Welcome to this stunning 2 Bedroom +Office/Flex room, 2 Bath Duplex home nestled in the gated 55+ community of Bridge Bay at Bannon Lakes. Sitting on a serene private lake in the heart of popular St Johns County, this beautifully upgraded home features an open-concept layout with very up to date finishes throughout and many exceptional upgrades. The incredible Kitchen is perfect for entertaining with imported stone countertops, extra large pantry, spacious center island, upgraded stainless steel appliances, & custom tile backsplash. More fabulous features include two car garage, paver driveway & patio, 9' ceilings, custom plantation blinds on every window, power retractable screens on the extended patio inside the fenced yard sloping to the Pond. Other highlights are Porcelain Tile floors, tankless WH, a water softener, weathered wood accents, crown molding in every room, custom ceiling fans and new light fixtures. The Owner's suite offers a quiet retreat with tray ceiling, ensuite bath, frameless glass shower, stone top vanities, and a huge walk-in Custom Closet. Both Primary and Guest Bedrooms can accommodate King size bedroom sets. The Flex Room has built-in cabinetry that makes the perfect Office. All exterior maintenance is covered by association dues - roof, siding, painting, lawn maintenance, fertilization, irrigation, shrubs, & gated Security. Among the amazing Amenities are a state of the art Fitness Center, BBQ area, Fire Pit, two Pools, Pickleball and Tennis Courts, a Dog Park, the Kids' Park, and a Clubhouse with Daily Activities Posted. Life Here is Good!
1597 Spaces
Active
$369,500
86 ROCK SPRING Loop, St. Augustine, FL 32095
2beds
1,547sqft
Est.:
Half Duplex
Built in 2019
4,356 Square Feet Lot
$359,500 Zestimate®
$239/sqft
$388/mo HOA
What's special
New light fixturesSpacious center islandBeautifully upgraded homeEnsuite bathOpen-concept layoutWeathered wood accentsImported stone countertops
- 8 days |
- 305 |
- 15 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Dave Eaton 904-671-3062,
COLDWELL BANKER PREMIER PROPERTIES 904-342-2345
Source: realMLS,MLS#: 2143239
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
Features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
- Flooring: Tile
Interior area
- Total interior livable area: 1,547 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Porch, Rear Porch, Screened, Terrace
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- Waterfront features: Pond
Lot
- Size: 4,356 Square Feet
Details
- Parcel number: 0270151290
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Half Duplex
- Attached to another structure: Yes
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Security: Security Gate
- Senior community: Yes
- Subdivision: Bridge Bay At Bannon Lakes
HOA
- Has HOA: Yes
- Amenities included: Pool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Off Site, Pickleball, Security, Tennis Court(s)
- Services included: Maintenance Grounds, Security
- HOA fee: $388 monthly
- HOA name: Bridge Bay at Bannon Lakes
Location
- Region: Saint Augustine
Financial & listing details
- Price per square foot: $239/sqft
- Tax assessed value: $331,333
- Annual tax amount: $7,658
- Date on market: 5/3/2026
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Asphalt
Estimated market value
$359,500
$342,000 - $377,000
$2,174/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/3/2026 | Listed for sale | $369,500-2.8%$239/sqft |
Source:  realMLS #2143239 Report a problem | ||
| 5/23/2025 | Sold | $380,000-1.3%$246/sqft |
Source: realMLS #2049540 Report a problem | ||
| 5/12/2025 | Pending sale | $385,000$249/sqft |
Source: realMLS #2049540 Report a problem | ||
| 3/10/2025 | Price change | $385,000-3.4%$249/sqft |
Source: realMLS #2049540 Report a problem | ||
| 2/13/2025 | Price change | $398,500-2.8%$258/sqft |
Source: realMLS #2049540 Report a problem | ||
| 10/26/2024 | Listed for sale | $410,000+5.1%$265/sqft |
Source: realMLS #2049540 Report a problem | ||
| 6/15/2022 | Sold | $390,000-4.9%$252/sqft |
Source: Public Record Report a problem | ||
| 4/6/2022 | Pending sale | $410,000$265/sqft |
Source:  FLGMLS #275689 Report a problem | ||
| 3/30/2022 | Listed for sale | $410,000+42.1%$265/sqft |
Source: FLGMLS #275689 Report a problem | ||
| 7/31/2019 | Sold | $288,600$187/sqft |
Source: Public Record Report a problem | ||
| 2/25/2019 | Listing removed | -- |
Source: Del Webb Report a problem | ||
| 11/30/2018 | Listed for sale | -- |
Source: Del Webb Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,387 +1.1% | $305,059 +3% |
| 2023 | $6,316 +17.7% | $296,174 +28.4% |
| 2022 | $5,368 +4.6% | $230,695 +11.2% |
| 2021 | $5,130 +0.6% | $207,488 +2.1% |
| 2020 | $5,101 +47.2% | $203,208 +306.4% |
| 2019 | $3,466 | $50,000 |
| 2018 | $3,466 +175.6% | $50,000 +92.3% |
| 2017 | $1,257 | $26,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,588/mo
Principal & interest
$1797
Property taxes
$403
HOA Fees
$388
More affordability tools
Climate risks
Neighborhood: 32095
Nearby schools
GreatSchools rating
- 9/10Mill Creek AcademyGrades: PK-8Distance: 3 mi
- NASt. Johns Community CampusGrades: 9-12Distance: 5.6 mi
Schools provided by the listing agent
- Elementary: Mill Creek Academy
- Middle: Mill Creek Academy
- High: Tocoi Creek
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Saint Johns County
- Saint Augustine
- 32095
- 86 ROCK SPRING Loop
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