Welcome to this spacious 5-bedroom, 3.5-bath home in Cottage Grove offering approximately 3,500 square feet of finished living space and plenty of room to live, work, entertain, and grow.
The home features generous living areas, multiple bedrooms for family, guests, or home-office space, and the comfort and flexibility that come with a larger established home. Conveniently located near schools, parks, shopping, dining, and major roadways, this property offers an excellent combination of space, location, and value.
SELLER FINANCING AVAILABLE – CONTRACT FOR DEED
A unique opportunity for buyers who have the income and financial ability to purchase a home but may not currently qualify for traditional mortgage financing. Seller financing through a Contract for Deed may be available to qualified buyers with an acceptable down payment and demonstrated ability to make the monthly payments.
Self-employed buyers, business owners, buyers rebuilding credit, or others whose circumstances make conventional financing difficult are welcome to inquire.
Traditional mortgage-financed and cash offers are also welcome.
Property Highlights:
• 5 bedrooms
• 3.5 bathrooms
• Approximately 3,500 finished sq. ft.
• Spacious living and entertaining areas
• Flexible space for a home office, guests, or multigenerational living
• Established Cottage Grove neighborhood
• Seller financing available to qualified buyers
• For Sale By Owner
Offered at $519,950
Contact the owner directly for additional information, seller-financing terms, or to schedule a private showing.
Seller-financing terms are subject to buyer qualification and mutual agreement. Buyers and buyers' agents are welcome.
For sale by owner
Price increase: $5K (8/28)
$519,950
6109 Summit Curv S, Cottage Grove, MN 55016
5beds
3,543sqft
SingleFamily
Built in 2005
0.27 Acres Lot
$525,000 Zestimate®
$147/sqft
$85/mo HOA
Overview
What the owner loves about this home
What I love most about this home is the combination of space, convenience, and neighborhood living. It is in a quiet, established area where we have enjoyed feeling comfortable at home while still being close to everything we need.
The nearby park and walking trails are within walking distance, making it easy to get outside for a morning or evening walk, spend time with family, or simply enjoy the neighborhood. Schools, shopping, restaurants, and everyday conveniences are just a short drive away, with easy access to major highways for commuting throughout the Twin Cities.
Inside, I love the amount of space and flexibility the home provides. With five bedrooms, 3.5 bathrooms, and approximately 3,500 square feet, there is room for family, guests, a home office, entertaining, and simply having your own space when you need it.
It has been a wonderful family home for us, and what I appreciate most is that it offers the feeling of being tucked into a neighborhood while still being conveniently connected to everything Cottage Grove and the surrounding area have to offer.
- 38 days
- 1,030
- 60
Listed by:
Property Owner (651) 273-7891
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Forced air, Gas
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
- Laundry: In Unit
Features
- Flooring: Tile, Carpet
- Basement: Finished
- Has fireplace: Yes
Interior area
- Total interior livable area: 3,543 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Detached
Features
- Exterior features: Stone, Brick
Lot
- Size: 0.27 Acres
Details
- Parcel number: 0602721120052
Construction
Type & style
- Home type: SingleFamily
Materials
- Frame
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2005
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $85 monthly
Location
- Region: Cottage Grove
Financial & listing details
- Price per square foot: $147/sqft
- Tax assessed value: $549,600
- Annual tax amount: $7,180
- Date on market: 8/20/2026
Estimated market value
$525,000
$499,000 - $551,000
$3,652/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Price change | $524,995+1%$148/sqft |
Source: | ||
| 8/20/2026 | Listed for sale | $519,950+23.8%$147/sqft |
Source: Owner Report a problem | ||
| 9/30/2019 | Listing removed | $420,000$119/sqft |
Source: Creative Results #5286174 Report a problem | ||
| 9/18/2019 | Price change | $420,000-3.4%$119/sqft |
Source: Creative Results #5286174 Report a problem | ||
| 9/10/2019 | Price change | $434,900-3.3%$123/sqft |
Source: Creative Results #5286174 Report a problem | ||
| 8/30/2019 | Listed for sale | $449,900+2.3%$127/sqft |
Source: Creative Results #5286174 Report a problem | ||
| 5/3/2019 | Listing removed | $439,900$124/sqft |
Source: Owner Report a problem | ||
| 4/30/2019 | Listed for sale | $439,900+33.3%$124/sqft |
Source: Owner Report a problem | ||
| 8/29/2012 | Sold | $330,000+54.2%$93/sqft |
Source: | ||
| 4/27/2012 | Sold | $214,000-46.3%$60/sqft |
Source: Public Record Report a problem | ||
| 7/14/2005 | Sold | $398,515$112/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,180 +1.6% | $549,600 -4% |
| 2024 | $7,064 +7.7% | $572,700 +8.3% |
| 2023 | $6,556 +8.3% | $528,600 +20.4% |
| 2022 | $6,056 +3.3% | $439,000 |
| 2021 | $5,864 +1.4% | $439,000 +6.9% |
| 2020 | $5,782 | $410,600 |
| 2019 | $5,782 | $410,600 +3.5% |
| 2018 | $5,782 +1% | $396,600 +7.2% |
| 2017 | $5,724 +5.8% | $369,900 +0.4% |
| 2016 | $5,412 +1.5% | $368,400 +2.3% |
| 2015 | $5,332 | $360,100 +13.5% |
| 2013 | $5,332 +30.3% | $317,200 +19.6% |
| 2012 | $4,092 | $265,300 -10.2% |
| 2011 | $4,092 +4.5% | $295,300 -10.1% |
| 2010 | $3,916 -11.7% | $328,300 |
| 2009 | $4,434 -3% | -- |
| 2008 | $4,570 -13.3% | -- |
| 2007 | $5,270 +360.7% | -- |
| 2006 | $1,144 +46.5% | -- |
| 2005 | $781 +68.7% | -- |
| 2004 | $463 | -- |
Find assessor info on the county website
Monthly payment
Est. payment





