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For sale
  • $659,000

    3 SUMMIT LANE, SAFETY HARBOR, FL 34695

    3beds
    2,027sqft
    : 
    $4,587/mo
    Get pre-qualified
    Single Family Residence
    Built in 1981
    0.29 Acres Lot
    $638,400 Zestimate®
    $325/sqft
    $-- HOA

    What's special

    Private swimming poolComplete exterior repaintSpacious corner lotBrick-surround fireplaceBeautiful cherry wood floorsDesirable split-bedroom floor planUpdated bathrooms
    Discover the Florida lifestyle you've been looking for at 3 Summit Lane, located in the highly desirable Bay Woods neighborhood of Safety Harbor! This beautifully maintained 3-bedroom, 2-bathroom pool home offers over 2,000 square feet of living space, a desirable split-bedroom floor plan, and a spacious corner lot surrounded by the charm of mature, moss-draped oak trees and picturesque neighborhood streets. One of this home's most inviting features is its exceptional indoor-outdoor living. Open the expansive sliding glass doors and let the natural light and Florida breezes flow seamlessly between the interior living spaces and the screened-in patio and private swimming pool. Whether you're enjoying a quiet morning coffee, hosting friends and family, or relaxing poolside, this home makes it easy to enjoy outdoor living year-round. The primary suite also features a convenient pocket sliding door providing direct access to the patio and pool. Inside, the thoughtfully designed floor plan offers both a formal living room just off the entry and a separate, spacious family room adjoining the kitchen, providing flexibility for entertaining, everyday living, and gathering with family. The split-bedroom layout creates added privacy, making this an ideal home for families, guests, or those looking for a comfortable second or seasonal home in Florida. The interior features beautiful cherry wood floors, crown molding, decorative wood paneling, and a brick-surround fireplace that add warmth and character. The kitchen received cabinetry and lighting upgrades in 2020, while updated bathrooms, select newer light fixtures, fresh interior paint throughout most of the home, and a complete exterior repaint add to its appeal. Major improvements include a NEW ROOF in November 2025, A/C replacement in 2021, and hurricane-rated windows installed in 2018. A spacious laundry room with folding counter, utility sink, and convenient access to the side-entry garage adds everyday functionality. Location is another standout! Enjoy the ability to walk to beautiful Philippe Park, one of Safety Harbor's most beloved waterfront parks, or take a quick two-mile drive to charming downtown Safety Harbor for its restaurants, boutiques, waterfront activities, local events, and vibrant community atmosphere. Bay Woods is known for its established character, mature oak-lined streets, and friendly neighborhood feel. An optional HOA provides additional flexibility. Whether you're searching for a pool home in Safety Harbor, a home near Philippe Park, a walkable home close to outdoor recreation, or a property just minutes from downtown Safety Harbor, 3 Summit Lane deserves a spot at the top of your list. Come experience the space, privacy, pool, and lifestyle that make this Safety Harbor home so special. Schedule your private showing today!
    23 days
    1,630
    151

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Bel Whitten 530-632-6262,

    SELECT PROPERTIES INC 727-934-4099,

    Shannon Howard 727-487-1770,

    SELECT PROPERTIES INC

    Source: Stellar MLS,MLS#: TB8555770MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Family room
      • Features: Ceiling Fan(s)
      • Level: First
      Kitchen
      • Features: Stone Counters
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Attic Fan, Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, L Dining, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Tile, Hardwood
      • Doors: Sliding Doors
      • Windows: Skylight(s)
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 2,901
      • Total interior livable area: 2,027 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Faces Side
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Front Porch, Porch, Screened
      • Exterior features: Irrigation System, Rain Gutters, Sidewalk
      • Has private pool: Yes
      • Pool features: In Ground, Auto Cleaner, Gunite, Screen Enclosure, Tile
      • Fencing: Wood
      • Has view: Yes
      • View description: Pool
      Lot
      • Size: 0.29 Acres
      • Dimensions: 94 x 120
      • Features: Corner Lot, City Lot, Landscaped, Near Public Transit, Sidewalk
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 272816058050010150
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Well, Street Lights

      Community & HOA

      Community
      • Features: None
      • Security: Fire Alarm
      • Pet fee: $0 monthly
      • Subdivision: BAY WOODS-UNIT I
      HOA
      • Has HOA: Yes
      Location
      • Region: Safety Harbor

      Financial & listing details

      • Price per square foot: $325/sqft
      • Tax assessed value: $502,111
      • Annual tax amount: $7,702
      • Date on market: 10/22/2026
      • Cumulative days on market: 10 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $638,400

        $606,000 - $670,000

        $4,255/mo

        Price history

        DateEventPrice
        10/22/2026Listed for sale$659,000+8.9%$325/sqft
        Source: Stellar MLS #TB8555770 Report a problem
        8/20/2024Sold$605,000-2%$298/sqft
        Source: Stellar MLS #U8249238 Report a problem
        7/20/2024Pending sale$617,500$305/sqft
        Source: Stellar MLS #U8249238 Report a problem
        7/7/2024Listed for sale$617,500+154.6%$305/sqft
        Source: Stellar MLS #U8249238 Report a problem
        12/22/2011Sold$242,500-2.6%$120/sqft
        Source: Stellar MLS #T2492229 Report a problem
        10/31/2011Price change$249,000-3.5%$123/sqft
        Source: Get Sold MLS Realty #T2492229 Report a problem
        10/24/2011Listed for sale$257,900+5.3%$127/sqft
        Source: Get Sold MLS Realty #T2492229 Report a problem
        10/24/2003Sold$245,000+60.1%$121/sqft
        Source: Public Record Report a problem
        11/3/1999Sold$153,000$75/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,024 +193.5%$502,111 +148.4%
        2024$2,733 +1.8%$202,110 +3%
        2023$2,684 +3.2%$196,223 +3%
        2022$2,602 -1.1%$190,508 +3%
        2021$2,630 +0.3%$184,959 +1.4%
        2020$2,621 +2%$182,405 +2.3%
        2019$2,571 $178,304 +1.9%
        2018$2,571 +1.5%$174,979 +2.1%
        2017$2,532 +2%$171,380 +2.1%
        2016$2,483 -2.1%$167,855 +0.7%
        2015$2,536 +0.6%$166,688 +0.8%
        2014$2,521 +2.1%$165,365 +1.5%
        2013$2,468 -1.2%$162,921 -2%
        2012$2,498 $166,255 +2.1%
        2011-- $162,896 -9.8%
        2010-- $180,520 -12%
        2009-- $205,103 -3%
        2008$3,174 $211,395 +3%
        2007-- $205,238 +1.9%
        2005-- $201,400 +6.7%
        2004$3,269 +22.5%$188,800 +11.3%
        2003$2,669 +3.2%$169,700 +1.2%
        2002$2,588 $167,700 +5%
        2001$2,588 +23%$159,700 +26.2%
        2000$2,104 $126,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34695

        Getting around

        2 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Safety Harbor Elementary-PN
        • Middle: Safety Harbor Middle-PN
        • High: Countryside High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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