Skip main navigation
For sale
  • Price cut: $9.9K (8/24)
    $135,000

    4612 Mercado Dr, Sebring, FL 33872

    2beds
    976sqft
    : 
    $1,326/mo
    Get pre-qualified
    Single Family Residence
    Built in 1980
    -- sqft lot
    $130,600 Zestimate®
    $138/sqft
    $350/mo HOA

    What's special

    This charming 2-bedroom, 2-bath villa offers an ideal setting for relaxed retirement living in a 55+ community within Sun ‘N Lake of Sebring. A spacious enclosed patio expands the living area, perfect for morning coffee, hobbies, or entertaining guests. Residents of this villa complex enjoy access to a community pool designated specifically for their section of homes, creating a private and enjoyable setting for leisure and socializing. The Sun ‘N Lake community elevates everyday living with two 18-hole championship golf courses, tennis, pickleball, a community center, on-site dining, a fitness facility, a 1,350 acre nature preserve with trails, and more. Conveniently located near shopping, restaurants, and medical facilities, this villa offers comfort, recreation, and peace of mind—all in one beautifully maintained community.
    287 days
    309
    6

    Zillow last checked:

    Listing updated:

    Listed by:

    Rachel Lovett,

    Heartland Real Estate Co.

    Source: HFMLS,MLS#: 319989Originating MLS: Heartland Association Of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Main
      • Dimensions: 13 x 12
      Primary bathroom
      • Level: Main
      • Dimensions: 7 x 5
      Dining room
      • Level: Main
      • Dimensions: 8 x 8
      Kitchen
      • Level: Main
      • Dimensions: 10 x 8
      Living room
      • Level: Main
      • Dimensions: 25 x 14
      Porch
      • Level: Main
      • Dimensions: 21 x 10
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Microwave, Oven, Range, Refrigerator
      Features
      • Flooring: Carpet
      Interior area
      • Total structure area: 976
      • Total interior livable area: 976 sqft

      Property

      Parking
      • Parking features: Driveway, On Street
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Enclosed
      • Pool features: In Ground, Community
      • Frontage length: 0
      Details
      • Additional parcels included: ,,
      • Parcel number: C04342813400001070
      • Zoning description: R3NC
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available

      Community & HOA

      Community
      • Features: Clubhouse, Dog Park, Golf, Golf Course Community, Playground, Pickleball, Pool, Tennis Court(s)
      • Senior community: Yes
      HOA
      • Has HOA: Yes
      • HOA fee: $1,050 quarterly
      Location
      • Region: Sebring

      Financial & listing details

      • Price per square foot: $138/sqft
      • Tax assessed value: $125,496
      • Annual tax amount: $1,741
      • Date on market: 12/4/2025
      • Cumulative days on market: 288 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $130,600

        $124,000 - $137,000

        $1,444/mo

        Price history

        DateEventPrice
        8/24/2026Price change$135,000-6.8%$138/sqft
        Source: HFMLS #319989 Report a problem
        3/27/2026Price change$144,900-3.3%$148/sqft
        Source: HFMLS #319989 Report a problem
        12/4/2025Listed for sale$149,900$154/sqft
        Source: HFMLS #319989 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,747 +57.8%$125,496 +12.2%
        2024$1,741 +6.9%$111,831 +9.6%
        2023$1,630 +8.3%$102,060 +16%
        2022$1,505 +190%$88,015 +108.3%
        2021$519 +9.8%$42,254 +1.4%
        2020$473 $41,671 +2.3%
        2019$473 +3.7%$40,734 +1.9%
        2018$456 +2.7%$39,974 +2.1%
        2017$444 +8.8%$39,152 +2.1%
        2016$408 +1.7%$38,347 +0.7%
        2015$401 +12.3%$38,080
        2014$357 --
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- --
        2008-- --
        2007-- --
        2006-- --
        2005-- --
        2004-- --
        2003-- --
        2002-- --
        2001-- --
        2000-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33872

        Getting around

        18 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts