Welcome to 206 Swan Lake Drive in Coldwater, MS (Owner Financing Option) — a spacious home set on 2.85± acres in Tate County. Built in 2007, this 3,715± sq ft, two-story property offers 5 bedrooms and 3 full baths.
One of the most impressive features of this home is its construction, designed with safety and durability in mind. Built using Hercules residential wall and floor systems along with StormPro 361 severe weather door and frame systems, the home offers superior protection against storms, earthquakes, fire, bullets, and termites.
The windows on the first level are equipped with protective doors that can be closed to block flying debris during severe weather. The foundation was reinforced with rebar, which was embedded in the concrete. Over this, Eco-Block (Styrofoam) forms were installed, creating a highly insulated and storm-resistant structure. The second floor is secured by rebar, a solid concrete slab and styrofoam insulation, further enhancing the home's strength and stability. (Above the electric fireplace there is a opening for the TV where you can see the actual ECO-Blocks).
The main level features an expansive open living area, an efficient kitchen, two bedrooms, two bathrooms, office, and laundry closet. Upstairs, a private apartment-style setup offers three more bedrooms, a full bath, a kitchen, and a laundry area — ideal for guests, extended family, or rental opportunities. The upstairs has a dedicated electrical panel.
A three-car garage provides plenty of storage, while outside, the property overlooks a peaceful 4.5± acre pond and includes two outbuildings for lawn equipment and tools. The home is All electric, generator ready and there is a wood burning heater capable of heating either the lower or upper levels. Come see this remarkable engineering design today!
Active
$515,000
206 Swan Lake Dr, Coldwater, MS 38618
5beds
3,850sqft
Est.:
Residential, Single Family Residence
Built in 2007
2.85 Acres Lot
$-- Zestimate®
$134/sqft
$-- HOA
What's special
- 363 days |
- 308 |
- 13 |
Zillow last checked:
Listing updated:
Listed by:
Jane Massie 662-689-0998,
Crye-Leike Hernando 662-429-2442
Source: MLS United,MLS#: 4110684
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Water Heater, Refrigerator
- Laundry: Multiple Locations
Features
- Primary Downstairs
- Flooring: Tile, Vinyl
- Windows: Vinyl
- Has fireplace: Yes
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,850
- Total interior livable area: 3,850 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Parking Pad
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Screened
- Exterior features: Private Yard
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Size: 2.85 Acres
Details
- Additional structures: Shed(s), Storage
- Parcel number: 038340000687
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Residential, Single Family Residence
Materials
- Brick
- Foundation: Slab
- Roof: Shingle
Condition
- Move In Ready
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Waste Treatment Plant
- Water: Private, Well
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Security: Other
- Subdivision: Golden Pond
Location
- Region: Coldwater
Financial & listing details
- Price per square foot: $134/sqft
- Tax assessed value: $233,024
- Annual tax amount: $3,140
- Date on market: 4/19/2025
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$2,658/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/4/2025 | Price change | $515,000-2.8%$134/sqft |
Source: MLS United #4110684 Report a problem | ||
| 4/19/2025 | Listed for sale | $530,000$138/sqft |
Source: MLS United #4110684 Report a problem | ||
| 8/23/2024 | Listing removed | $530,000$138/sqft |
Source: MLS United #4081876 Report a problem | ||
| 6/6/2024 | Listed for sale | $530,000+6.2%$138/sqft |
Source: MLS United #4081876 Report a problem | ||
| 3/15/2024 | Listing removed | $499,000-1.2%$130/sqft |
Source: MLS United #4041145 Report a problem | ||
| 1/25/2024 | Price change | $504,900-1%$131/sqft |
Source: MLS United #4041145 Report a problem | ||
| 1/14/2024 | Price change | $509,900-1%$132/sqft |
Source: MLS United #4041145 Report a problem | ||
| 1/7/2024 | Price change | $514,900-1%$134/sqft |
Source: MLS United #4041145 Report a problem | ||
| 12/22/2023 | Price change | $519,900-1%$135/sqft |
Source: MLS United #4041145 Report a problem | ||
| 12/16/2023 | Price change | $524,900-1%$136/sqft |
Source: MLS United #4041145 Report a problem | ||
| 12/1/2023 | Price change | $530,000-0.9%$138/sqft |
Source: MLS United #4041145 Report a problem | ||
| 11/18/2023 | Price change | $535,000-0.9%$139/sqft |
Source: MLS United #4041145 Report a problem | ||
| 11/3/2023 | Price change | $540,000-0.9%$140/sqft |
Source: MLS United #4041145 Report a problem | ||
| 10/20/2023 | Price change | $545,000-0.9%$142/sqft |
Source: MLS United #4041145 Report a problem | ||
| 10/6/2023 | Price change | $550,000-0.9%$143/sqft |
Source: MLS United #4041145 Report a problem | ||
| 9/25/2023 | Price change | $555,000-0.9%$144/sqft |
Source: MLS United #4041145 Report a problem | ||
| 3/4/2023 | Listed for sale | $560,000+12.2%$145/sqft |
Source: MLS United #4041145 Report a problem | ||
| 7/24/2022 | Listing removed | -- |
Source: MLS United #4012744 Report a problem | ||
| 7/6/2022 | Price change | $499,000-9.3%$130/sqft |
Source: MLS United #4012744 Report a problem | ||
| 3/26/2022 | Listed for sale | $550,000+4.8%$143/sqft |
Source: MLS United #4012744 Report a problem | ||
| 11/27/2021 | Listing removed | -- |
Source: MLS United #2337520 Report a problem | ||
| 8/28/2021 | Listed for sale | $525,000$136/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,140 +1.6% | $23,302 |
| 2023 | $3,091 +0.5% | $23,302 |
| 2022 | $3,074 -3.6% | $23,302 |
| 2021 | $3,188 -8.1% | $23,302 +1.5% |
| 2020 | $3,470 -0.9% | $22,949 |
| 2018 | $3,500 | $22,949 |
| 2017 | $3,500 | $22,949 +2.6% |
| 2016 | -- | $22,371 -2.8% |
| 2015 | -- | $23,014 |
| 2014 | -- | $23,014 |
| 2013 | -- | $23,014 -2.3% |
| 2012 | -- | $23,555 +1% |
| 2011 | -- | $23,331 |
| 2010 | -- | $23,331 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,986/mo
Principal & interest
$2656
Property taxes
$330
More affordability tools
Climate risks
Neighborhood: 38618
Nearby schools
GreatSchools rating
- NAColdwater Elementary SchoolGrades: K-8Distance: 3.1 mi
- NAColdwater High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Coldwater Attendance Center
- Middle: Coldwater
- High: Tate
Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Mississippi
- Tate County
- Coldwater
- 38618
- 206 Swan Lake Dr





