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For sale
  • $875,000

    890 Kelley Neck Rd, Lancaster, VA 22503

    3beds
    2,696sqft
    : 
    $5,177/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    4.9 Acres Lot
    $-- Zestimate®
    $325/sqft
    $-- HOA

    What's special

    Elevated homesitePropane burning stoveBonus officeHardi plank exteriorGarden shedComposite decks
    BOATERS PARADISE - spacious Cape Cod on ~5 secluded acres offers PROTECTED DEEP-WATER DOCK boasting 50 ft slip, 2 boat lifts, and access to the best FISHING and BOATING in the CHESAPEAKE BAY area. Gravel path to the dock for easy provisioning by golf cart (conveys)! This move-in ready RIVER cottage crafted by Chesapeake homes offers quality details throughout including Hardi plank exterior, composite decks, and elevated homesite. The iconic front porch provides curb appeal and a charming entry to RIVER VIEWS from the library/den, living area, dining area, and what will surely be your favorite space, the expansive enclosed sun porch overlooking the huge grilling patio and the “RIVAH”. The updated kitchen with quartz countertops and SS appliances provides a wonderful den/breakfast nook overlooking the water, includes a propane burning stove, and opens to the sunroom and easy flow to living areas. The waterside primary ensuite provides more RIVER VIEWS. Main level also includes a guest room, full bath, laundry/ half bath and bonus office. The 2nd level offers a generous guest en-suite with RIVER VIEWS and tons of finished attic storage space. Two-car detached garage with workshop, garden shed, plus lean to protecting lawn equipment (riding mower conveys)! New roof (2024), new HVAC (2023), no HOA, no restrictions. Ideal for the sailing enthusiast seeking a hurricane hole, the avid angler, or the experienced sailor searching for a stepping off point for the next Caribbean adventure - this is a dream come true. Priced to sell under recent appraisal!
    13 days
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    969
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    66
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    Zillow last checked:

    Listing updated:

    Listed by:

    Katherine Rhule 804-456-8733,

    Liz Moore & Associates 804-436-9145

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202601251Originating MLS: Chesapeake Bay Area MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric, Heat Pump
      Appliances
      • Included: Electric Water Heater
      Features
      • Bedroom on Main Level, Dining Area, Eat-in Kitchen, Fireplace, Granite Counters, Skylights
      • Flooring: Carpet, Ceramic Tile, Vinyl, Wood
      • Windows: Skylight(s)
      • Basement: Crawl Space
      • Attic: Floored,Walk-In
      • Number of fireplaces: 2
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,696 sqft
      • Finished area above ground: 2,696
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage, Workshop in Garage
      • Garage spaces: 2
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Front Porch, Patio, Deck, Porch
      • Exterior features: Boat Lift, Deck, Dock, Out Building(s), Porch, Storage, Shed
      • Pool features: None
      • Fencing: Fenced,Partial
      • On waterfront: Yes
      • Waterfront features: Boat Ramp/Lift Access, Waterfront
      • Frontage length: 138.0000,138.0000
      Lot
      • Size: 4.9 Acres
      • Features: Waterfront
      Details
      • Additional structures: Outbuilding
      • Parcel number: 21B14F
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Frame, HardiPlank Type, Wood Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Engineered Septic
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Lancaster

      Financial & listing details

      • Price per square foot: $325/sqft
      • Tax assessed value: $857,600
      • Annual tax amount: $4,716
      • Date on market: 7/14/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/15/2026Listed for sale$875,000$325/sqft
        Source: Northern Neck AOR #120756 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,717 $857,600
        2024$4,717 +24.8%$857,600 +42.9%
        2023$3,781 $600,100
        2022$3,781 $600,100
        2021$3,781 $600,100
        2020$3,781 +30.4%$600,100 +22.1%
        2018$2,899 $491,400
        2017-- $491,400
        2016-- $491,400
        2015-- $491,400
        2014-- --
        2013-- --
        2012-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22503

        Getting around

        0 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lancaster
        • Middle: Lancaster
        • High: Lancaster

        Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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