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  • $185,000

    982 Lost Creek Boat Dock Rd, Decaturville, TN 38329

    3beds
    1,220sqft
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    Single Family Residence, Residential
    Built in 1967
    4,791 Square Feet Lot
    $-- Zestimate®
    $152/sqft
    $-- HOA

    What's special

    Cozy fireplaceClassic river-cabin charmPaved drivewayScreened-in porchBreathtaking unobstructed water viewsSpacious primary suite
    Welcome to Serendipity, a charming 3-bedroom, 2-bath river home in the sought-after Lost Creek community, just off the main channel of the Tennessee River/Kentucky Lake. Conveniently located off Hwy. 100, only minutes from downtown Decaturville and just 2 miles from Cowboy’s Steak House. This move-in-ready home offers stunning water views from three spacious decks, perfect for relaxing or entertaining. The exterior features classic river-cabin charm, a screened-in porch, paved driveway, basement 2 car garage for your boat, golf cart, or ATV, plus a 10x12 storage shed with electricity. Inside, authentic bald cypress “pecky” wood walls create a warm cabin feel. The open floor plan with a kitchen bar is ideal for gathering with family and friends, while the spacious primary suite features a cozy fireplace. All appliances, furniture, and much of the décor convey, making this a true turnkey property. The home is on city water and has a newer septic system installed by the current owner. One of the best features is shared ownership in 8 acres of waterfront property across the street, shared by only seven owners, providing breathtaking, unobstructed water views that cannot be blocked. Enjoy easy access to Beech River, the Tennessee River, and Kentucky Lake from the private boat ramp. Whether you love boating, fishing, kayaking, swimming, or simply relaxing by the water, this property offers it all. Located on one of Bill Dance’s favorite fishing destinations, it’s a dream for outdoor enthusiasts. Just two hours from Nashville and Memphis, this home is perfect as a full-time residence, weekend getaway, vacation home, or investment property. Don’t miss this rare opportunity to own a fully furnished river retreat with water views, water access, and endless recreation—all for under $200,000. Schedule your private showing today and discover why this home is perfectly named Serendipity!
    2 days
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    181
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    7
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Chris Morris 901-606-2116,

    Lake Homes Realty, LLC 866-525-3466

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3288120MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Bedroom 1
      • Features: Half Bath
      • Level: Half Bath
      Dining room
      • Features: Combination
      • Level: Combination
      Living room
      • Features: Combination
      • Level: Combination
      Heating
      • Central
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Double Oven, Electric Oven, Dishwasher, Microwave, Refrigerator, Washer
      Features
      • Air Filter, Ceiling Fan(s), Open Floorplan
      • Flooring: Carpet, Wood
      • Basement: Partial,Unfinished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,220
      • Total interior livable area: 1,220 sqft
      • Finished area above ground: 1,220

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Faces Front, Asphalt, Gravel
      • Attached garage spaces: 1
      • Uncovered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Covered, Screened
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 50 x 100
      Details
      • Parcel number: 063H A 03700 000
      • Special conditions: Standard
      • Other equipment: Air Purifier

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Frame
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1967

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Available, Water Available

      Community & HOA

      Community
      • Subdivision: Lost Creek
      HOA
      • Has HOA: No
      Location
      • Region: Decaturville

      Financial & listing details

      • Price per square foot: $152/sqft
      • Annual tax amount: $483
      • Date on market: 7/18/2026
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/18/2026Listed for sale$185,000$152/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3288120 Report a problem
        7/1/2026Listing removed$185,000$152/sqft
        Source: CWTAR #2506004 Report a problem
        5/9/2026Price change$185,000-5%$152/sqft
        Source: CWTAR #2506004 Report a problem
        4/20/2026Listed for sale$194,750$160/sqft
        Source: CWTAR #2506004 Report a problem
        4/16/2026Pending sale$194,750$160/sqft
        Source: CWTAR #2506004 Report a problem
        3/7/2026Price change$194,750-5%$160/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3070051 Report a problem
        12/31/2025Listed for sale$205,000$168/sqft
        Source: CWTAR #2506004 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 38329

        Getting around

        4 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Decaturville Elementary
        • Middle: Decatur County Middle School
        • High: Riverside High School

        Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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