Set sail at dawn or unwind after the workday—your private dock on the Nassau River invites you to greet each sunrise by water. With consistently deep water at low tide. For fishing, boating, kayaking, an adventure is always within reach. Stroll along the river’s edge to your 32' covered boat lift—holding vessels 1,200 lbs. & 30 ft long—water & power hookups are thoughtfully placed for post-adventure cleanup. Imagine morning coffee on the dock or the full-length screened porch, framed by endless marsh & river views. Elevate your evenings in the newly installed ozone-chlorinated pool or soak cares away in the hot jacuzzi. Entertain effortlessly: grill & stream ballgames surrounded by your professionally landscaped yard & enjoy sunrise reflections dancing across the river that welcomes dolphins, manatees, & herons alike. No mosquitoes here, thanks to the discreet Mosquito Nix system enveloping your pool and backyard. For the angler’s soul, redfish & flounder off your dock, trout fishing is a 5-minute boat ride away. Come crab season, set your traps and savor the abundance of blue crabs nearby. Also a haven for toys/treasures: 30×34 two bay industrial garage, 26x40 RV awning with water & power—ready for your next adventure. A garden shed complements the space for gardening or creative pursuits. Beyond the water, your private putting green welcomes you, ideal for perfecting your short game. Brick pavers precede your sophisticated low country cottage with LVP flooring underfoot, a granite kitchen, stainless appliances, a recently expanded main bathroom, walk in closet, all overlooking the River. Rest easy year round: a 350 gal propane tank, whole house generator & Rinnai tankless water heater ensures warm water on demand.
For sale
$1,349,000
95210 Cook Rd, Fernandina Beach, FL 32034
3beds
3,281sqft
Est.:
Single Family Residence
Built in 1986
1.78 Acres Lot
$1,257,800 Zestimate®
$411/sqft
$-- HOA
What's special
Granite kitchenPrivate putting greenRecently expanded main bathroomGarden shedBrick paversNewly installed ozone-chlorinated poolHot jacuzzi
- 8 days |
- 1,089 |
- 38 |
Zillow last checked: 9 hours ago
Listing updated: December 31, 2025 at 06:11am
Listed by:
Tiffany T. Shaw 904-335-0583,
ONE SOTHEBYS INTERNATIONAL REALTY
Source: AINCAR,MLS#: 113961
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Originating MLS: Amelia Island-Nassau County Assoc of Realtors IncTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Flooring: Plank,Vinyl
- Level: Main
Bedroom
- Description: Flooring: Plank,Vinyl
- Level: Main
Bedroom
- Description: Flooring: Plank,Vinyl
- Level: Main
Primary bathroom
- Description: Flooring: Plank,Vinyl
- Level: Main
Bathroom
- Description: Flooring: Plank,Vinyl
- Level: Main
Bonus room
- Description: Flooring: Carpet
- Level: Upper
Dining room
- Description: Flooring: Plank,Vinyl
- Level: Main
Family room
- Description: Flooring: Plank,Vinyl
- Level: Main
Great room
- Description: Flooring: Plank,Vinyl
- Level: Main
Kitchen
- Description: Flooring: Plank,Vinyl
- Level: Main
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Washer
Features
- Ceiling Fan(s), Storage, Workshop, Window Treatments
- Windows: Insulated Windows, Blinds
Interior area
- Total structure area: 3,281
- Total interior livable area: 3,281 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Carport, Driveway, Detached, Three Car Garage, Other, RV Access/Parking, Three or more Spaces, See Remarks
- Garage spaces: 3
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Brick, Front Porch, Other, Patio, Screened, See Remarks
- Exterior features: Fence, Sprinkler/Irrigation, Other, See Remarks
- Has private pool: Yes
- Pool features: In Ground, Other, Private, See Remarks
- Has spa: Yes
- Spa features: Hot Tub
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Deep Water, Marsh
- Frontage type: River
Lot
- Size: 1.78 Acres
- Dimensions: 758 x 108
Details
- Parcel number: 452N28000000040040
- Zoning: RSF-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Shingle
Condition
- Resale
- Year built: 1986
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Cable Available
Green energy
- Energy efficient items: Insulation
Community & HOA
Community
- Security: Security System
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $411/sqft
- Tax assessed value: $1,285,836
- Annual tax amount: $8,105
- Date on market: 12/31/2025
- Cumulative days on market: 64 days
- Listing terms: Cash,Conventional
- Road surface type: Dirt
Estimated market value
$1,257,800
$1.19M - $1.32M
$3,518/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/31/2025 | Listed for sale | $1,349,000$411/sqft |
Source:  AINCAR #113961 Report a problem | ||
| 12/17/2025 | Listing removed | $1,349,000$411/sqft |
Source: AINCAR #113961 Report a problem | ||
| 11/8/2025 | Price change | $1,349,000-2.6%$411/sqft |
Source: AINCAR #113961 Report a problem | ||
| 9/16/2025 | Price change | $1,385,000-3.5%$422/sqft |
Source: AINCAR #112931 Report a problem | ||
| 8/26/2025 | Price change | $1,435,000-4.3%$437/sqft |
Source: AINCAR #112931 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,105 +1.1% | $558,506 +3% |
| 2023 | $8,018 +9.7% | $542,239 +3% |
| 2022 | $7,306 +4.7% | $526,446 +8.7% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,837/mo
Principal & interest
$6521
Property taxes
$1844
Home insurance
$472
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 6.8 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 8.2 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 7.7 mi
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