For sale

$565,000

3899 CEDAR HAMMOCK TRAIL, ST CLOUD, FL 34772

5beds

3,257sqft

$3,866/mo

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Single Family Residence

Built in 2005

10,759 Square Feet Lot

$551,000 Zestimate^®

$173/sqft

$72/mo HOA

What's special

Discover the perfect blend of space, privacy, and Florida living in this beautiful pool home offering over 3,200 square feet on a generous 1/4 acre lot. Step inside to find a freshly painted interior (2026) that feels bright and move-in ready, while the exterior paint (2026) and newer roof (2/2026) give you peace of mind for years to come. Out back, a screened pool invites year-round enjoyment, all while you take in the serene pond views that create a private, resort-like backdrop. The low HOA fee includes Internet and cable. Located in the peaceful community of Saint Cloud, this home puts you within easy reach of world-famous theme parks, Florida's stunning beaches, and the growing amenities of Lake Nona-yet still delivers the quiet, small-town lifestyle so many buyers crave. Spacious, move-in ready, and set against a tranquil water view. This is the Florida home you have been waiting for. Schedule your private tour today.

22 days
400
35

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Primary bedroom

Features: En Suite Bathroom, Walk-In Closet(s)
Level: Second
Area: 176 Square Feet
Dimensions: 16x11

Kitchen

Features: Pantry, Kitchen Island, Stone Counters, Built-in Closet
Level: First
Area: 168 Square Feet
Dimensions: 14x12

Living room

Features: Ceiling Fan(s), No Closet
Level: First
Area: 196 Square Feet
Dimensions: 14x14

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Features

Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Stone Counters, Thermostat, Walk-In Closet(s)
Flooring: Ceramic Tile
Doors: Sliding Doors
Windows: Window Treatments
Has fireplace: No

Interior area

Total structure area: 3,706
Total interior livable area: 3,257 sqft

Video & virtual tour

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Property

Parking

Parking features: Garage - Attached
Has attached garage: Yes

Features

Levels: Two
Stories: 2
Exterior features: Irrigation System, Sidewalk
Has private pool: Yes
Pool features: In Ground, Gunite, Screen Enclosure
Has view: Yes
View description: Water
Water view: Water

Lot

Size: 10,759 Square Feet
Dimensions: 80 x 120
Features: Cleared

Details

Parcel number: 152630070000012040
Zoning: SPUD
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Stucco, Wood Frame
Foundation: Slab
Roof: Shingle

Condition

New construction: No
Year built: 2005

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

Community & HOA

Community

Pet fee: $0 monthly
Subdivision: STEVENS PLANTATION

HOA

Has HOA: Yes
Services included: Cable TV, Internet
HOA fee: $72 monthly
HOA name: Leland Management
HOA phone: 407-781-1188

Location

Region: Saint Cloud

Financial & listing details

Price per square foot: $173/sqft
Tax assessed value: $449,400
Annual tax amount: $8,219
Date on market: 10/21/2026
Cumulative days on market: 8 days
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Electric utility on property: Yes
Road surface type: Asphalt

Estimated market value

$551,000

$523,000 - $579,000

$3,233/mo

Price history

Date	Event	Price
10/21/2026	Listed for sale	$565,000+49.1%$173/sqft
Source: Stellar MLS #O6447689 Report a problem
3/26/2021	Sold	$379,000-4.1%$116/sqft
Source: Public Record Report a problem
2/1/2021	Pending sale	$395,000$121/sqft
Source: Stellar MLS #O5908178 Report a problem
12/31/2020	Listed for sale	$395,000+10.4%$121/sqft
Source: OPENDOOR BROKERAGE LLC #O5908178 Report a problem
11/16/2020	Sold	$357,900+123.7%$110/sqft
Source: Public Record Report a problem
8/8/2012	Sold	$160,000-60%$49/sqft
Source: Public Record Report a problem
11/29/2005	Sold	$400,300$123/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$8,219 +2.6%	$449,400 +2.6%
2024	$8,007 +4.6%	$437,800 +6.6%
2023	$7,657 +4.6%	$410,700 +10.3%
2022	$7,317 +12.8%	$372,200 +32.7%
2021	$6,488 +5.7%	$280,500 +4%
2020	$6,138 +4.3%	$269,800 +6.7%
2019	$5,885	$252,800 +7.1%
2018	$5,885 -0.3%	$236,000 +4.6%
2017	$5,904 +0.7%	$225,700 +3.6%
2016	$5,863 +5%	$217,800 +14.4%
2015	$5,584 +9.6%	$190,400 -3.4%
2014	$5,095	$197,000 +28.9%
2013	--	$152,800 +6.6%
2012	--	$143,300 -17%
2011	--	$172,700 -5.4%
2010	--	$182,500 -15.1%
2009	--	$214,900 -20.2%
2008	--	$269,400 -15.3%
2007	--	$318,100 -4.4%
2006	--	$332,900