851 Locust Point Rd, Elkton, MD 21921

TWO HOMES FOR THE PRICE OF ONE – A RARE FIND WITH ENDLESS POSSIBILITIES! Looking for a property that offers more than just a place to live? This exceptional large ranch-style home boasts over 2,200 square feet of one-story living and delivers two fully separate living spaces under one roof, ideal for multi-generational living, rental income, or a flexible lifestyle tailored to your needs. The main home features a spacious layout with 4 bedrooms (3 on the main level and 1 in the finished basement) and 2 full bathrooms. At the heart of the home is the updated kitchen, showcasing a large deluxe island, upgraded cabinetry, a farmhouse sink, and beautiful granite countertops, perfect for both everyday living and entertaining. The second unit is a thoughtfully designed 2-bedroom, 1-bath in-law suite, complete with its own full kitchen, private laundry, wide doorways, entry ramp, and private entrance, offering true independence and accessibility. Set on 3.64 acres of peaceful countryside, this serene property offers both privacy and potential. Enjoy quiet mornings surrounded by nature or host unforgettable gatherings around the fire pit in the huge backyard, a space where the sky is the limit for outdoor enjoyment, gardening, raising chickens or future additions. Plus, you’ll enjoy deeded access to the beautiful Elk River, perfect for kayaking, fishing, or simply soaking in the waterfront lifestyle. With NO HOA, you have the freedom to make this property your own. And for qualified buyers, this home may be eligible for 100% financing through special loan programs, ask your agent or lender for more details. Whether you're investing, expanding, or simply dreaming of more room to live and grow, this home isn’t just a place...it’s an opportunity you don’t want to miss!