For sale
$1,150,000
4beds
2,288sqft
996 Headwater Rd, Annapolis, MD 21403
4beds
2,288sqft
Single family residence
Built in 1986
0.41 Acres
Open parking
$503 price/sqft
$19/mo HOA
What's special
Waterfront homeWood-burning fireplaceRefinished hardwood floorsRecently updated homeUpdated en-suite bathPrivate dock slipAbundant natural light
Waterfront home nestled in the serene enclave of Kitty Creek; located right off the South River with easy access to the Chesapeake Bay. This recently updated home offers the perfect blend of luxury, comfort, and waterfront living. Inside, you’re welcomed by refinished hardwood floors and abundant natural light. The updated kitchen ...
- 14 days |
- 3,015 |
- 83 |
Source: Bright MLS,MLS#: MDAA2143898
Travel times
Family Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Listed by:
Amanda Greenfield 410-991-2633,
Engel & Volkers Annapolis (443) 292-6767,
Co-Listing Agent: Deborah A Greenfield 410-353-1605,
Engel & Volkers Annapolis
Source: Bright MLS,MLS#: MDAA2143898
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 588
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Built-In Range, Microwave, Dishwasher, Refrigerator, Extra Refrigerator/Freezer, Electric Water Heater
- Laundry: Hookup, Main Level, Lower Level, Washer/Dryer Hookups Only
Features
- 2nd Kitchen, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Living, Family Room Off Kitchen, Primary Bedroom - Bay Front, Primary Bath(s), Recessed Lighting, Upgraded Countertops
- Flooring: Hardwood, Carpet, Tile/Brick, Wood
- Doors: French Doors, Sliding Glass
- Windows: Double Hung, Replacement, Skylight(s)
- Basement: English,Walk-Out Access,Rear Entrance
- Number of fireplaces: 1
- Fireplace features: Insert, Mantel(s)
Interior area
- Total structure area: 2,288
- Total interior livable area: 2,288 sqft
- Finished area above ground: 1,700
- Finished area below ground: 588
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Picket
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Private Dock Site, Creek/Stream
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 0.41 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020245090027513
- Zoning: R2
- Zoning description: waterfront
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional,Transitional
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Kitty Creek
HOA
- Has HOA: Yes
- HOA fee: $230 annually
- HOA name: KITTY CREEK ASSOCIATION INC
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $503/sqft
- Tax assessed value: $751,300
- Annual tax amount: $8,067
- Date on market: 5/9/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 5/9/2026 | Listed for sale | $1,150,000+109.5%$503/sqft |
Source:  Bright MLS #MDAA2143898 Report a problem | ||
| 1/9/2017 | Sold | $549,000$240/sqft |
Source: Public Record Report a problem | ||
| 10/21/2016 | Sold | $549,000$240/sqft |
Source: Agent Provided Report a problem | ||
| 9/10/2016 | Pending sale | $549,000$240/sqft |
Source: Long & Foster Real Estate, Inc. #AA9683246 Report a problem | ||
| 9/2/2016 | Price change | $549,000-4.5%$240/sqft |
Source: Long & Foster Real Estate, Inc. #AA9683246 Report a problem | ||
| 8/17/2016 | Price change | $575,000-4.2%$251/sqft |
Source: Long & Foster Real Estate, Inc. #AA9683246 Report a problem | ||
| 6/28/2016 | Price change | $599,900-4%$262/sqft |
Source: Long & Foster Real Estate, Inc. #AA9683246 Report a problem | ||
| 6/10/2016 | Listed for sale | $625,000-8%$273/sqft |
Source: Long & Foster Real Estate, Inc. #AA9683246 Report a problem | ||
| 7/11/2014 | Listing removed | $3,100$1/sqft |
Source: Long & Foster Real Estate, Inc. #AA8367863 Report a problem | ||
| 7/10/2014 | Listed for rent | $3,100$1/sqft |
Source: Long & Foster Real Estate, Inc. #AA8367863 Report a problem | ||
| 7/9/2014 | Listing removed | $679,000$297/sqft |
Source: Long & Foster Real Estate #AA8261159 Report a problem | ||
| 6/15/2014 | Price change | $679,000-3%$297/sqft |
Source: Long & Foster Real Estate #AA8261159 Report a problem | ||
| 4/25/2014 | Price change | $699,900-2.7%$306/sqft |
Source: Long & Foster Real Estate #AA8261159 Report a problem | ||
| 4/12/2014 | Price change | $719,000-0.7%$314/sqft |
Source: Long & Foster Real Estate #AA8261159 Report a problem | ||
| 3/5/2014 | Price change | $724,000-0.7%$316/sqft |
Source: Long & Foster Real Estate #AA8261159 Report a problem | ||
| 2/22/2014 | Price change | $729,000-1.4%$319/sqft |
Source: Long & Foster Real Estate #AA8261159 Report a problem | ||
| 1/29/2014 | Listed for sale | $739,000+165.8%$323/sqft |
Source: Long & Foster Real Estate #AA8261159 Report a problem | ||
| 6/27/2001 | Sold | $278,000$122/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,166 +14.4% | $701,667 +7.6% |
| 2024 | $7,140 +8.5% | $652,033 +8.2% |
| 2023 | $6,578 +4.5% | $602,400 |
| 2022 | $6,295 | $602,400 |
| 2021 | $6,295 -1.3% | $602,400 -1.2% |
| 2020 | $6,377 +4.9% | $609,700 |
| 2019 | $6,078 +8.7% | $609,700 +10.6% |
| 2018 | $5,590 +5% | $551,300 +5.6% |
| 2017 | $5,322 | $522,100 +0.6% |
| 2016 | -- | $519,200 +0.6% |
| 2015 | -- | $516,300 +0.6% |
| 2014 | -- | $513,400 |
| 2013 | -- | $513,400 |
| 2012 | -- | $513,400 -15.4% |
| 2011 | -- | $606,640 +1.9% |
| 2010 | -- | $595,550 +1.9% |
| 2009 | -- | $584,460 +1.9% |
| 2008 | -- | $573,370 +23.8% |
| 2007 | -- | $463,270 +31.2% |
| 2006 | -- | $353,170 +45.3% |
| 2005 | -- | $243,070 +4.9% |
| 2004 | -- | $231,742 +5.1% |
| 2003 | -- | $220,416 +5.4% |
| 2002 | -- | $209,090 +6.4% |
| 2001 | -- | $196,466 |
Find assessor info on the county website
Monthly payment
Est. payment
$6,712/mo
Principal & interest
$5878
Property taxes
$815
HOA Fees
$19
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Estimated market value
Not available
Estimated sales range
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Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 2.1 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 5.1 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 996 Headwater Rd