Welcome to 438 Oak Terrace, a charming 3-bedroom, 1.5-bath home located in the desirable West Reading area. This property offers the convenience of being within walking distance to Penn Avenue, where you can enjoy local summer festivals, restaurants, and community events, as well as being close to the hospital and other nearby amenities. Step inside to a warm and inviting main floor featuring a bright living room filled with natural light, a dining room, and a screened porch offering additional space to enjoy year-round. The kitchen is conveniently located just off the dining room, making entertaining easy, and also features access to a half bath. Upstairs, you will find the primary bedroom, a second private bedroom, and the main full bathroom. The finished attic provides excellent additional space and is currently being used as a third bedroom and office, offering flexibility to suit your needs. Additional features include two off-street parking spaces and a mini-split heating and cooling system. With its desirable West Reading location, charming character, and convenient updates, this home offers a wonderful opportunity to enjoy all that the area has to offer.
Coming soon 06/26
$289,900
438 Oak Ter, Reading, PA 19611
3beds
1,374sqft
Townhouse
Built in 1925
3,920 Square Feet Lot
$285,000 Zestimate®
$211/sqft
$-- HOA
What's special
- 1 day |
- 181 |
- 18 |
Zillow last checked:
Listing updated:
Listed by:
Giselle Delgado 610-373-9900,
Coldwell Banker Realty 6103739900
Source: Bright MLS,MLS#: PABK2074112
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Ductless
Appliances
- Included: Gas Water Heater
Features
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,374
- Total interior livable area: 1,374 sqft
- Finished area above ground: 1,374
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Size: 3,920 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 93530605282694
- Zoning: RES
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Traditional
- Property subtype: Townhouse
Materials
- Brick
- Foundation: Permanent
Condition
- New construction: No
- Year built: 1925
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Reading
- Municipality: WEST READING BORO
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $78,300
- Annual tax amount: $3,647
- Date on market: 6/26/2026
- Listing agreement: Exclusive Agency
- Ownership: Fee Simple
Estimated market value
$285,000
$268,000 - $302,000
$2,061/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2016 | Sold | $124,000-0.7%$90/sqft |
Source: Public Record Report a problem | ||
| 3/24/2016 | Listing removed | $124,900$91/sqft |
Source: Century 21 Park Road Realtors #6653884 Report a problem | ||
| 3/16/2016 | Pending sale | $124,900$91/sqft |
Source: Century 21 Park Road Realtors #6653884 Report a problem | ||
| 12/1/2015 | Price change | $124,900-3.8%$91/sqft |
Source: Better Homes and Gardens Real Estate Park Road #6653884 Report a problem | ||
| 10/5/2015 | Listed for sale | $129,900+4%$95/sqft |
Source: Century 21 Park Road Realtors #6653884 Report a problem | ||
| 10/16/2008 | Sold | $124,900+45.2%$91/sqft |
Source: Public Record Report a problem | ||
| 5/2/2008 | Sold | $86,000+2163.2%$63/sqft |
Source: Public Record Report a problem | ||
| 2/15/2008 | Sold | $3,800$3/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,238 -2.1% | $78,300 |
| 2024 | $4,328 +31.4% | $78,300 |
| 2023 | $3,293 -18% | $78,300 |
| 2022 | $4,017 +1.8% | $78,300 |
| 2021 | $3,947 +3% | $78,300 |
| 2020 | $3,832 +2.1% | $78,300 |
| 2019 | $3,753 +2.9% | $78,300 |
| 2018 | $3,647 +2.3% | $78,300 |
| 2017 | $3,566 +210.4% | $78,300 |
| 2016 | $1,149 +3.5% | $78,300 |
| 2015 | $1,111 | $78,300 |
| 2014 | -- | $78,300 |
| 2013 | -- | $78,300 |
| 2012 | -- | $78,300 |
| 2011 | -- | $78,300 |
| 2010 | -- | $78,300 |
| 2009 | -- | $78,300 |
| 2008 | -- | $78,300 |
| 2007 | -- | $78,300 |
| 2006 | -- | $78,300 |
| 2005 | -- | $78,300 |
| 2004 | -- | $78,300 |
| 2003 | -- | $78,300 |
| 2002 | -- | $78,300 |
| 2000 | -- | $78,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 19611
Nearby schools
GreatSchools rating
- 9/10West Reading El CenterGrades: 5-6Distance: 0.2 mi
- 7/10Wyomissing Area Junior-Senior High SchoolGrades: 7-12Distance: 1.3 mi
- 9/10Wyomissing Hills El CenterGrades: K-4Distance: 1.6 mi
Schools provided by the listing agent
- High: Wyomissing Area
- District: Wyomissing Area
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Pennsylvania
- Berks County
- West Reading
- 19611
- 438 Oak Ter
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