Privacy, space, and nature come together on nearly 4 acres, just a short walk from the Choctawhatchee River in this beautifully updated brick home. The home has received significant updates, including new ceilings, updated flooring, and thoughtfully renovated kitchen and bathrooms. The kitchen features newer stainless steel appliances and a spacious island with additional seating.
A warm wood-burning fireplace welcomes you as you enter, while the expansive sunroom showcases large windows that flood the space with natural light and bring the outdoors in. The bedrooms are generously sized and offer excellent storage throughout.
Outside, you'll find a large outbuilding with endless potential for a workshop, RV/boat storage, or hobbies, along with a covered front-yard carport.
Additional features include a metal roof, private well and septic system, and natural gas. With unmatched privacy and wide-open land, this property is truly a dream for those seeking space and tranquility.
For sale
Price cut: $6K (2/18)
$354,000
92 Howell Bluff Rd, Bruce, FL 32455
3beds
2,278sqft
Est.:
Single Family Residence
Built in 1961
3.82 Acres Lot
$347,200 Zestimate®
$155/sqft
$-- HOA
What's special
Beautifully updated brick homeThoughtfully renovated kitchenMetal roofLarge outbuildingNew ceilingsWarm wood-burning fireplaceCovered front-yard carport
- 15 days |
- 928 |
- 51 |
Zillow last checked: 8 hours ago
Listing updated: February 18, 2026 at 11:53am
Listed by:
Kelly Flanagan 678-898-1665,
Keller Williams Success Realty
Source: CPAR,MLS#: 784793
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom, Porch
Primary bedroom
- Level: First
- Dimensions: 11 x 14
Bedroom
- Level: First
- Dimensions: 10 x 13
Bedroom
- Level: First
- Dimensions: 10 x 11
Porch
- Level: First
- Dimensions: 20 x 10
Heating
- Central, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Gas Range
Interior area
- Total structure area: 2,278
- Total interior livable area: 2,278 sqft
Property
Parking
- Parking features: Gravel, RV Carport, RV Access/Parking
- Has carport: Yes
Features
- Stories: 1
- Patio & porch: Covered, Open, Porch
- Waterfront features: River Access
Lot
- Size: 3.82 Acres
- Dimensions: 470 x 1000 x 42 x 680 x 370 x 125
- Features: Paved
Details
- Additional structures: Outbuilding, RV/Boat Storage, Shed(s), Workshop
- Parcel number: 361N17040000310030
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Metal
Condition
- New construction: No
- Year built: 1961
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Subdivision: Howell Bluff
HOA
- Has HOA: No
Location
- Region: Bruce
Financial & listing details
- Price per square foot: $155/sqft
- Tax assessed value: $84,730
- Annual tax amount: $403
- Date on market: 2/6/2026
- Cumulative days on market: 15 days
- Electric utility on property: Yes
Estimated market value
$347,200
$330,000 - $365,000
$2,729/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/18/2026 | Price change | $354,000-1.7%$155/sqft |
Source:  CPAR #784793 Report a problem | ||
| 2/6/2026 | Listed for sale | $360,000-4%$158/sqft |
Source: CPAR #784793 Report a problem | ||
| 1/29/2026 | Listing removed | $375,000$165/sqft |
Source: CPAR #781732 Report a problem | ||
| 1/12/2026 | Price change | $375,000-4.8%$165/sqft |
Source:  ECAOR #991371 Report a problem | ||
| 1/2/2026 | Price change | $394,000-1.3%$173/sqft |
Source: CPAR #781732 Report a problem | ||
| 12/1/2025 | Price change | $399,000-5%$175/sqft |
Source: CPAR #781732 Report a problem | ||
| 11/17/2025 | Listed for sale | $420,000$184/sqft |
Source: CPAR #781732 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $781 +4.6% | $84,343 +10% |
| 2023 | $747 +4% | $76,675 +10% |
| 2022 | $718 +11.8% | $69,705 +10% |
| 2021 | $643 +5.9% | $63,368 +10% |
| 2020 | $607 -2.2% | $57,607 -3% |
| 2019 | $620 | $59,390 +50.7% |
| 2018 | $620 +727.1% | $39,409 +2.1% |
| 2017 | $75 | $38,598 +2.1% |
| 2016 | $75 | $37,804 +2.9% |
| 2015 | $75 | $36,747 +0.8% |
| 2014 | -- | $36,455 +1.5% |
| 2013 | -- | $35,916 +1.7% |
| 2012 | -- | $35,316 +3% |
| 2011 | -- | $34,287 +1.5% |
| 2010 | -- | $33,780 +2.7% |
| 2009 | -- | $32,892 +0.1% |
| 2008 | -- | $32,859 +3% |
| 2007 | -- | $31,902 +5.6% |
| 2005 | -- | $30,217 +3% |
| 2004 | -- | $29,337 +1.9% |
| 2003 | -- | $28,790 +2.4% |
| 2002 | -- | $28,115 +1.6% |
| 2001 | -- | $27,672 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,936/mo
Principal & interest
$1662
Property taxes
$274
Climate risks
Neighborhood: 32455
Nearby schools
GreatSchools rating
- 6/10Freeport Elementary SchoolGrades: PK-4Distance: 13.4 mi
- 7/10Freeport Middle SchoolGrades: 5-8Distance: 14.3 mi
- 8/10Freeport Senior High SchoolGrades: 9-12Distance: 14.2 mi
Schools provided by the listing agent
- Elementary: Freeport
- Middle: Freeport
- High: Freeport
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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