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  • $79,000

    984 Waterloo Geneva Rd, Waterloo, NY 13165

    1beds
    240sqft
    Townhouse, Condominium
    Built in 1968
    -- sqft lot
    $-- Zestimate®
    $329/sqft
    $350/mo HOA

    What's special

    Unique Cabin Ownership Opportunity! Discover an exceptional chance to own a cabin on the serene Cayuga-Seneca Canal. This property features five individual cabins, with the seller actively working to establish an association/condo/coop-style ownership structure for future owners. Purchase will be subject to completion and approval of required bylaws and compliance with all town, state, and agency regulations. Each cabin is 240 sq ft and priced at $79,000 with an affordable ownership model. Example of owner financing: $3,950 down (5%), payable in cash or via trade-in of a car, truck, or RV (subject to seller approval). The balance could be financed through a Leasehold Mortgage at 6% over 30 years—. $449.96/month—plus a $350/month HOA, bringing total ownership costs to in the $800.00 month range for a second home. Enjoy 133 feet of shared water frontage, perfect for boating, fishing, or relaxing by the water. This is a low-maintenance, year-round retreat, not just a seasonal getaway. Vacation Rentals/AirBnB are allowed so you can rent your vacation home when you are not using it! A rare and affordable opportunity to secure your own canal front cabin with a flexible, efficient ownership structure once approvals are finalized.
    17 days
    |
    1,100
    |
    32
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 15, 2025 at 07:21am

    Listing by:

    Coldwell Banker Prime Prop,Inc 315-214-2277,

    James Gamble 315-214-2277

    Source: NYSAMLSs,MLS#: S1653612MLS LogoOriginating MLS: Syracuse

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 1
    • Bathrooms: 1
    • Full bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 1
    Heating
    • Electric, Baseboard
    Cooling
    • Wall Unit(s)
    Appliances
    • Included: Appliances Negotiable, Electric Water Heater
    Features
    • Ceiling Fan(s), Cathedral Ceiling(s), Kitchen/Family Room Combo, Natural Woodwork, Bedroom on Main Level
    • Flooring: Hardwood, Varies
    • Basement: None
    • Has fireplace: No
    Interior area
    • Total structure area: 240
    • Total interior livable area: 240 sqft

    Property

    Parking
    • Parking features: Assigned, No Garage, Two Spaces
    Features
    • Levels: One
    • Stories: 1
    • On waterfront: Yes
    • Waterfront features: Canal Access
    • Body of water: Cayuga And Seneca Canal
    • Frontage length: 133
    Lot
    • Size: 1.54 Acres
    • Dimensions: 79 x 789
    • Features: Near Public Transit, Rectangular, Rectangular Lot
    Details
    • Parcel number: 45388902100000020310020000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: Condo
    • Property subtype: Townhouse, Condominium
    Materials
    • Log
    Condition
    • Resale
    • Year built: 1968

    Utilities & green energy

    • Electric: Circuit Breakers
    • Sewer: Connected
    • Water: Connected, Public
    • Utilities for property: Sewer Connected, Water Connected

    Community & HOA

    HOA
    • Amenities included: Other, See Remarks
    • Services included: Common Area Maintenance, Insurance, Snow Removal, Trash
    • HOA fee: $350 monthly
    • HOA name: Tbd
    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $329/sqft
    • Tax assessed value: $165,000
    • Annual tax amount: $1,728
    • Date on market: 12/9/2025
    • Cumulative days on market: 18 days
    • Listing terms: Cash,Conventional,Owner Will Carry

    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    12/9/2025Listed for sale$79,000-77.4%$329/sqft
    Source: NYSAMLSs #S1653612 Report a problem
    9/12/2025Listing removed$1,000$4/sqft
    Source: NYSAMLSs #S1620879 Report a problem
    7/9/2025Listed for rent$1,000$4/sqft
    Source: NYSAMLSs #S1620879 Report a problem
    1/20/2021Listing removed--
    Source: NYSAMLSs Report a problem
    4/8/2020Listed for sale$350,000$1,458/sqft
    Source: Coldwell Banker Prime Prop. #S1259879 Report a problem

    Public tax history

    Public tax history
    Tax history is unavailable.

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 13165

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Waterloo

    Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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