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For sale
  • Price cut: $15K (3/12)
    $315,000

    903 N Harbor Terrace Rd, Tavares, FL 32778

    3beds
    1,300sqft
    : 
    Single Family Residence
    Built in 1962
    8,026 Square Feet Lot
    $309,700 Zestimate®
    $242/sqft
    $-- HOA

    What's special

    All new updated appliancesDeeded boat launchWaterfront homeSpacious livingCozy layout
    **Charming Waterfront Home with Endless Potential!** Welcome to 903 North Harbor Terrace, a beautifully maintained block home located right on Lake Dora, with deeded boat launch apart of the stunning Harris Chain of Lakes. Enjoy spacious living in this cozy layout, perfect for families or those looking for a peaceful retreat. **Mother-in-Law Suite** This versatile suite boasts its own private entrance, making it ideal for guests, extended family, or even as a rental unit. *The home is equipped with all new updated appliances, ensuring comfort and convenience for everyday living. Don’t miss this incredible opportunity to own a piece of paradise! With multiple possibilities for rental income and endless opportunities for fun in the sun, this property is perfect for water enthusiasts and nature lovers alike. With deeded access to bout launch. Embrace the lifestyle of lakeside living and make this beautiful home your own!
    156 days
    |
    562
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Mark Loomis 407-280-1628,

    WATSON REALTY CORP 352-536-6530

    Source: Stellar MLS,MLS#: O6360677MLS LogoOriginating MLS: Lake and Sumter

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 1
      • Features: Built-in Closet
      • Level: First
      Primary bathroom
      • Features: Ceiling Fan(s)
      • Level: First
      Bathroom 2
      • Level: First
      Other
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Convection Oven, Cooktop, Dishwasher, Ice Maker, Microwave, Other, Refrigerator
      • Laundry: Laundry Room, Other, Washer Hookup
      Features
      • Ceiling Fan(s)
      • Flooring: Concrete, Luxury Vinyl
      • Has fireplace: No
      Interior area
      • Total structure area: 1,900
      • Total interior livable area: 1,300 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Covered, Driveway
      • Carport spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Other
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Canal - Freshwater, Lake - Chain of Lakes, Freshwater Canal Access, Lake Privileges, Skiing Allowed
      • Body of water: LAKE DORA -HARRIS CHAIN LAKES
      Lot
      • Size: 8,026 Square Feet
      • Features: Cleared
      • Residential vegetation: Trees/Landscaped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 321926020000000D00
      • Zoning: RMF-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete
      • Foundation: Block, Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1962

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Sewer Connected

      Community & HOA

      Community
      • Features: Public Boat Ramp, Water Access, Golf Carts OK, Park, Playground
      • Pet fee: $0 monthly
      • Subdivision: TAVARES PALM DORA PARK
      HOA
      • Has HOA: No
      Location
      • Region: Tavares

      Financial & listing details

      • Price per square foot: $242/sqft
      • Tax assessed value: $125,159
      • Annual tax amount: $2,416
      • Date on market: 11/14/2025
      • Cumulative days on market: 156 days
      • Listing terms: Cash,Conventional,FHA,Other
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved
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        Estimated market value

        $309,700

        $294,000 - $325,000

        $1,944/mo

        Price history

        DateEventPrice
        3/12/2026Price change$315,000-4.5%$242/sqft
        Source: Stellar MLS #O6360677 Report a problem
        2/5/2026Price change$330,000-4.3%$254/sqft
        Source: Stellar MLS #O6360677 Report a problem
        12/12/2025Price change$345,000-8%$265/sqft
        Source: Stellar MLS #O6360677 Report a problem
        11/14/2025Listed for sale$375,000+87.5%$288/sqft
        Source: Stellar MLS #O6360677 Report a problem
        2/24/2025Sold$200,000+207.7%$154/sqft
        Source: Public Record Report a problem
        9/23/2022Listing removed--
        Source: Zillow Rental Network_1 Report a problem
        9/15/2022Listed for rent$1,850$1/sqft
        Source: Zillow Rental Network_1 #O6059956 Report a problem
        10/11/1995Sold$65,000$50/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,416 -0.2%$125,159 +0.9%
        2024$2,422 +4.7%$124,004 +3.1%
        2023$2,313 +3.6%$120,280 +10%
        2022$2,232 +13.7%$109,350 +10%
        2021$1,962 -5.7%$99,411
        2020$2,080 +2.6%$99,411 +6.8%
        2019$2,028 +13%$93,092 +10%
        2018$1,795 $84,629 +8.8%
        2017$1,795 +8.9%$77,754
        2016$1,649 -1.9%$77,754 +1.5%
        2015$1,681 +1.2%$76,604 +1.4%
        2014$1,661 +6.8%$75,559 +1.8%
        2013$1,556 +1.5%$74,201
        2012$1,533 -3.8%$74,201 -1.8%
        2011$1,593 -11%$75,559 -9.9%
        2010$1,790 -20.1%$83,820 -22.8%
        2009$2,241 -5.7%$108,610 -5.7%
        2008$2,376 +0.8%$115,199 -1.5%
        2007$2,357 -5.2%$116,951
        2006$2,486 +66.7%$116,951 +68.8%
        2005$1,491 -0.3%$69,287
        2004$1,497 +18.1%--
        2003$1,268 +0.1%$57,170 +0.2%
        2002$1,267 +9.8%$57,055
        2001$1,154 -2.2%$57,055
        2000$1,181 $57,055

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $1,960/mo
        Principal & interest
        $1545
        Property taxes
        $415
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          Climate risks

          Neighborhood: 32778

          Getting around

          38 / 100
          Car-Dependent
          35 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Tavares Elem
          • Middle: Tavares Middle
          • High: Tavares High

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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