Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community’s private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef’s kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer’s dream, this Ruskin jewel is ready for its next owner.
For sale
$965,000
Ruskin, FL 33570
4beds
3,918sqft
Est.:
Single Family Residence
Built in 2014
0.28 Acres Lot
$931,900 Zestimate®
$246/sqft
$81/mo HOA
What's special
Sleek electric fireplaceL-shaped covered lanaiCustom-cased windowsills throughoutPremium stone surfacesPrivate outdoor resortCenter organization islandHigh-end millwork
- 53 days |
- 227 |
- 15 |
Zillow last checked:
Listing updated:
Listing Provided by:
De'Erika Watson 813-331-5346,
COMPASS FLORIDA LLC 813-365-9935
Source: Stellar MLS,MLS#: TB8484931
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Features: Dual Closets
- Level: First
- Area: 224 Square Feet
- Dimensions: 14x16
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Primary bathroom
- Features: Tub with Separate Shower Stall
- Level: First
Bonus room
- Features: Dual Closets
- Level: Second
- Area: 224 Square Feet
- Dimensions: 14x16
Den
- Level: First
- Area: 180 Square Feet
- Dimensions: 12x15
Dinette
- Level: First
- Area: 120 Square Feet
- Dimensions: 8x15
Dining room
- Level: First
- Area: 165 Square Feet
- Dimensions: 15x11
Family room
- Level: First
- Area: 255 Square Feet
- Dimensions: 15x17
Kitchen
- Features: Pantry
- Level: First
- Area: 126 Square Feet
- Dimensions: 14x9
Living room
- Level: First
- Area: 143 Square Feet
- Dimensions: 13x11
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Epoxy, Luxury Vinyl, Tile
- Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
- Windows: Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Electric, Living Room
Interior area
- Total structure area: 3,890
- Total interior livable area: 3,918 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Exterior features: Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters
- Has private pool: Yes
- Pool features: Heated, In Ground, Lighting, Pool Alarm, Screen Enclosure
- Has spa: Yes
- Spa features: Heated, In Ground
- Waterfront features: River Access, Fishing Pier
Lot
- Size: 0.28 Acres
- Dimensions: 85.03 x 144
Details
- Parcel number: U20321987K00001300032.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2014
Details
- Builder name: Lennar
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Available, Street Lights, Water Available
Community & HOA
Community
- Features: Dock, Fishing, River
- Security: Gated Community, Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: SPYGLASS AT RIVER BEND
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Security
- HOA fee: $81 monthly
- HOA name: SEE ATTACHED HOA ADDENDUM
- Second HOA name: SEE ATTACHED HOA ADDENDUM
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $246/sqft
- Annual tax amount: $5,056
- Date on market: 3/20/2026
- Cumulative days on market: 52 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$931,900
$885,000 - $978,000
$4,559/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Listed for sale | $965,000+191.5%$246/sqft |
Source:  Stellar MLS #TB8484931 Report a problem | ||
| 12/8/2014 | Sold | $331,100-2.3%$85/sqft |
Source: Public Record Report a problem | ||
| 7/2/2014 | Listing removed | $338,990$87/sqft |
Source: Lennar Report a problem | ||
| 6/3/2014 | Price change | $338,990+0.6%$87/sqft |
Source: Lennar Report a problem | ||
| 4/27/2014 | Price change | $336,990+0.6%$86/sqft |
Source: LENNAR HOMES #T2625174 Report a problem | ||
| 4/19/2014 | Listed for sale | $334,990$86/sqft |
Source: LENNAR HOMES #T2625174 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,978 +20.9% | $366,086 +16.8% |
| 2023 | $4,119 +7.8% | $313,498 +3% |
| 2022 | $3,821 +4.4% | $304,367 +3% |
| 2021 | $3,660 +7.7% | $295,502 +1.4% |
| 2020 | $3,397 -55.8% | $291,422 +2.3% |
| 2019 | $7,684 | $284,870 -0.3% |
| 2018 | $7,684 +3.6% | $285,697 +1.1% |
| 2017 | $7,414 -0.7% | $282,524 +5.9% |
| 2016 | $7,463 +0.4% | $266,903 -7.1% |
| 2015 | $7,435 +81.5% | $287,192 +511.4% |
| 2014 | $4,096 | $46,972 +10% |
| 2013 | $4,096 +8.8% | $42,702 +39.3% |
| 2012 | $3,764 +49.9% | $30,653 -30% |
| 2011 | $2,511 +114.1% | $43,790 |
| 2010 | $1,173 -46.3% | $43,790 |
| 2009 | $2,183 -50.6% | $43,790 -44.4% |
| 2008 | $4,419 +2% | $78,823 |
| 2007 | $4,331 +36.9% | $78,823 +100% |
| 2006 | $3,163 | $39,411 |
Monthly payment
Est. payment
$6,243/mo
Principal & interest
$4714
Property taxes
$1448
HOA Fees
$81
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Climate risks
Neighborhood: 33570
Nearby schools
GreatSchools rating
- 4/10Ruskin Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 2/10Shields Middle SchoolGrades: 6-8Distance: 5.3 mi
- 3/10Lennard High SchoolGrades: 9-12Distance: 2.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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