STUNNING, CUSTOM-BUILT, 5,500 SQ FT, LAKEFRONT HOME WITH A 5.5 CAR GARAGE! EXCELLENT SPOT ON THE LAKE! Exceptional lake living awaits in this one-of-a-kind property featuring a brand-new STEEL SEAWALL AND CONCRETE PATIO (2024). Designed for both luxury and function, the main floor boasts a private office, spacious primary suite with a glass block shower, jetted soaker tub, and walk-in closets, plus beautiful custom wood flooring throughout. Enjoy convenience with main floor laundry and an additional mudroom. The open-concept kitchen and living room impress with VAULTED CEILINGS, floor-to-ceiling windows showcasing breathtaking lake views, and a DRAMATIC STONE FIREPLACE as the centerpiece. Upstairs, a loft with a half bath offers flexible living space. The walk-out lower level features RADIANT HEATED FLOORS, a second full kitchen, three additional bedrooms, home gym, solarium, and a family room highlighted by a stunning THREE-SIDED STONE FIREPLACE. Car enthusiasts will love the HEATED, INSULATED 5.5 CAR GARAGE. Other updates include a NEW ROOF WITH NEW TUBE SKYLIGHTS & GUTTER HELMETS (2026) and NEW FURNACE & CENTRAL AIR (2025). Outdoors, enjoy PANORAMIC LAKE VIEWS from maintenance-free decking, gather on the patio, or head down to the brand-new steel seawall (2024) and shoreline. The boat is negotiable, making it the perfect opportunity to step right into the luxury lake lifestyle. Just a short stroll to the shoreline—this home is truly a rare find! Enjoy access to all of the community amenities Lake Summerset has to offer! Don't miss your chance to own a rare lakefront gem in Lake Summerset—where every day feels like a vacation! Located in the gated Lake Summerset community—known for its 285-acre stocked lake—residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. Just 30 minutes from Rockford, Freeport, and Monroe WI, and 90 minutes from Chicago via I-90.
For sale
Price cut: $30.9K (5/20)
$719,000
870 Breckenboro Rd, Davis, IL 61019
4beds
5,550sqft
Est.: Get pre-qualified
Single Family Residence
Built in 2006
0.35 Acres Lot
$692,300 Zestimate®
$130/sqft
$92/mo HOA
What's special
Three additional bedroomsRadiant heated floorsPrivate officeSecond full kitchenAdditional mudroomHome gymVaulted ceilings
- 86 days |
- 784 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Christine Wilke 815-262-0760,
Best Realty
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202601226
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
- Area: 368
- Dimensions: 23 x 16
Bedroom 2
- Level: Lower
- Area: 176
- Dimensions: 16 x 11
Bedroom 3
- Level: Lower
- Area: 224
- Dimensions: 16 x 14
Bedroom 4
- Level: Lower
- Area: 120
- Dimensions: 15 x 8
Dining room
- Level: Main
- Area: 285
- Dimensions: 19 x 15
Family room
- Level: Basement
- Area: 1064
- Dimensions: 38 x 28
Kitchen
- Level: Main
- Area: 448
- Dimensions: 32 x 14
Living room
- Level: Main
- Area: 380
- Dimensions: 20 x 19
Heating
- Hot Water/Steam, Radiant, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener, Gas Water Heater
- Laundry: Main Level
Features
- Ceiling-Vaults/Cathedral, Granite Counters, Second Kitchen, Walk-In Closet(s)
- Windows: Window Treatments
- Basement: Full,Sump Pump,Full Exposure
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Fire-Pit/Fireplace
Interior area
- Total structure area: 5,550
- Total interior livable area: 5,550 sqft
- Finished area above ground: 2,805
- Finished area below ground: 2,745
Property
Parking
- Total spaces: 5.5
- Parking features: Attached
- Garage spaces: 5.5
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 0.35 Acres
- Features: County Taxes
Details
- Parcel number: 151001253033
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Roof: Shingle
Condition
- Year built: 2006
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Features: Gated
- Subdivision: IL
HOA
- Has HOA: Yes
- Services included: Pool Access, Water Access
- HOA fee: $92 monthly
Location
- Region: Davis
Financial & listing details
- Price per square foot: $130/sqft
- Tax assessed value: $632,148
- Annual tax amount: $14,893
- Price range: $719K - $719K
- Date on market: 3/7/2026
- Cumulative days on market: 288 days
- Ownership: Fee Simple
Estimated market value
$692,300
$658,000 - $727,000
$3,846/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Price change | $719,000-4.1%$130/sqft |
Source: | ||
| 3/7/2026 | Listed for sale | $749,900$135/sqft |
Source: | ||
| 12/22/2025 | Listing removed | $749,900$135/sqft |
Source: | ||
| 8/22/2025 | Listed for sale | $749,900$135/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $14,893 +8.7% | $210,716 +20.8% |
| 2023 | $13,703 -2% | $174,422 +2.4% |
| 2022 | $13,988 +13.5% | $170,255 +9.4% |
| 2021 | $12,320 -2.8% | $155,598 +4% |
| 2020 | $12,678 -2.5% | $149,542 -3.2% |
| 2019 | $13,009 +8% | $154,565 +7.7% |
| 2018 | $12,046 +2.4% | $143,466 +2.5% |
| 2017 | $11,768 +0.1% | $140,021 |
| 2016 | $11,761 -1.1% | $140,021 +0.8% |
| 2015 | $11,897 -3.4% | $138,978 -8.6% |
| 2013 | $12,316 | $152,009 -15.2% |
| 2010 | -- | $179,240 -9% |
| 2009 | -- | $196,999 |
| 2008 | -- | $196,999 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 61019
Nearby schools
GreatSchools rating
- 5/10Dakota Elementary SchoolGrades: PK-6Distance: 8.2 mi
- 6/10Dakota Jr Sr High SchoolGrades: 7-12Distance: 8.2 mi
Schools provided by the listing agent
- Elementary: Dakota Elementary
- Middle: Dakota Junior Senior High
- High: Dakota Junior Senior High
- District: Dakota 201
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Illinois
- Stephenson County
- Davis
- 61019
- 870 Breckenboro Rd




