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  • $124,900

     Effingham, IL 62401

    4beds
    2,268sqft
    Single Family Residence
    Built in 1898
    0.32 Acres Lot
    $-- Zestimate®
    $55/sqft
    $-- HOA

    What's special

    Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity. AS-IS
    17 days
    |
    812
    |
    22
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 19, 2026 at 10:07pm

    Listing courtesy of:

    Frank Rusin 847-934-9100,

    Four Seasons Realty, Inc.

    Source: MRED as distributed by MLS GRID,MLS#: 12547524MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: No additional rooms
    Primary bedroom
    • Level: Second
    • Area: 156 Square Feet
    • Dimensions: 12X13
    Bedroom 2
    • Level: Second
    • Area: 144 Square Feet
    • Dimensions: 12X12
    Bedroom 3
    • Level: Second
    • Area: 132 Square Feet
    • Dimensions: 12X11
    Bedroom 4
    • Level: Second
    • Area: 120 Square Feet
    • Dimensions: 12X10
    Kitchen
    • Level: Main
    • Area: 120 Square Feet
    • Dimensions: 12X10
    Living room
    • Level: Main
    • Area: 120 Square Feet
    • Dimensions: 12X10
    Heating
    • Natural Gas
    Cooling
    • Central Air
    Features
    • Basement: Unfinished,Partial
    Interior area
    • Total structure area: 0
    • Total interior livable area: 2,268 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Yes, Detached, Garage
    • Garage spaces: 1
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    Lot
    • Size: 0.32 Acres
    Details
    • Parcel number: 03160360290000
    • Special conditions: Real Estate Owned

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Frame
    Condition
    • New construction: No
    • Year built: 1898

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    HOA
    • Services included: None
    Location
    • Region: Effingham

    Financial & listing details

    • Price per square foot: $55/sqft
    • Annual tax amount: $3,844
    • Date on market: 1/14/2026
    • Ownership: Fee Simple
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    Foreclosure details

    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    3/17/2016Sold$103,400-6%$46/sqft
    Source: CIBR #6154934 Report a problem
    1/29/2016Listed for sale$110,000+26.4%$49/sqft
    Source: RE/MAX KEY ADVANTAGE #6154934 Report a problem
    3/29/2010Sold$87,000$38/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,845 +10.3%$62,910 +10%
    2023$3,485 +7.4%$57,190 +9%
    2022$3,244 -2.7%$52,470 +1%

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 62401

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: 40

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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