Set on nearly 8 secluded acres—with approximately 2 acres cleared and bordered by a natural privacy buffer of mature trees—this striking black-and-white modern farmhouse offers the perfect balance of style and serenity. Offered fully furnished, the home showcases a clean, upscale aesthetic with thoughtfully selected finishes in gold, black, and white throughout. The main level is anchored by a spacious primary suite featuring a walk-in closet, double vanity, soaking tub, and a beautifully tiled walk-in shower with built-in bench. A generously sized hall bath also includes dual vanities, ideal for guests or family. Designed for both everyday living and entertaining, the open-concept layout flows effortlessly from the kitchen—complete with an oversized walk-in pantry—into the living and dining areas. A dedicated office provides flexibility and could easily serve as a fourth bedroom with minor adjustments. Additional highlights include a convenient mudroom/laundry area with direct garage access, an oversized two-car garage with workspace and separate entry, and a covered outdoor space perfect for relaxing in the hot tub. The unfinished lower level offers approximately 1,500 square feet with egress, presenting an excellent opportunity for a future in-law suite or apartment, along with a dry crawlspace for added storage. Tucked at the end of a long shared private drive, the property offers open space for recreation, expansion potential, and a true sense of privacy—making it a rare opportunity to enjoy modern farmhouse living in a peaceful, natural setting.
For sale
$850,000
97 Otter Point Rd, Elkton, MD 21921
3beds
2,075sqft
Est.:
Single Family Residence
Built in 2022
7.73 Acres Lot
$681,700 Zestimate®
$410/sqft
$-- HOA
What's special
Offered fully furnishedDedicated officeWalk-in closetOpen space for recreationDouble vanityStriking black-and-white modern farmhouseOversized walk-in pantry
- 1 day |
- 601 |
- 33 |
Zillow last checked: 7 hours ago
Listing updated: March 25, 2026 at 01:42am
Listed by:
Brian Foraker 302-501-5218,
Foraker Realty Co. (484) 406-3004,
Listing Team: The Brian Foraker Team
Source: Bright MLS,MLS#: MDCC2020780
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Great Room, Office, Storage Room, Primary Bathroom
Primary bedroom
- Level: Main
- Area: 221 Square Feet
- Dimensions: 17 X 13
Bedroom 2
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 X 13
Bedroom 3
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13 X 12
Primary bathroom
- Level: Main
- Area: 112 Square Feet
- Dimensions: 14 X 8
Dining room
- Level: Main
- Area: 234 Square Feet
- Dimensions: 18 X 13
Foyer
- Level: Main
- Area: 105 Square Feet
- Dimensions: 15 X 7
Great room
- Level: Main
- Area: 360 Square Feet
- Dimensions: 20 X 18
Kitchen
- Level: Main
- Area: 170 Square Feet
- Dimensions: 17 X 10
Office
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 X 10
Storage room
- Level: Main
- Area: 80 Square Feet
- Dimensions: 8 X 10
Heating
- Forced Air, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Built-In Range, Cooktop, Dishwasher, Dryer, Dual Flush Toilets, Energy Efficient Appliances, Extra Refrigerator/Freezer, Instant Hot Water, Oven, Oven/Range - Electric, Range Hood, Washer, Water Heater
- Laundry: Main Level
Features
- Air Filter System, Attic, Combination Kitchen/Dining, Dining Area, Efficiency, Entry Level Bedroom, Exposed Beams, Open Floorplan, Kitchen Island, Primary Bath(s), Family Room Off Kitchen, Recessed Lighting, Store/Office, Upgraded Countertops, Walk-In Closet(s), Wine Storage
- Flooring: Wood
- Windows: Energy Efficient
- Basement: Full,Interior Entry,Drainage System,Exterior Entry,Concrete,Unfinished,Water Proofing System
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,970
- Total interior livable area: 2,075 sqft
- Finished area above ground: 2,075
- Finished area below ground: 0
Property
Parking
- Total spaces: 12
- Parking features: Built In, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 10
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Deck, Porch
- Exterior features: Barbecue, Lighting, Sidewalks
- Pool features: None
- Has spa: Yes
- Spa features: Bath, Hot Tub
- Fencing: Other
Lot
- Size: 7.73 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0803015084
- Zoning: LDR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse/National Folk
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Septic Exists, Other
- Water: Well
Community & HOA
Community
- Security: Exterior Cameras, Fire Sprinkler System
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Elkton
Financial & listing details
- Price per square foot: $410/sqft
- Tax assessed value: $442,733
- Annual tax amount: $4,905
- Date on market: 3/25/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$681,700
$641,000 - $729,000
$2,615/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Listed for sale | $850,000+14.7%$410/sqft |
Source:  Bright MLS #MDCC2020780 Report a problem | ||
| 8/29/2025 | Sold | $741,000-1.2%$357/sqft |
Source: Bright MLS #MDCC2018192 Report a problem | ||
| 7/21/2025 | Pending sale | $749,999$361/sqft |
Source: Bright MLS #MDCC2018192 Report a problem | ||
| 7/18/2025 | Price change | $749,999-3.8%$361/sqft |
Source: Bright MLS #MDCC2018192 Report a problem | ||
| 7/16/2025 | Price change | $779,999-2.4%$376/sqft |
Source: Bright MLS #MDCC2018192 Report a problem | ||
| 7/8/2025 | Listed for sale | $799,000+565.8%$385/sqft |
Source: Bright MLS #MDCC2018192 Report a problem | ||
| 9/3/2021 | Sold | $120,000-14.3%$58/sqft |
Source: Public Record Report a problem | ||
| 1/13/2021 | Listing removed | -- |
Source:  Bright MLS Report a problem | ||
| 11/28/2020 | Listed for sale | $140,000+12%$67/sqft |
Source: RE/MAX Chesapeake #MDCC170842 Report a problem | ||
| 12/21/2015 | Listing removed | $125,000$60/sqft |
Source: RE/MAX ASSOCIATES #CC8508485 Report a problem | ||
| 2/13/2015 | Price change | $125,000-16.7%$60/sqft |
Source: RE/MAX ASSOCIATES #CC8508485 Report a problem | ||
| 11/24/2014 | Listed for sale | $150,000-53.1%$72/sqft |
Source: RE/MAX ASSOCIATES #CC8508485 Report a problem | ||
| 9/17/2004 | Sold | $319,800+392%$154/sqft |
Source: Public Record Report a problem | ||
| 1/20/2000 | Sold | $65,000$31/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $442,733 +6.4% |
| 2024 | $4,554 +0.5% | $416,100 +1.4% |
| 2023 | $4,532 +245.1% | $410,400 +252% |
| 2022 | $1,313 -1.2% | $116,600 |
| 2021 | $1,329 -1.2% | $116,600 |
| 2020 | $1,345 | $116,600 |
| 2019 | $1,345 -4.9% | $116,600 -4.9% |
| 2018 | $1,414 -4.1% | $122,600 |
| 2017 | $1,474 +9% | $122,600 |
| 2016 | $1,353 -11.8% | $122,600 -11.9% |
| 2015 | $1,534 -0.5% | $139,100 |
| 2014 | $1,542 | $139,100 |
| 2013 | -- | $139,100 -6.8% |
| 2012 | -- | $149,200 |
| 2011 | -- | $149,200 |
| 2010 | -- | $149,200 -9.1% |
| 2009 | -- | $164,200 +19.6% |
| 2008 | -- | $137,342 +24.3% |
| 2007 | -- | $110,486 +32.1% |
| 2006 | -- | $83,630 +6% |
| 2005 | -- | $78,886 -22.3% |
| 2004 | -- | $101,476 +8% |
| 2003 | -- | $94,000 +2.2% |
| 2002 | -- | $92,000 +2.2% |
| 2001 | -- | $90,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,765/mo
Principal & interest
$4191
Property taxes
$574
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Climate risks
Neighborhood: 21921
Nearby schools
GreatSchools rating
- 6/10Elk Neck Elementary SchoolGrades: PK-5Distance: 4.9 mi
- 4/10North East Middle SchoolGrades: 6-8Distance: 4.2 mi
- 3/10North East High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Elk Neck
- Middle: North East
- High: North East
- District: Cecil County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 21921
- Maryland
- Cecil County
- Elkton
- 21921
- 97 Otter Point Rd
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