There's a difference between a house that was built and a home that was crafted. Tucked into a private setting in Petoskey's sought-after Silver Creek neighborhood—a short distance from downtown, dining, and the schools—this 2020-built 4-bedroom, 2-bath home is the latter. From the moment you arrive, this place feels like somewhere you'd want to stay. The split main floor opens the living room, dining area, and custom kitchen—large island, spacious countertops, 43-inch upper cabinets, drawer-style lower base cabinets, pot filler, Energy Star appliances, and above-and-below LED cabinet lighting—around a wood-burning fireplace. Large windows frame the composite-decked patio and the private yard beyond, where the property slopes through mixed hardwoods to a meandering stream. The main-floor primary suite with walk-in closet offers a quiet place to land. Two additional bedrooms, a full bath, and main-floor laundry complete the level. The finished lower level adds a fourth bedroom, a dedicated office, an expansive family/rec room, and convenient storage. The oversized, finished 3-car garage with 8-foot doors, additional parking, and a 10x12 storage shed with composite decking floor are ready for everything Northern Michigan life requires. Built to perform: R-24 wall insulation, R-49 ceiling insulation, 96% high-efficiency gas furnace, 16 SEER AC, and ERV whole-house ventilation. Silver Creek's association trails, a footpath to a footbridge over the creek, common green space just across the street, and quiet community atmosphere make it easy to put down roots. A nearby public boat launch provides access to Pickeral Lake, Crooked Lake, and the Inland Waterway. Two adjoining lots are available separately—an opportunity to create even more privacy.
For sale
$819,000
8695 Spring Ridge Dr, Petoskey, MI 49770
4beds
3,058sqft
SingleFamily
Built in 2020
0.56 Acres Lot
$794,200 Zestimate®
$268/sqft
$29/mo HOA
What's special
Wood-burning fireplaceAdditional parkingPrivate yardLarge islandComposite-decked patioSpacious countertopsMain-floor laundry
- 16 days |
- 1,069 |
- 36 |
Zillow last checked:
Listing updated:
Listed by:
Trish Hartwick,
Coldwell Banker Schmidt - Petoskey 231-347-7600
Source: Northern Michigan MLS,MLS#: 479855
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Area: 181.7
- Dimensions: 11.5 x 15.8
Bedroom
- Area: 149.57
- Dimensions: 14.11 x 10.6
Bedroom 1
- Area: 116.26
- Dimensions: 11.5 x 10.11
Bedroom 2
- Area: 253.68
- Dimensions: 15.1 x 16.8
Dining room
- Area: 196.13
- Dimensions: 14.11 x 13.9
Family room
- Area: 765.91
- Dimensions: 19.1 x 40.1
Kitchen
- Area: 177.62
- Dimensions: 16.6 x 10.7
Living room
- Area: 186.53
- Dimensions: 10.3 x 18.11
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Built-in Microwave, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range
Features
- Cathedral Ceiling(s)
- Windows: Mini Blinds
- Basement: Full,Finished,Other
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total interior livable area: 3,058 sqft
Property
Parking
- Parking features: Attached Garage
- Has attached garage: Yes
- Covered spaces: 3
Features
- Patio & porch: Patio
Lot
- Size: 0.56 Acres
- Features: Paved
Details
- Additional structures: Shed(s)
- Parcel number: 142004225220
Construction
Type & style
- Home type: SingleFamily
Materials
- Wood Frame/Site Built
Condition
- Year built: 2020
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $350 annually
- HOA name: Silver Creek
Location
- Region: Petoskey
Financial & listing details
- Price per square foot: $268/sqft
- Tax assessed value: $254,600
- Date on market: 6/22/2026
- Road surface type: Paved
Estimated market value
$794,200
$754,000 - $834,000
$3,405/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Listed for sale | $819,000+6725%$268/sqft |
Source: | ||
| 2/1/2018 | Sold | $12,000$4/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2021 | -- | $127,300 +378.6% |
| 2020 | -- | $26,600 +383.6% |
| 2019 | -- | $5,500 |
| 2018 | -- | $5,500 -35.3% |
| 2017 | -- | $8,500 |
| 2016 | -- | $8,500 |
| 2015 | -- | $8,500 -15% |
| 2014 | -- | $10,000 |
| 2013 | -- | $10,000 |
| 2012 | -- | $10,000 -23.1% |
| 2011 | -- | $13,000 |
| 2010 | -- | $13,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 49770
Nearby schools
GreatSchools rating
- 6/10Ottawa Elementary SchoolGrades: PK-5Distance: 7.4 mi
- 9/10Petoskey Middle SchoolGrades: 6-8Distance: 6.8 mi
- 7/10Petoskey High SchoolGrades: 9-12Distance: 7 mi
Schools provided by the listing agent
- District: Petoskey
Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Emmet County
- Petoskey
- 49770
- 8695 Spring Ridge Dr









