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For sale
  • $920,000

    95068 Cook Rd, Fernandina Beach, FL 32034

    3beds
    1,828sqft
    : 
    Single Family Residence
    Built in 1950
    1.9 Acres Lot
    $843,800 Zestimate®
    $503/sqft
    $-- HOA

    What's special

    Private dockCovered front porchSolid brick home
    Are you looking for your slice of paradise? This charming solid brick home, built in 1950, offers an incredible opportunity for those who crave both tranquility and adventure. Nestled on a sprawling 1.9-acre lot with an impressive 160 feet of river frontage on serene Christopher Creek at the mouth of the Nassau River, this property is a dream come true for boaters and nature enthusiasts alike. Imagine stepping out onto your private dock, ready to embark on a day of exploration in the nearby Intracoastal Waterway. With endless expansive views of the water and lush marshlands, situated on a 15-20ft bluff, this home is a canvas for your ideal coastal lifestyle. Whether you choose to remodel the existing residence, use the home as a guest cottage or build the home of your dreams, the possibilities are as boundless as the horizon. As you enter the private driveway, you'll appreciate the timeless charm of the hardwood trees surrounding the property. Enjoy lazy afternoons on the covered front porch or host unforgettable gatherings on the screened back porch and patio, all while soaking in the natural beauty around you. The home is equipped with a whole-house generator with a 200-gallon gas tank, ensuring peace of mind during any storm. The property features a spacious 21x17 garage, a 32x32 detached garage & workshop with ample storage above, a 24x10 carport for all your toys and tools and a deep artesian well. A new roof was installed three years ago. No HOA fees or restrictions. Conveniently located near premier golfing, delectable restaurants, vibrant shopping, and the Fernandina Beach Historic District, stunning State Parks, everything you need within easy reach. Agents must accompany buyers.
    54 days
    |
    549
    |
    20
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 17, 2026 at 05:16am

    Listed by:

    Shannon Smith 904-753-3935,

    COLDWELL BANKER THE AMELIA GROUP

    Source: AINCAR,MLS#: 115097MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 12x11
      Bedroom
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 12x11
      Bedroom
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 12x11
      Primary bathroom
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 11x7
      Family room
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 24x12
      Kitchen
      • Level: Main
      • Dimensions: 25x12
      Living room
      • Description: Flooring: Carpet,Wood
      • Level: Main
      • Dimensions: 25x13
      Utility room
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 9x8
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Electric, Heat Pump
      Appliances
      • Included: Other, Refrigerator, See Remarks, Stove
      Features
      • Storage, Cable TV, Workshop
      • Windows: Aluminum Frames
      Interior area
      • Total structure area: 1,828
      • Total interior livable area: 1,828 sqft
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      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Detached, Three Car Garage, Other, RV Access/Parking, Three or more Spaces, See Remarks
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Front Porch, Open, Patio, Screened
      • Exterior features: Fruit Trees, Sprinkler/Irrigation
      • On waterfront: Yes
      • Waterfront features: Boat Dock/Slip, Deep Water, Marsh
      • Frontage type: Canal,Lagoon/Estuary,River
      Lot
      • Size: 1.9 Acres
      Details
      • Parcel number: 452N28522000010000
      • Zoning: RS1
      • Special conditions: None
      • Horses can be raised: Yes
      • Horse amenities: Horses Allowed

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1950

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Well
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: D A Cook
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $503/sqft
      • Tax assessed value: $654,987
      • Annual tax amount: $2,547
      • Date on market: 2/17/2026
      • Cumulative days on market: 58 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Unimproved
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        Estimated market value

        $843,800

        $802,000 - $886,000

        $2,694/mo

        Price history

        Price history
        DateEventPrice
        2/17/2026Listed for sale$920,000-7.9%$503/sqft
        Source: AINCAR #115097 Report a problem
        10/3/2025Listing removed$999,000$546/sqft
        Source: realMLS #2081306 Report a problem
        5/31/2025Price change$999,000-16.8%$546/sqft
        Source: AINCAR #111789 Report a problem
        4/2/2025Listed for sale$1,200,000$656/sqft
        Source: AINCAR #111791 Report a problem
        3/21/2025Listing removed$1,200,000$656/sqft
        Source: realMLS #2048805 Report a problem
        9/23/2024Listed for sale$1,200,000$656/sqft
        Source: AINCAR #109764 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$2,547 +1.7%$207,825 +3%
        2023$2,504 +7.7%$201,772 +3%
        2022$2,325 -0.8%$195,895 +3%
        2021$2,345 +0.3%$190,189 +1.4%
        2020$2,337 +1.7%$187,563 +2.3%
        2019$2,298 $183,346 +1.9%
        2018$2,298 +1.1%$179,927 +2.1%
        2017$2,273 +9.9%$176,226 +1.2%
        2016$2,068 0%$174,221 +0.7%
        2015$2,069 -1.7%$173,010 +0.8%
        2014$2,105 $171,637 +1.5%
        2013-- $169,100 +1.7%
        2012-- $166,273 +3%
        2011-- $161,430 +1.5%
        2010-- $159,044 +7.5%
        2009-- $147,948 +0.1%
        2008-- $147,800 +3%
        2007-- $143,495 +2.5%
        2006-- $139,995 +3%
        2005-- $135,917 +3%
        2004-- $131,958 +1.9%
        2003-- $129,498 +2.4%
        2002-- $126,463 +1.6%
        2001-- $124,471 +3%
        2000-- $120,846

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $5,739/mo
        Principal & interest
        $4482
        Property taxes
        $1257
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          Climate risks

          Neighborhood: 32034

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 32034

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