2005824 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,830 +12.2% | $747,000 +10.9% |
| 2024 | $7,866 +12.3% | $673,467 +12.3% |
| 2023 | $7,007 +14% | $599,933 +14% |
| 2022 | $6,148 +0.5% | $526,400 +0.5% |
| 2021 | $6,115 +0.5% | $523,567 +0.5% |
| 2020 | $6,082 +0.5% | $520,733 +0.5% |
| 2019 | $6,049 +6% | $517,900 |
| 2018 | $5,707 0% | $517,900 |
| 2017 | $5,707 | $517,900 -0.4% |
| 2016 | -- | $520,200 |
| 2015 | -- | $520,200 |
| 2014 | -- | $520,200 -22.7% |
| 2013 | -- | $672,700 |
| 2012 | -- | $672,700 |
| 2011 | -- | $672,700 -0.8% |
| 2010 | -- | $677,970 +4.5% |
| 2009 | -- | $648,942 +4.7% |
| 2008 | -- | $619,916 +4.9% |
| 2007 | -- | $590,890 +14.2% |
| 2006 | -- | $517,592 +16.5% |
| 2005 | -- | $444,296 +19.8% |
| 2004 | -- | $371,000 +8.7% |
| 2003 | -- | $341,272 +9.5% |
| 2002 | -- | $311,546 +11.3% |
| 2001 | -- | $279,930 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21561
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-6Distance: 7.5 mi
- 5/10Southern Garrett High SchoolGrades: 7-12Distance: 8.5 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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