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For sale by owner
  • Price increase: $5K (8/28)
    $519,950

    6109 Summit Curv S, Cottage Grove, MN 55016

    5beds
    3,543sqft
    : 
    $3,450/mo
    Get pre-qualified
    SingleFamily
    Built in 2005
    0.27 Acres Lot
    $525,000 Zestimate®
    $147/sqft
    $85/mo HOA

    Overview

    Welcome to this spacious 5-bedroom, 3.5-bath home in Cottage Grove offering approximately 3,500 square feet of finished living space and plenty of room to live, work, entertain, and grow. The home features generous living areas, multiple bedrooms for family, guests, or home-office space, and the comfort and flexibility that come with a larger established home. Conveniently located near schools, parks, shopping, dining, and major roadways, this property offers an excellent combination of space, location, and value. SELLER FINANCING AVAILABLE – CONTRACT FOR DEED A unique opportunity for buyers who have the income and financial ability to purchase a home but may not currently qualify for traditional mortgage financing. Seller financing through a Contract for Deed may be available to qualified buyers with an acceptable down payment and demonstrated ability to make the monthly payments. Self-employed buyers, business owners, buyers rebuilding credit, or others whose circumstances make conventional financing difficult are welcome to inquire. Traditional mortgage-financed and cash offers are also welcome. Property Highlights: • 5 bedrooms • 3.5 bathrooms • Approximately 3,500 finished sq. ft. • Spacious living and entertaining areas • Flexible space for a home office, guests, or multigenerational living • Established Cottage Grove neighborhood • Seller financing available to qualified buyers • For Sale By Owner Offered at $519,950 Contact the owner directly for additional information, seller-financing terms, or to schedule a private showing. Seller-financing terms are subject to buyer qualification and mutual agreement. Buyers and buyers' agents are welcome.
    What the owner loves about this home
    What I love most about this home is the combination of space, convenience, and neighborhood living. It is in a quiet, established area where we have enjoyed feeling comfortable at home while still being close to everything we need. The nearby park and walking trails are within walking distance, making it easy to get outside for a morning or evening walk, spend time with family, or simply enjoy the neighborhood. Schools, shopping, restaurants, and everyday conveniences are just a short drive away, with easy access to major highways for commuting throughout the Twin Cities. Inside, I love the amount of space and flexibility the home provides. With five bedrooms, 3.5 bathrooms, and approximately 3,500 square feet, there is room for family, guests, a home office, entertaining, and simply having your own space when you need it. It has been a wonderful family home for us, and what I appreciate most is that it offers the feeling of being tucked into a neighborhood while still being conveniently connected to everything Cottage Grove and the surrounding area have to offer.
    38 days
    1,030
    60
    Listed by:

    Property Owner (651) 273-7891

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      • Laundry: In Unit
      Features
      • Flooring: Tile, Carpet
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 3,543 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Detached
      Features
      • Exterior features: Stone, Brick
      Lot
      • Size: 0.27 Acres
      Details
      • Parcel number: 0602721120052

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2005

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $85 monthly
      Location
      • Region: Cottage Grove

      Financial & listing details

      • Price per square foot: $147/sqft
      • Tax assessed value: $549,600
      • Annual tax amount: $7,180
      • Date on market: 8/20/2026

        Estimated market value

        $525,000

        $499,000 - $551,000

        $3,652/mo

        Price history

        DateEventPrice
        8/28/2026Price change$524,995+1%$148/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7133583 Report a problem
        8/20/2026Listed for sale$519,950+23.8%$147/sqft
        Source: Owner Report a problem
        9/30/2019Listing removed$420,000$119/sqft
        Source: Creative Results #5286174 Report a problem
        9/18/2019Price change$420,000-3.4%$119/sqft
        Source: Creative Results #5286174 Report a problem
        9/10/2019Price change$434,900-3.3%$123/sqft
        Source: Creative Results #5286174 Report a problem
        8/30/2019Listed for sale$449,900+2.3%$127/sqft
        Source: Creative Results #5286174 Report a problem
        5/3/2019Listing removed$439,900$124/sqft
        Source: Owner Report a problem
        4/30/2019Listed for sale$439,900+33.3%$124/sqft
        Source: Owner Report a problem
        8/29/2012Sold$330,000+54.2%$93/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4163369 Report a problem
        4/27/2012Sold$214,000-46.3%$60/sqft
        Source: Public Record Report a problem
        7/14/2005Sold$398,515$112/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,180 +1.6%$549,600 -4%
        2024$7,064 +7.7%$572,700 +8.3%
        2023$6,556 +8.3%$528,600 +20.4%
        2022$6,056 +3.3%$439,000
        2021$5,864 +1.4%$439,000 +6.9%
        2020$5,782 $410,600
        2019$5,782 $410,600 +3.5%
        2018$5,782 +1%$396,600 +7.2%
        2017$5,724 +5.8%$369,900 +0.4%
        2016$5,412 +1.5%$368,400 +2.3%
        2015$5,332 $360,100 +13.5%
        2013$5,332 +30.3%$317,200 +19.6%
        2012$4,092 $265,300 -10.2%
        2011$4,092 +4.5%$295,300 -10.1%
        2010$3,916 -11.7%$328,300
        2009$4,434 -3%--
        2008$4,570 -13.3%--
        2007$5,270 +360.7%--
        2006$1,144 +46.5%--
        2005$781 +68.7%--
        2004$463 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 55016

        Getting around

        1 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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