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For sale
  • $974,900

    986 Ridgewood Harbor Rd, Waterloo, SC 29384

    3beds
    1,995sqft
    : 
    $6,123/mo
    Get pre-qualified
    Single Family Residence
    Built in 2002
    0.72 Acres Lot
    $725,800 Zestimate®
    $489/sqft
    $-- HOA

    What's special

    Lakefront residenceWalk-in pantryTextured white backsplashRear covered porchInviting open floor planExposed wood beamsWhite plank ceilings
    Extensive updates throughout. Nestled within the serene confines of Ridgewood Harbor, this exquisite lakefront residence captures the joys of lakeside living. Boasting captivating, long-range open-water views that span across the main channel of Lake Greenwood, this home offers an unparalleled panorama that will leave you in awe. Step inside to discover an inviting open floor plan designed to host family and friends. The living area has a bright and airy ambiance, accentuated by a new fireplace with a stone hearth and chimney, white plank ceilings, exposed wood beams, and picturesque views through large windows that frame the lake's beauty. The rear covered porch seamlessly extends the indoor-outdoor living experience, perfect for savoring the enchanting sunsets or enjoying morning coffee. The heart of this home lies in the kitchen and spacious dining area. Abundant sage green cabinets, contrasting dark countertops, and a gas range beneath a black hood with wood trim provide an ideal setting for culinary adventures while admiring the ever-changing canvas of the lake. Glass-front accent cabinets, a paneled refrigerator, and a textured white backsplash complete the kitchen. Additional improvements include a new built in bar with open display shelving, and a walk-in pantry. Retreat to the primary bedroom, offering expansive windows that greet you with the serene sight of the lake each morning. The accompanying primary bath boasts a double-sink vanity in a warm wood finish, a freestanding tub, and a spacious glass-enclosed walk-in shower with white tile and a pebble-style floor. Paneled walls and brass-toned fixtures complete the space. A sizable second bedroom offers more picturesque views. The third bedroom is part of a spacious in-law suite with its own living area, a full bath with a tiled shower, and a coffee bar with a beverage refrigerator. A separate entrance allows guests to come and go independently while enjoying complete privacy from the main living quarters. Step outside to the lakeside porch that spans the entire length of the home and wraps around the side, presenting an idyllic setting to unwind, entertain, or simply relax. The covered outdoor kitchen features stainless cooking stations with cabinet and drawer storage, keeping outdoor meal preparation close to the gathering spaces. The property also includes a separate oversized garage with three exterior roll-up doors and covered areas for boats or lake toys. Above the garage, additional flex space could be used for two more bedrooms and a living area. A window unit serves this space. The new dock features a double covered boat lift, a covered sitting area, and open decking, offering an inviting spot to relax in the shade or soak up the sun. The level, fenced backyard beckons you for memorable lake days with family, ensuring that every moment spent by the water is an indulgent experience. The renovations extend from the interior to the waterfront and include new flooring, crown molding, plumbing fixtures, new ceilings and windows in the den and kitchen, new cabinets and appliances in the kitchen, a completely remodeled primary bath and closet with custom shelving, an enlarged second bedroom, a full in-law suite, an added bar with open display shelving, a pantry, a laundry room, a new fireplace with a stone hearth and chimney, an outdoor kitchen, a tankless hot water heater, whole house water filtration system, new fencing, a new dock, and a new seawall.
    3 hours
    6
    1

    Zillow last checked:

    Listing updated:

    Listed by:

    Tonya Wiley 864-993-8153,

    Wiley Real Estate LLC,

    Jonathan Wiley 864-993-8153,

    Wiley Real Estate LLC

    Source: MLS Of Greenwood Sc Inc.,MLS#: 140798

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Main
      Primary bathroom
      • Features: Full Bath, Shower Separate, Tub-Separate
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Central Air, Other
      Appliances
      • Included: Dishwasher, Gas Range, Refrigerator, Tankless Water Heater, See Remarks
      Features
      • High Ceilings, Ceiling Fan(s), Granite Counters, In-Law Floorplan, Open Floorplan, Smooth Ceiling(s), Storage, Walk-In Closet(s), See Remarks
      • Flooring: Luxury Vinyl, See Remarks
      • Windows: Insulated Windows
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,995
      • Total interior livable area: 1,995 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Car, Detached, Detached Carport, Garage, See Remarks
      • Garage spaces: 2
      • Has carport: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Patio & porch: Covered, Rear Porch, See Remarks
      • Exterior features: Boat Lift, Boat Lift-Covered, Boat Slip, Retaining Wall, See Remarks
      • Fencing: See Remarks
      • On waterfront: Yes
      • Waterfront features: Lake Greenwood, Open/Big Water, Lake, Water Access
      • Frontage type: Lakefront
      • Frontage length: Road: 28,Water: 104
      Lot
      • Size: 0.72 Acres
      • Features: Cleared, Cul-De-Sac, Level
      Details
      • Additional structures: Pier
      • Parcel number: 3400000105

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      • Roof: Architectural
      Condition
      • Year built: 2002

      Utilities & green energy

      • Sewer: Septic Tank
      • Utilities for property: Water Connected

      Community & HOA

      Community
      • Subdivision: Ridgewood H
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $489/sqft
      • Tax assessed value: $683,000
      • Annual tax amount: $14,042
      • Date on market: 10/28/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan

        Estimated market value

        $725,800

        $668,000 - $791,000

        $2,435/mo

        Price history

        DateEventPrice
        10/28/2026Listed for sale$974,900+52.3%$489/sqft
        Source: MLS Of Greenwood Sc Inc. #140798 Report a problem
        12/22/2023Sold$640,000-1.5%$321/sqft
        Source: MLS Of Greenwood Sc Inc. #129849 Report a problem
        12/1/2023Contingent$650,000$326/sqft
        Source: MLS Of Greenwood Sc Inc. #129849 Report a problem
        11/30/2023Listed for sale$650,000+766.7%$326/sqft
        Source: MLS Of Greenwood Sc Inc. #129849 Report a problem
        6/29/2017Sold$75,000-66.7%$38/sqft
        Source: Public Record Report a problem
        1/31/2014Sold$225,000$113/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$14,042 -1.2%$40,980
        2024$14,214 +1181.5%$40,980 +247%
        2023$1,109 -5%$11,810 +27.4%
        2022$1,168 +21.7%$9,270 +15%
        2021$959 $8,060
        2020-- $8,060
        2018$970 $8,060
        2017-- $8,060 -2.7%
        2015$808 $8,280 +6.8%
        2014$808 $7,750
        2013$808 $7,750
        2012-- $7,750
        2011-- $7,750 +15%
        2010-- $6,740
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 29384

        Getting around

        0 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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