For sale

$189,000

90 Cart Bell Ridge Rd, Monticello, KY 42633

3beds

1,012sqft

Manufactured Home

Built in 1992

2.07 Acres Lot

$179,000 Zestimate^®

$187/sqft

$-- HOA

What's special

Cozy homePeaceful rural setting

Lake Life Retreat OR Possible Investment STR Welcome to your future home near the shores of beautiful Lake Cumberland! This charming 3-bedroom, 2-bathroom home at 90 Cart Bell Ridge offers the perfect blend of a peaceful, rural setting and easy access to endless outdoor recreation. Located just 2 miles from Beaver Creek Marina and approximately 1/2 mile from the local Apple Orchard boat ramp, this property is ideal for boating, fishing, and water enthusiasts. Situated on a generous 2.07-acre lot, the property provides ample space and a serene, wooded/rural setting with views. The house was remodeled in 2019 and features an efficient ductless mini-split HVAC system. This cozy home is ready for immediate personal enjoyment or use it as an AirBnb/VRBO getaway!

71 days

456

33

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Primary bathroom

Level: First

Full bathroom

Level: First

Dining area

Level: First

Kitchen

Level: First

Laundry

Level: First

Living room

Level: First

Heating

MiniSplit/Ductless

Cooling

Ductless

Features

Basement: None
Has fireplace: No

Interior area

Total structure area: 1,012
Total interior livable area: 1,012 sqft
Finished area above ground: 1,012
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Stories: 1
Patio & porch: Porch
Fencing: None

Lot

Size: 2.07 Acres
Features: Cleared, Wooded

Details

Additional structures: Outbuilding
Parcel number: JJJ01002.00ETC

Construction

Type & style

Home type: MobileManufactured
Architectural style: Ranch
Property subtype: Manufactured Home

Materials

Vinyl Siding
Foundation: Crawl Space
Roof: Metal

Condition

Year built: 1992

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Monticello

Financial & listing details

Price per square foot: $187/sqft
Tax assessed value: $60,000
Annual tax amount: $567
Date on market: 1/16/2026
Electric utility on property: Yes

Mark Ridings

(502) 262-4458

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Estimated market value

$179,000

$170,000 - $188,000

$838/mo

Price history

Date	Event	Price
1/16/2026	Listed for sale	$189,000+18.1%$187/sqft
Source: GLARMLS #1707270 Report a problem
1/9/2023	Sold	$160,000-13.5%$158/sqft
Source: Imagine MLS #22016913 Report a problem
12/4/2022	Contingent	$185,000$183/sqft
Source: Imagine MLS #22016913 Report a problem
9/19/2022	Price change	$185,000-7%$183/sqft
Source: Imagine MLS #22016913 Report a problem
8/16/2022	Price change	$199,000-13.5%$197/sqft
Source: Imagine MLS #22016913 Report a problem
7/29/2022	Listed for sale	$230,000$227/sqft
Source: Imagine MLS #22016913 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2023	$567 -0.8%	$60,000
2022	$571 -0.7%	$60,000
2021	$575 -1.1%	$60,000
2020	$582 -0.1%	$60,000
2019	$583 +0.3%	$60,000
2018	$581 +1.4%	$60,000
2017	$573 +5.6%	$60,000
2016	$542 -0.4%	$60,000
2015	$544 +5.3%	$60,000
2012	$517	$60,000
2011	--	$60,000

Find assessor info on the county website

BuyAbility℠ payment

Estimated monthly payment

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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