Things real estate professionals don't tell you.. You can easily take over a mortgage without even running your credit score. That being said, you can take over my mortgage of $278,000 at a 4.75% APR if you were to pay the difference of $166,000 cash. That means your monthly payment would be $2033. If you were to buy this property with an FHA loan, they would run your credit, make you wait up to 2 months, force you to put $13,000+ down, and your monthly payment would be $3,650 at a 6.7% APR! If you have the cash available, the first option is 100% better. The more ya know! Many updates have been done: -2023 AC handler Interior paint All ceiling fans and light fixtures Bathroom fans Garage door opener Full steam clean Refrigerator Wine cooler Garbage disposal Microwave Pool pump Fence gate -2022 Carpets Roof Circuit breaker panel Tesla charger -2018 Smart home (Fire/carbon monoxide alarms, window sensors, glass break detectors, front door key pad lock, all tied in to a outlet/battery powered main hub and monitored through satellite service) GE reverse osmosis full house water filter system
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