Contingent

Price cut: $20K (7/20)

$399,900

978 Fred Rd, Fancy Farm, KY 42039

4beds

3,210sqft

$2,613/mo

Get pre-qualified

Single Family Residence

Built in 1993

6.35 Acres Lot

$383,600 Zestimate^®

$125/sqft

$-- HOA

What's special

Walk-out basement

Are you looking for a home that offers plenty of space and acreage? This is an excellent opportunity to own a well-maintained, four-bedroom, three-bath home located off Hwy 121, just outside of Fancy Farm, KY sits on 6.35 acres. The property features over 3,200 finished square feet of living space. The 1,600-square-foot main level includes three bedrooms and two bathrooms. The walk-out basement provides an additional bedroom and bathroom, an oversized living area with countertops and a refrigerator, and space for a second laundry room. Outside, you can enjoy scenic views from the large back deck. The property also includes an RV pad equipped with dedicated electricity and water hookups.

65 days
630
37

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Primary bedroom

Level: First

Bedroom 1

Level: First

Bedroom 2

Level: First

Bedroom 3

Level: Lower

Bathroom 1

Level: First

Bathroom 2

Level: First

Bathroom 3

Level: Lower

Kitchen

Level: First

Heating

Geothermal

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Dishwasher, Gas Range, Microwave, Refrigerator
Laundry: Electric Dryer Hookup, Main Level, Washer Hookup, Lower Level

Features

Eat-in Kitchen, Ceiling Fan(s)
Flooring: Carpet, Laminate, Vinyl
Windows: Blinds, Screens
Basement: Exterior Entry,Finished,Full,Walk-Out Access
Number of fireplaces: 1
Fireplace features: Family Room

Interior area

Total structure area: 3,210
Total interior livable area: 3,210 sqft
Finished area above ground: 1,605
Finished area below ground: 1,605

Property

Parking

Total spaces: 3
Parking features: Attached Garage, Detached Garage, Garage Door Opener, Garage Faces Front
Garage spaces: 3
Has uncovered spaces: Yes

Features

Levels: One

Lot

Size: 6.35 Acres
Features: Landscaped, Many Trees

Details

Additional structures: Shed(s), Workshop, Other
Parcel number: 020.00.00.039.00

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Concrete Perimeter
Roof: Composition

Condition

Year built: 1993

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Electricity Connected, Water Connected, Propane

Community & HOA

Community

Subdivision: Rural

HOA

Has HOA: No

Location

Region: Fancy Farm

Financial & listing details

Price per square foot: $125/sqft
Tax assessed value: $18,000
Annual tax amount: $17
Date on market: 7/1/2026

Estimated market value

$383,600

$364,000 - $403,000

$2,557/mo

Price history

Date	Event	Price
8/30/2026	Contingent	$399,900$125/sqft
Source: Imagine MLS #26015613 Report a problem
7/20/2026	Price change	$399,900-4.8%$125/sqft
Source: Imagine MLS #26015613 Report a problem
6/1/2026	Listed for sale	$419,900$131/sqft
Source: WKRMLS #137272 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$17 -23.5%	$2,000
2024	$23 -0.8%	$2,000 -88.9%
2023	$23 -1.3%	$18,000
2022	$23 -74.2%	$18,000 +80%
2021	$90 -0.4%	$10,000
2020	$90 +1.5%	$10,000
2019	$89 +1.8%	$10,000
2018	$87	$10,000
2017	--	$10,000 -16.7%
2016	--	$12,000
2015	--	$12,000 +33.3%
2013	--	$9,000