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Lot/land
    • $49,500

    LOT 20 Surf Rd, Panacea, FL 32346

    --beds
    --baths
    0.43Acres
    Unimproved Land
    Built in ----
    0.43 Acres Lot
    $-- Zestimate®
    $--/sqft
    $6/mo HOA

    What's special

    Spacious home sites
    The Refuge at Panacea offers premier lots in a private, gated community with close proximity to Ochlockonee Bay. These spacious home sites provide an ideal setting to construct your coastal dream home surrounded by lush natural landscapes backing up to the St Marks Refuge. Residents enjoy convenient access to nearby beaches, marinas, and a variety of dining options showcasing the local flavor. Public sewer, water and underground utilities already on site! An opportunity not to be missed for those seeking a luxurious waterfront lifestyle in this highly desirable Florida location.
    2 days
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    Zillow last checked: 8 hours ago

    Listing updated: January 06, 2026 at 09:10am

    Listed by:

    Nailah Core 850-491-4243,

    Waypoint Properties,

    Joshua Brown 850-528-6385,

    Waypoint Properties

    Source: Forgotten Coast Realtor Association,MLS#: 324902MLS Logo

    Facts & features

    Interior

    Video & virtual tour

    Property

    Features
    • Has water view: Yes
    • Water view: Bay
    Lot
    • Size: 0.43 Acres
    • Dimensions: 55 x 310
    • Features: Restrictions, Within 1/2 Mile of Water
    Details
    • Parcel number: 026S02W30803616020
    • Zoning description: Residential Single Family

    Utilities & green energy

    • Utilities for property: Electricity Available, Sewer Available, Underground Utilities, Water Available

    Community & HOA

    Community
    • Subdivision: Refuge at Panacea
    HOA
    • Has HOA: Yes
    • HOA fee: $75 annually
    Location
    • Region: Panacea

    Financial & listing details

    • Date on market: 1/6/2026
    • Road surface type: Paved

    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    1/6/2026Listed for sale$49,500
    Source: Forgotten Coast Realtor Association #324902 Report a problem
    7/1/2025Listing removed$49,500
    Source: TBR #372586 Report a problem
    1/31/2025Listed for sale$49,500
    Source: Forgotten Coast Realtor Association #320732 Report a problem
    12/7/2024Listing removed$49,500
    Source: TBR #372586 Report a problem
    11/11/2024Price change$49,500+10%
    Source: TBR #372586 Report a problem

    Public tax history

    Public tax history
    Tax history is unavailable.

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 32346

    Nearby schools

    GreatSchools rating

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