Set on 20.4 unpreserved acres in the heart of Cream Ridge, this exceptional property offers the rare combination of privacy, productivity, and future potential. Surrounded by preserved farmland and the Rutgers Agricultural Research Station, the setting is peaceful, scenic, and ideal for those seeking space to live, farm, or create something entirely new. The property is currently home to a successful cut-flower farm, with established perennial plantings, irrigation systems, high tunnels, and agricultural infrastructure already in place. Whether you continue the thriving flower operation or explore other agricultural uses, such as a nursery, lavender or Christmas tree farm, vegetables, livestock, or equestrian pursuits, the fertile, tillable soils and open acreage provide incredible versatility. Positioned up on a hill overlooking the fields, the 3-bedroom, 2.5-bath home offers over 2,200 sq ft of cozy living space, an oversized two-car garage, a large basement with direct access outside, and numerous recent updates including a new roof, heat pump, central air, and Anderson sliding doors. A large ground-mounted solar array (owned) significantly offsets electric costs, adding long-term efficiency to the property. A separate 800 sq ft apartment above a detached garage provides potential business space or flexible living space perfect for guests, extended family, or a farm manager, while additional workshop space and multiple outbuildings support a wide range of uses. While currently unpreserved but farmland tax accessed, this property qualifies for NJ Farmland Preservation, offering potential financial benefits while protecting the land’s agricultural legacy. With three wells, two septic systems, multiple irrigation zones, and subdivision potential for three buildable lots, the opportunities here are as expansive as the landscape itself. A truly special property where country living, agricultural opportunity, and future possibilities come together on one remarkable piece of land. With the farm assessment in place, taxes are just over $10,000—an outstanding value for a 20.4-acre property in New Jersey.
Under contract
$1,250,000
95 Holmes Mill Rd, Cream Ridge, NJ 08514
3beds
2,181sqft
Est.:
Single Family Residence
Built in 1988
20.4 Acres Lot
$-- Zestimate®
$573/sqft
$-- HOA
What's special
Oversized two-car garage
- 22 days |
- 965 |
- 38 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: April 01, 2026 at 08:42am
Listed by:
Sruti Desai 908-217-2721,
Smires & Associates,
Co-Listing Agent: Michele Gore 630-465-3090,
Smires & Associates
Source: Bright MLS,MLS#: NJMM2004428
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Bedroom 1
Primary bedroom
- Level: Main
- Area: 0 Square Feet
- Dimensions: 0 X 0
Bedroom 1
- Level: Main
- Area: 0 Square Feet
- Dimensions: 0 X 0
Bedroom 2
- Level: Main
- Area: 0 Square Feet
- Dimensions: 0 X 0
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Features: Kitchen - Gas Cooking, Kitchen Island, Pantry
- Level: Main
- Area: 0 Square Feet
- Dimensions: 0 X 0
Living room
- Level: Main
- Area: 0 Square Feet
- Dimensions: 0 X 0
Heating
- Forced Air, Heat Pump, Active Solar, Wood Stove, Oil, Electric, Solar
Cooling
- Central Air, Electric, Solar Photovoltaic
Appliances
- Included: Electric Water Heater
- Laundry: Main Level
Features
- Kitchen Island, Eat-in Kitchen, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Country, Pantry, Recessed Lighting, Dry Wall
- Flooring: Carpet, Wood, Ceramic Tile
- Windows: Skylight(s)
- Basement: Full,Garage Access,Concrete,Unfinished,Walk-Out Access,Workshop
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Stone, Wood Burning Stove
Interior area
- Total structure area: 2,181
- Total interior livable area: 2,181 sqft
- Finished area above ground: 2,181
- Finished area below ground: 0
Property
Parking
- Total spaces: 10
- Parking features: Garage Door Opener, Garage Faces Side, Inside Entrance, Oversized, Driveway, Circular Driveway, Attached
- Attached garage spaces: 2
- Uncovered spaces: 8
Accessibility
- Accessibility features: Accessible Entrance, No Stairs
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Pool features: None
- Fencing: Full
Lot
- Size: 20.4 Acres
- Features: Level, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 510005500020 07
- Zoning: AR
- Special conditions: Standard
- Other equipment: Negotiable
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Electric: 220 Volts
- Sewer: On Site Septic
- Water: Well
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Cream Ridge
- Municipality: UPPER FREEHOLD TWP
Financial & listing details
- Price per square foot: $573/sqft
- Tax assessed value: $530,000
- Annual tax amount: $9,794
- Date on market: 3/19/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Farm Credit Service,Cash
- Inclusions: Refer To The Listing Agent
- Exclusions: Refer To The Listing Agent
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
$4,553/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Contingent | $1,250,000$573/sqft |
Source:  Bright MLS #NJMM2004428 Report a problem | ||
| 3/19/2026 | Listed for sale | $1,250,000+135.8%$573/sqft |
Source: Bright MLS #NJMM2004428 Report a problem | ||
| 2/16/2018 | Sold | $530,000$243/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,427 -3.2% | $530,000 -3.2% |
| 2024 | $11,811 +1.2% | $547,800 +4.2% |
| 2023 | $11,676 +9.6% | $525,700 +12.1% |
| 2022 | $10,653 +4.7% | $469,100 +11.8% |
| 2021 | $10,173 -13.9% | $419,500 +2% |
| 2020 | $11,810 +2.1% | $411,200 -16.5% |
| 2019 | $11,569 | $492,700 +3.6% |
| 2018 | $11,569 -0.6% | $475,500 -5% |
| 2017 | $11,644 -0.6% | $500,300 +1.9% |
| 2016 | $11,719 +12% | $490,900 -1.7% |
| 2015 | $10,464 +3.6% | $499,300 +11.1% |
| 2014 | $10,100 | $449,300 |
Find assessor info on the county website
Monthly payment
Est. payment
$7,803/mo
Principal & interest
$6168
Property taxes
$1635
More affordability tools
Climate risks
Neighborhood: 08514
Nearby schools
GreatSchools rating
- 3/10Newell Elementary SchoolGrades: PK-4Distance: 4.9 mi
- 7/10Stone Bridge Middle SchoolGrades: 5-8Distance: 5.8 mi
- 4/10Allentown High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- High: Allentown H.s.
- District: Upper Freehold Regional Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 08514
- New Jersey
- Monmouth County
- Cream Ridge
- 08514
- 95 Holmes Mill Rd
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