Set along beautiful Carters Creek just off the Rappahannock River, this waterfront oasis offers the perfect blend of relaxed main-level living and exceptional space for entertaining family and friends. With a NEW DOCK providing approximately 3–3.5 feet MLW, your boating days can begin with ease and end with unforgettable sunset cruises. The outdoor spaces are truly special, featuring a gorgeous heated gunite POOL, HOT TUB, waterfront SCREEN PORCH with vaulted ceilings, and both a partially covered DECK and PATIO areas designed for enjoyment. Meticulously maintained, the home’s main level includes 9-foot ceilings, an inviting living room with a gas fireplace open to a spacious kitchen and informal dining area, a formal dining room, a private office with high-speed internet, and a waterfront primary suite with deck access, two walk-in closets, and a private bath, along with a full hall bath and laundry room. Upstairs offers impressive flexibility with four spacious rooms and two full baths (served by a three-bedroom septic), creating comfortable guest accommodations or hobby space, while the walk-out basement provides an ideal recreation area and generous storage leading directly to the poolside. Located just minutes from the shops, dining, medical facilities, and community events of the Tri-Towns, and approximately an hour to Richmond International Airport, this property captures the very best of waterfront county living — all with no HOA. *See Featured Sheet, Great Details!*
For sale
Price cut: $40K (4/25)
$1,435,000
935 Ring Farm Rd, White Stone, VA 22578
3beds
5,049sqft
Est.: Get pre-qualified
Single Family Residence
Built in 2002
2.43 Acres Lot
$-- Zestimate®
$284/sqft
$-- HOA
What's special
- 88 days |
- 590 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
David Dew 804-436-3106,
Isabell K. Horsley R. E., Ltd.,
Kathleen Dew 804-436-6256,
Isabell K. Horsley R. E., Ltd.
Source: CVRMLS,MLS#: 2604845
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Description: Waterfront, Ensuite, two walk-in closets, deck acc
- Level: First
- Dimensions: 0 x 0
Bedroom 2
- Description: HUGE with sitting area, full bath across the hall
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Level: Second
- Dimensions: 0 x 0
Additional room
- Level: Second
- Dimensions: 0 x 0
Additional room
- Level: Second
- Dimensions: 0 x 0
Additional room
- Description: Fabulous Rec Room, Pool Acc.
- Level: Basement
- Dimensions: 0 x 0
Additional room
- Description: Storage
- Level: Basement
- Dimensions: 0 x 0
Dining room
- Description: Formal
- Level: First
- Dimensions: 0 x 0
Foyer
- Description: Office & Dining Room on either side
- Level: First
- Dimensions: 0 x 0
Other
- Description: Tub & Shower
- Level: First
Other
- Description: Tub & Shower
- Level: Second
Kitchen
- Description: SS Appl., Kitchen Table area, Screen Porch acc.
- Level: First
- Dimensions: 0 x 0
Laundry
- Description: Deck acc. just off Primary Bedroom
- Level: First
- Dimensions: 0 x 0
Living room
- Description: Gas FP, Waterfront, Deck Acc.
- Level: First
- Dimensions: 0 x 0
Office
- Description: Next to Full bathroom
- Level: First
- Dimensions: 0 x 0
Heating
- Electric, Heat Pump, Zoned
Cooling
- Heat Pump, Zoned
Appliances
- Included: Dryer, Dishwasher, Electric Cooking, Microwave, Propane Water Heater, Refrigerator, Stove, Tankless Water Heater, Washer
Features
- Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Fireplace, Granite Counters, High Ceilings, Jetted Tub, Main Level Primary, Walk-In Closet(s), Window Treatments
- Flooring: Carpet, Tile, Vinyl
- Windows: Screens, Window Treatments
- Basement: Crawl Space,Partial
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total interior livable area: 5,049 sqft
- Finished area above ground: 3,549
- Finished area below ground: 1,500
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened, Deck, Porch
- Exterior features: Deck, Dock, Hot Tub/Spa, Porch
- Pool features: Gunite, Heated, In Ground, Pool Equipment, Pool
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek, Dock Access, Mooring, Waterfront
- Body of water: CARTERS CREEK
Lot
- Size: 2.43 Acres
- Features: Landscaped, Waterfront
Details
- Parcel number: Tax Map 3434D, LR 20101475, Part Dunton Tract
- Zoning description: R1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story,Transitional
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $1,063,500
- Annual tax amount: $5,849
- Date on market: 2/28/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/25/2026 | Price change | $1,435,000-2.7%$284/sqft |
Source: Chesapeake Bay & Rivers AOR #202600268 Report a problem | ||
| 3/1/2026 | Listed for sale | $1,475,000-1.3%$292/sqft |
Source: Northern Neck AOR #120012 Report a problem | ||
| 2/26/2026 | Listing removed | $1,495,000$296/sqft |
Source: Chesapeake Bay & Rivers AOR #2523944 Report a problem | ||
| 9/10/2025 | Listed for sale | $1,495,000+126.9%$296/sqft |
Source: Chesapeake Bay & Rivers AOR #2523944 Report a problem | ||
| 8/10/2010 | Sold | $659,000$131/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,849 +35% | $1,063,500 +54.7% |
| 2023 | $4,332 | $687,600 |
| 2022 | $4,332 | $687,600 |
| 2021 | $4,332 | $687,600 |
| 2020 | $4,332 +7.9% | $687,600 +1.1% |
| 2018 | $4,014 | $680,400 |
| 2017 | -- | $680,400 |
| 2016 | -- | $680,400 |
| 2015 | -- | $680,400 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22578
Nearby schools
GreatSchools rating
- 4/10Lancaster Elementary SchoolGrades: K-7Distance: 3.9 mi
- 6/10Lancaster High SchoolGrades: 8-12Distance: 8.1 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Lancaster County
- White Stone
- 22578
- 935 Ring Farm Rd
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