Pending

$189,000

90 Cart Bell Ridge Rd, Monticello, KY 42633

3beds

1,012sqft

Manufactured Home

Built in 1992

2.07 Acres Lot

$178,300 Zestimate^®

$187/sqft

$-- HOA

What's special

Cozy homePeaceful rural setting

Lake Life Retreat OR Possible Investment STR Welcome to your future home near the shores of beautiful Lake Cumberland! This charming 3-bedroom, 2-bathroom home at 90 Cart Bell Ridge offers the perfect blend of a peaceful, rural setting and easy access to endless outdoor recreation. Located just 2 miles from Beaver Creek Marina and approximately 1/2 mile from the local Apple Orchard boat ramp, this property is ideal for boating, fishing, and water enthusiasts. Situated on a generous 2.07-acre lot, the property provides ample space and a serene, wooded/rural setting with views. The house was remodeled in 2019 and features an efficient ductless mini-split HVAC system. This cozy home is ready for immediate personal enjoyment or use it as an AirBnb/VRBO getaway!

140 days

103

2

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Primary bathroom

Level: First

Full bathroom

Level: First

Dining area

Level: First

Kitchen

Level: First

Laundry

Level: First

Living room

Level: First

Heating

MiniSplit/Ductless

Cooling

Ductless

Features

Basement: None
Has fireplace: No

Interior area

Total structure area: 1,012
Total interior livable area: 1,012 sqft
Finished area above ground: 1,012
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Stories: 1
Patio & porch: Porch
Fencing: None

Lot

Size: 2.07 Acres
Features: Cleared, Wooded

Details

Additional structures: Outbuilding
Parcel number: JJJ01002.00ETC

Construction

Type & style

Home type: MobileManufactured
Architectural style: Ranch
Property subtype: Manufactured Home

Materials

Vinyl Siding
Foundation: Crawl Space
Roof: Metal

Condition

Year built: 1992

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Monticello

Financial & listing details

Price per square foot: $187/sqft
Tax assessed value: $160,000
Annual tax amount: $1,444
Date on market: 1/16/2026
Electric utility on property: Yes

Mark Ridings

(502) 262-4458

By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

Estimated market value

$178,300

$169,000 - $187,000

$838/mo

Price history

Date	Event	Price
5/10/2026	Pending sale	$189,000$187/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1707270 Report a problem
1/16/2026	Listed for sale	$189,000+18.1%$187/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1707270 Report a problem
1/9/2023	Sold	$160,000-13.5%$158/sqft
Source: Imagine MLS #22016913 Report a problem
12/4/2022	Contingent	$185,000$183/sqft
Source: Imagine MLS #22016913 Report a problem
9/19/2022	Price change	$185,000-7%$183/sqft
Source: Imagine MLS #22016913 Report a problem
8/16/2022	Price change	$199,000-13.5%$197/sqft
Source: Imagine MLS #22016913 Report a problem
7/29/2022	Listed for sale	$230,000$227/sqft
Source: Imagine MLS #22016913 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,444 +154.8%	$160,000 +166.7%
2023	$567 -0.8%	$60,000
2022	$571 -0.7%	$60,000
2021	$575 -1.1%	$60,000
2020	$582 -0.1%	$60,000
2019	$583 +0.3%	$60,000
2018	$581 +1.4%	$60,000
2017	$573 +5.6%	$60,000
2016	$542 -0.4%	$60,000
2015	$544 +5.3%	$60,000
2012	$517	$60,000
2011	--	$60,000

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified