Looking for a spacious, fine craftsman ranch? Check out this custom built home that the builder built for himself! With 3 bedrooms, 3 full and 1 half baths. Boasting 2 finished levels, this home has plenty of space for all of your family and friends as it sits on 1.81 acres just minutes from dining and shopping. The front entrance invites you into this rambling ranch. The living areas are enhanced with beautiful wood vaulted ceilings and charm. Enjoy the kitchen, breakfast and great room with a warm, native stone fireplace complete with wood burning stove. More amenities included are *solid oak hardwood floors* solid poplar six panel doors*stainless appliances* wood chair rail* Anderson wood windows*septic replaced 2023*new furnace 2023*new hot water heater 2024*new whole house humidifier 2023* new a/c unit 2023*first floor laundry*additional family room and game room in the lower level*tons of storage area/excercise area* large deck with above ground pool* wood shed with wood for the winter and more! 3 GARAGES FOR 5 VEHICLES!!!! No HOA. The outbuilding also is equipped with a professionally soundproofed recording studio, waiting area and half bath. Country music star, Carly Pearce, a Taylor Mill native, recorded her first tracks here!!!!
There is everything you need and more! Don't wait to schedule a visit!
Pending
$629,000
860 Stephens Rd, Independence, KY 41051
3beds
--sqft
Est.:
Single Family Residence, Residential
Built in 1985
1.81 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Anderson wood windowsWood chair railBeautiful wood vaulted ceilingsSolid oak hardwood floorsStainless appliancesFirst floor laundry
- 124 days |
- 126 |
- 3 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 27, 2025 at 01:35pm
Listed by:
Karen Elkins 859-802-7241,
Coldwell Banker Realty FM
Source: NKMLS,MLS#: 637088
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Primary bedroom
- Features: Bath Adjoins, Carpet Flooring
- Level: First
- Area: 208
- Dimensions: 16 x 13
Bedroom 2
- Features: Carpet Flooring
- Level: First
- Area: 192
- Dimensions: 16 x 12
Bedroom 3
- Features: Hardwood Floors
- Level: First
- Area: 176
- Dimensions: 16 x 11
Bathroom 2
- Features: Full Finished Bath
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bathroom 3
- Features: Full Finished Half Bath
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bathroom 4
- Features: Full Finished Bath
- Level: Lower
- Area: 0
- Dimensions: 0 x 0
Bonus room
- Level: Lower
- Area: 72
- Dimensions: 9 x 8
Bonus room
- Level: Lower
- Area: 108
- Dimensions: 12 x 9
Breakfast room
- Features: Bow Window(s), Hardwood Floors
- Level: First
- Area: 153
- Dimensions: 17 x 9
Den
- Features: Bookcases, Hardwood Floors
- Level: First
- Area: 64
- Dimensions: 8 x 8
Dining room
- Features: Chair Rail, Hardwood Floors
- Level: First
- Area: 143
- Dimensions: 13 x 11
Family room
- Features: Carpet Flooring
- Level: Lower
- Area: 224
- Dimensions: 16 x 14
Game room
- Level: Lower
- Area: 312
- Dimensions: 24 x 13
Great room
- Features: Fireplace(s), Hardwood Floors
- Level: First
- Area: 224
- Dimensions: 16 x 14
Kitchen
- Features: Hardwood Floors, Kitchen Island, Recessed Lighting, Wood Cabinets
- Level: First
- Area: 195
- Dimensions: 15 x 13
Laundry
- Level: First
- Area: 104
- Dimensions: 13 x 8
Living room
- Features: Hardwood Floors
- Level: First
- Area: 247
- Dimensions: 19 x 13
Office
- Level: Lower
- Area: 108
- Dimensions: 12 x 9
Primary bath
- Features: Ceramic Tile Flooring, Jetted Tub, Shower
- Level: First
- Area: 0
- Dimensions: 0 x 0
Heating
- Forced Air
Cooling
- Attic Fan, Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Humidifier
- Laundry: Laundry Room, Main Level
Features
- Kitchen Island, Walk-In Closet(s), Soaking Tub, Smart Thermostat, Pantry, Open Floorplan, Eat-in Kitchen, Crown Molding, High Ceilings, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
- Doors: Multi Panel Doors
- Windows: Bay Window(s), Wood Frames
- Basement: Partial
- Number of fireplaces: 1
- Fireplace features: Decorative, Insert, Wood Burning
Property
Parking
- Total spaces: 5
- Parking features: Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 5
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Pool features: Above Ground
Lot
- Size: 1.81 Acres
- Features: Corner Lot, Sloped
Details
- Additional structures: Outbuilding
- Parcel number: 0470000061.01
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Brick, Concrete, Shingle Siding
- Foundation: Poured Concrete
- Roof: Composition,Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 1985
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Independence
Financial & listing details
- Tax assessed value: $340,700
- Annual tax amount: $4,300
- Date on market: 10/12/2025
- Cumulative days on market: 125 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/27/2025 | Pending sale | $629,000 |
Source:  NKMLS #637088 Report a problem | ||
| 11/15/2025 | Price change | $629,000-6% |
Source: NKMLS #637088 Report a problem | ||
| 10/27/2025 | Price change | $669,000-3.7% |
Source: NKMLS #637088 Report a problem | ||
| 10/18/2025 | Price change | $695,000-3.5% |
Source: NKMLS #637088 Report a problem | ||
| 10/13/2025 | Listed for sale | $719,900+148.2% |
Source: NKMLS #637088 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $4,300 -1.4% | $340,700 |
| 2022 | $4,361 -1.5% | $340,700 |
| 2021 | $4,427 -6% | $340,700 +17.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,664/mo
Principal & interest
$2936
Property taxes
$508
Home insurance
$220
Climate risks
Neighborhood: 41051
Nearby schools
GreatSchools rating
- 6/10White's Tower Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 7/10Twenhofel Middle SchoolGrades: 6-8Distance: 1.8 mi
- 8/10Simon Kenton High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Whites Tower Elementary
- Middle: Twenhofel Middle School
- High: Simon Kenton High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
