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For sale
  • $378,800

    118 Gardenia St, Panama City Beach, FL 32407

    3beds
    1,368sqft
    : 
    $2,408/mo
    Get pre-qualified
    Single Family Residence
    Built in 2008
    3,920 Square Feet Lot
    $361,500 Zestimate®
    $277/sqft
    $-- HOA

    What's special

    Abundant natural lightDecorative wainscotingQuiet fenced backyardAmple counter spaceCrown molding throughoutStainless steel appliancesGenerous cabinetry
    Just half a mile from public beach access and the white-sand beaches, this 3-bedroom, 2-bath home puts the best of the beach lifestyle just around the corner, all with NO HOA! Start the morning walking, biking, or golf-carting to a local coffee shop and a walk along the beach, and come home to a comfortable, spacious layout designed for everyday living. Inside, 9-foot ceilings, crown molding throughout, abundant natural light and decorative wainscoting add character from the moment you walk in. The open living area offers plenty of room to gather, with space for an additional dining area, while the charming breakfast nook creates its own sunny spot for morning coffee or casual meals. The kitchen opens to the main living space and features generous cabinetry, ample counter space and stainless steel appliances. The home's coastal-inspired color palette gives it plenty of personality, while also offering an easy opportunity for a new owner to make the space completely their own with simple cosmetic updates and finishes that fit their style. The primary suite includes a bathroom with separate soaking tub and shower, and two additional bedrooms provide flexibility for guests, family, a home office, or hobby space. Outside, enjoy a quiet, fenced backyard with a covered porch for relaxing, grilling, or entertaining, and an irrigation system to help maintain the yard. A whole-house water filtration system adds even more benefit! Residents also have access to a shared residential lot, offering a convenient area commonly used for overflow parking and recreational vehicles*. Conveniently located near Hutchison Beach Elementary, Surfside Middle School, and Arnold High School, the home is also just minutes from Pier Park shopping, dining, and entertainment. 118 Gardenia makes it easy to enjoy the best of Panama City Beach while still having the space and comfort of a full-time home! *Buyer to verify permitted uses.
    3 days
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    318
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    22
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    Zillow last checked:

    Listing updated:

    Listed by:

    PC Coastal Group 850-749-5603,

    eXp Realty LLC,

    Katelyn A Parsons 850-819-0755,

    eXp Realty LLC

    Source: CPAR,MLS#: 793885MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Breakfast Room/Nook, Bedroom, Dining Room, Full Bath, Great Room, Kitchen, Laundry, Primary Bathroom, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 14 x 12
      Bedroom
      • Level: First
      • Dimensions: 10 x 10
      Bedroom
      • Level: First
      • Dimensions: 10 x 10
      Primary bathroom
      • Level: First
      • Dimensions: 11 x 8
      Breakfast room nook
      • Level: First
      • Dimensions: 9 x 8
      Dining room
      • Level: First
      • Dimensions: 7 x 13
      Other
      • Level: First
      • Dimensions: 8 x 6
      Great room
      • Level: First
      • Dimensions: 19 x 13
      Kitchen
      • Level: First
      • Dimensions: 11 x 9
      Laundry
      • Level: First
      • Dimensions: 6 x 6
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range, Electric Water Heater, Water Purifier Owned, Water Softener Owned
      Features
      • Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,368
      • Total interior livable area: 1,368 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Porch
      • Fencing: Fenced,Privacy
      Lot
      • Size: 3,920 Square Feet
      • Dimensions: 40 x 100
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 34479600019
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Gardenia Beach
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $277/sqft
      • Tax assessed value: $283,536
      • Annual tax amount: $2,303
      • Date on market: 8/12/2026
      • Cumulative days on market: 3 days

        Estimated market value

        $361,500

        $343,000 - $380,000

        $2,248/mo

        Price history

        DateEventPrice
        8/12/2026Listed for sale$378,800+72.2%$277/sqft
        Source: CPAR #793885 Report a problem
        11/6/2018Sold$220,000-2.2%$161/sqft
        Source: CPAR #676616 Report a problem
        9/21/2018Listed for sale$225,000$164/sqft
        Source: Century 21 Commander Realty #676616 Report a problem
        9/14/2017Listing removed$1,200$1/sqft
        Source: CENTURY 21 Commander Realty, Inc. #663048 Report a problem
        9/12/2017Listed for rent$1,200+9.6%$1/sqft
        Source: Century 21 Commander Realty, Inc.-Property Management #663048 Report a problem
        8/16/2014Listing removed$1,095$1/sqft
        Source: CENTURY 21 Commander Realty, Inc. #eps-1229961199-1407873016 Report a problem
        8/14/2014Listed for rent$1,095$1/sqft
        Source: CENTURY 21 Commander Realty, Inc. #eps-1229961199-1407873016 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,238 +2.7%$208,496 +3%
        2023$2,180 +10.9%$202,423 +3%
        2022$1,965 $196,527
        2021-- --
        2020$1,903 +1.9%$188,169 +2.3%
        2019$1,868 $183,938 +7.7%
        2018$1,868 -14.1%$170,808 +10%
        2017$2,175 +19.4%$155,280 -0.4%
        2016$1,823 +2.8%$155,898 +6.1%
        2015$1,773 $146,931 +0.1%
        2014$1,773 $146,751 -1.4%
        2013-- $148,801 -3.8%
        2012-- $154,701 +0.3%
        2011-- $154,308 -0.6%
        2010-- $155,211 -15.3%
        2009-- $183,211
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32407

        Getting around

        31 / 100
        Car-Dependent
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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