Welcome to Tolchester Estates, a charming community near the Chesapeake Bay. This 3-bedroom, 2-bath rancher features updated HVAC, gas cooking, an upgraded propane hot water heater, and a recently replaced roof system in March 2026. The property is served by public sewer for added ease and reliability. Step outside to a large rear deck, perfect for entertaining or relaxing while enjoying the peaceful surroundings. The home also offers plenty of storage space in the attic, providing added convenience and functionality. Residents enjoy access to a private community beach and boat ramp. Also conveniently located within walking distance to Tolchester Marina and Shanty Beach Bar, offering outdoor entertainment throughout the summer months. Approximately 10 minutes to Rock Hall and 20 minutes to Chestertown, this home offers the perfect blend of comfort and rural living. Enjoy all that Tolchester has to offer at 8706 Elm.
For sale
$320,000
8706 Elm Rd, Chestertown, MD 21620
3beds
1,232sqft
Est.:
Single Family Residence
Built in 2003
0.33 Acres Lot
$314,500 Zestimate®
$260/sqft
$-- HOA
What's special
Updated hvacRecently replaced roof systemGas cooking
- 15 days |
- 453 |
- 12 |
Zillow last checked:
Listing updated:
Listed by:
Andrew Meikle 410-708-5050,
Doug Ashley Realtors, LLC 410-810-0010
Source: Bright MLS,MLS#: MDKE2006390
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
Primary bedroom
- Features: Attached Bathroom
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 2
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10 X 11
Bedroom 3
- Level: Main
- Area: 117 Square Feet
- Dimensions: 13 X 9
Primary bathroom
- Level: Main
- Area: 42 Square Feet
- Dimensions: 6 X 7
Bathroom 2
- Level: Main
- Area: 40 Square Feet
- Dimensions: 8 X 5
Kitchen
- Features: Eat-in Kitchen, Kitchen - Gas Cooking
- Level: Main
- Area: 240 Square Feet
- Dimensions: 20 X 12
Living room
- Level: Main
- Area: 224 Square Feet
- Dimensions: 16 X 14
Heating
- Heat Pump, Electric, Central
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Refrigerator, Oven/Range - Gas, Water Conditioner - Owned, Tankless Water Heater, Washer, Dryer, Water Heater
- Laundry: Has Laundry
Features
- Attic, Combination Kitchen/Dining, Entry Level Bedroom
- Flooring: Luxury Vinyl, Carpet
- Windows: Double Hung
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
- Finished area above ground: 1,232
- Finished area below ground: 0
Property
Parking
- Parking features: Gravel, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Beach
- Pool features: None
- Waterfront features: Private Access, Bay
- Body of water: Chesapeake Bay
Lot
- Size: 0.33 Acres
- Features: Backs to Trees, Rural, Private
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1506004407
- Zoning: RR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Stick Built, Asphalt, Vinyl Siding
- Foundation: Block
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Private, Well
Community & HOA
Community
- Subdivision: Tolchester Estates
HOA
- Has HOA: No
Location
- Region: Chestertown
Financial & listing details
- Price per square foot: $260/sqft
- Tax assessed value: $154,400
- Annual tax amount: $1,674
- Date on market: 4/16/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$314,500
$299,000 - $330,000
$2,035/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/16/2026 | Listed for sale | $320,000+259.6%$260/sqft |
Source:  Bright MLS #MDKE2006390 Report a problem | ||
| 2/12/2016 | Sold | $89,000-1%$72/sqft |
Source: Agent Provided Report a problem | ||
| 12/28/2015 | Price change | $89,900-10%$73/sqft |
Source: Long & Foster Real Estate, Inc. #KE8753779 Report a problem | ||
| 11/30/2015 | Price change | $99,900-9.1%$81/sqft |
Source: Long & Foster Real Estate, Inc. #KE8753779 Report a problem | ||
| 10/30/2015 | Price change | $109,900-4.4%$89/sqft |
Source: Long & Foster Real Estate, Inc. #KE8753779 Report a problem | ||
| 10/2/2015 | Price change | $115,000-13.2%$93/sqft |
Source: Long & Foster Real Estate, Inc. #KE8753779 Report a problem | ||
| 8/19/2015 | Price change | $132,500+562.5%$108/sqft |
Source: Coldwell Banker Chesapeake Real Estate Company #KE8591933 Report a problem | ||
| 7/14/2015 | Price change | $20,000-84.9%$16/sqft |
Source: Auction.com Report a problem | ||
| 7/8/2015 | Price change | $132,500-5.3%$108/sqft |
Source: Coldwell Banker Chesapeake Real Estate Company #KE8591933 Report a problem | ||
| 6/5/2015 | Price change | $139,900-3.2%$114/sqft |
Source: Coldwell Banker Chesapeake Real Estate Company #KE8591933 Report a problem | ||
| 3/23/2015 | Listed for sale | $144,500+13%$117/sqft |
Source: Coldwell Banker Chesapeake Real Estate Company #KE8591933 Report a problem | ||
| 3/12/2015 | Sold | $127,932-14.4%$104/sqft |
Source: Public Record Report a problem | ||
| 2/28/2015 | Listed for sale | $149,500+24.4%$121/sqft |
Source: Coldwell Banker Chesapeake Real Estate Co, LLC #KE8563165 Report a problem | ||
| 7/3/2003 | Sold | $120,200+1680.7%$98/sqft |
Source: Public Record Report a problem | ||
| 4/12/2002 | Sold | $6,750+575%$5/sqft |
Source: Public Record Report a problem | ||
| 12/5/1997 | Sold | $1,000$1/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,348 +109.7% | $147,600 +4.8% |
| 2024 | $1,597 +3.8% | $140,800 +3.8% |
| 2023 | $1,538 +4.9% | $135,633 -3.7% |
| 2022 | $1,466 +3.2% | $140,800 +12.4% |
| 2021 | $1,421 +0.4% | $125,300 +0.4% |
| 2020 | $1,415 +0.4% | $124,767 -0.4% |
| 2019 | $1,409 +0.4% | $125,300 +1.3% |
| 2018 | $1,403 | $123,700 |
| 2017 | $1,403 -8.2% | $123,700 |
| 2016 | $1,527 | $123,700 -1% |
| 2015 | $1,527 | $124,900 |
| 2014 | $1,527 | $124,900 |
| 2013 | -- | $124,900 -7.3% |
| 2012 | -- | $134,700 |
| 2011 | -- | $134,700 |
| 2010 | -- | $134,700 -22.7% |
| 2009 | -- | $174,190 +11.7% |
| 2008 | -- | $156,002 +13.2% |
| 2007 | -- | $137,816 +15.2% |
| 2006 | -- | $119,630 +8.5% |
| 2005 | -- | $110,210 +9.3% |
| 2004 | -- | $100,790 +10.3% |
| 2003 | -- | $91,370 +3050.7% |
| 2002 | -- | $2,900 |
| 2001 | -- | $2,900 |
Find assessor info on the county website
Monthly payment
Est. payment
$1,785/mo
Principal & interest
$1534
Property taxes
$251
More affordability tools
Climate risks
Neighborhood: 21620
Nearby schools
GreatSchools rating
- 5/10Rock Hall Elementary SchoolGrades: PK-5Distance: 5.7 mi
- 2/10Kent County Middle SchoolGrades: 6-8Distance: 9.4 mi
- 5/10Kent County High SchoolGrades: 9-12Distance: 9.1 mi
Schools provided by the listing agent
- District: Kent County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Kent County
- Chestertown
- 21620
- 8706 Elm Rd
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