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Off market
  • $219,800

    938 Talley Rd, Chattanooga, TN 37411

    3beds
    1,476sqft
    Single Family Residence
    Built in ----
    -- sqft lot
    $219,800 Zestimate®
    $149/sqft
    $1,344 Estimated rent

    Home value

    $219,800

    $196,000 - $242,000

    $1,344/mo

    Zestimate® history
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    $1,344/mo

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    $1,344/mo

    Rent Zestimate®

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    $1,030/mo

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    $1,030/mo

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    What's special

    Discover this beautifully renovated 3 bedroom, 1 bath home featuring abundant natural light streaming in from the large windows, lovely wooden flooring, and wooden wall panels, adding a touch of elegance and warmth. With generously sized bedroom each with ample closet space and a spacious eat-in kitchen complete with refrigerator, stove, and dishwasher. A washer and dryer hook-up simplify your laundry and modern features such as central heat and air, a smart home system and electric heating makes life easy. A spacious back deck, a large yard, and a walk-out patio. Pets upto 90lbs are welcome. Conveniently located near Brainerd and Shallowford roads. Don't miss out on this offer - Schedule a showing now! ** RENT TO OWN TERM Sale Price : $ 229,000 Down Payment : $ 5,000 Loan Origination Fee : $ 2,290 Agreement Preparation Fee : $ 500 Financed : $ 226,290 Monthly Payment : $ 1,921.53 Plus taxes and Insurance Term : 40 Years *Must rent the prop for at least 6 months to do owner financing. *Must still do application following the application criteria. Only $1,099 FOR RENT Deposit to Move In! Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Washer & Dryer Rental Program - $99/month for a high-quality washer and dryer - One-time installation fee: $75 - Repairs and maintenance are covered - Charges apply for damage or loss Availability Date Move-in date may change depending on property condition or vacancy status. MONTHLY CHARGES (in addition to base rent) Smart Home Automation ............ $20.95 Renters Insurance ................ $14.99 Community Perks Package .......... $2.99 HVAC Filter Program .............. $12.50 AMENITIES - Smart Home Automation - Central Heat and Air - Electric Heat - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (9lbs max) - Section 8 Accepted LEASE TERMS - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month MANDATORY PROGRAMS & FEES Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Renters Insurance ................ $14.99/month - Provides $100,000 in liability coverage and $10,000 protection for personal belongings. HVAC Filter Program .............. $12.50/month - Regular delivery of air filters to improve air quality and reduce energy bills. Credit Reporting Program ......... $2.99/month - Reports your on-time rent payments to credit bureaus to help build or improve your credit. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. UTILITY CONCIERGE SERVICE (Optional) Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. PET POLICY - Standard Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - $375 non-refundable fee per pet - $45/month for 1st pet; $25/month for each additional (max 3) - No fees for ESA or Service Animals - Pet Application Fee: $35/pet (excluding ESA/Service Animals) APPLICATION REQUIREMENTS CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) APPLICATION PROCESS - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days INCOME REQUIREMENT - Combined household income must be at least 2x the rent MOVE-IN COSTS - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above NEED TO SELL BEFORE YOU MOVE? Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! BONUS: BUILD YOUR CREDIT! Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. Contact us today to schedule a tour or apply online! Renters Insurance Required Smart Lock & Thermostat Automation Inclusive Smart Lock Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required Utility And Maintenance Reduction Program Required Washer/Dryer For Rent

    This property is off market, which means it's not currently listed for sale or rent on Zillow. This may be different from what's available on other websites or public sources.

    Zillow last checked: 8 hours ago

    Listing updated: January 04, 2026 at 02:09am

    Source: Zillow Rentals

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 1
    • Full bathrooms: 1
    Heating
    • Electric, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Range Oven, Refrigerator, WD Hookup
    • Laundry: Hookups
    Features
    • Range/Oven, WD Hookup
    • Flooring: Hardwood, Tile
    Interior area
    • Total interior livable area: 1,476 sqft

    Property

    Parking
    • Parking features: Off Street
    • Details: Contact manager
    Features
    • Patio & porch: Porch
    • Exterior features: Heating system: ForcedAir, Lawn, Range/Oven
    Details
    • Parcel number: 147JU013

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence

    Community & neighborhood

    Location
    • Region: Chattanooga

    HOA & financial

    Other fees
    • Deposit fee: $1,099

    Other

    Other facts
    • Available date: 12/15/2025

    Price history

    DateEventPrice
    1/5/2026Listing removed$1,099$1/sqft
    Source: Zillow Rentals Report a problem
    12/27/2025Price change$1,099-2.3%$1/sqft
    Source: Zillow Rentals Report a problem
    12/20/2025Price change$1,125-2.1%$1/sqft
    Source: Zillow Rentals Report a problem
    12/18/2025Listed for rent$1,149+27.7%$1/sqft
    Source: Zillow Rentals Report a problem
    10/3/2016Listing removed$900+5.9%$1/sqft
    Source: Stevens Realty Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$463 $20,675
    2023$463 $20,675
    2022$463 $20,675

    Find assessor info on the county website

    Neighborhood: Woodmore

    Nearby schools

    GreatSchools rating
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    Estimated market value$219,800
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $219,800