For sale

Price cut: $5.9K (10/26)

$468,900

438 TROY LOOP, THE VILLAGES, FL 32162

3beds

1,918sqft

$3,225/mo

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Single Family Residence

Built in 2006

7,305 Square Feet Lot

$458,000 Zestimate^®

$244/sqft

$204/mo HOA

What's special

Open comfortable floor planWell-appointed kitchenRelaxing primary suite

Virtually Staged. "LIVE THE VILLAGES LIFESTYLE FROM THE HEART OF MALLORY SQUARE! A Gardenia with a third bedroom that works two ways.” 1,918 sq ft Gardenia near Mallory Square, bond balance of only $5,288. PRICE TO SELL at $468,900! Beautifully maintained single-story Gardenia model in The Villages, FL 32162. This home shows pride of ownership throughout and features a long list of recent upgrades: - Newer roof, approximately 5 years old - Exterior freshly painted approximately 2 years ago - A/C and coil system replaced, approximately 9 years old - EXTRA-LARGE LANAI with bird cage enclosure - Driveway and front walkway freshly painted October 2026 - There are no homes located at the rear of the property Open, comfortable floor plan with a spacious living area, well-appointed kitchen, and relaxing primary suite. Enjoy the best of Villages living just a short golf-cart ride from Lake Sumter Landing and Brownwood, with easy access to recreation, dining, and entertainment.

53 days
1,334
66

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Walk-In Closet(s)
Level: First

Primary bathroom

Features: Linen Closet
Level: First

Kitchen

Features: Storage Closet
Level: First

Living room

Level: First

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Laundry: Inside, Laundry Room

Features

Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
Flooring: Carpet, Ceramic Tile
Windows: Skylight(s)
Has fireplace: No
Furnished: Yes

Interior area

Total structure area: 2,679
Total interior livable area: 1,918 sqft

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Covered, Front Porch, Patio, Screened, Side Porch
Exterior features: Irrigation System, Lighting

Lot

Size: 7,305 Square Feet

Details

Parcel number: D25B087
Zoning: X
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Concrete
Foundation: Concrete Perimeter
Roof: Shingle

Condition

New construction: No
Year built: 2006

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Available, Sprinkler Meter, Water Available

Community & HOA

Community

Features: Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Park, Playground, Pool, Racquetball, Restaurant, Sidewalks, Tennis Court(s)
Pet fee: $0 monthly
Senior community: Yes
Subdivision: THE VILLAGES

HOA

Has HOA: No
Amenities included: Clubhouse, Fence Restrictions, Golf Course
HOA fee: $204 monthly

Location

Region: The Villages

Financial & listing details

Price per square foot: $244/sqft
Tax assessed value: $396,800
Annual tax amount: $3,858
Date on market: 9/9/2026
Cumulative days on market: 54 days
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Electric utility on property: Yes
Road surface type: Paved

Estimated market value

$458,000

$435,000 - $481,000

$3,040/mo

Price history

Date	Event	Price
10/26/2026	Price change	$468,900-1.2%$244/sqft
Source: Stellar MLS #G5117577 Report a problem
10/24/2026	Price change	$474,8000%$248/sqft
Source: Stellar MLS #G5117577 Report a problem
10/9/2026	Price change	$474,900-4%$248/sqft
Source: Stellar MLS #G5117577 Report a problem
9/10/2026	Listed for sale	$494,900+86.2%$258/sqft
Source: Stellar MLS #G5117577 Report a problem
7/19/2006	Sold	$265,800$139/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,858 +1.1%	$270,980 +2.9%
2024	$3,817 +6.4%	$263,350 +3%
2023	$3,586 +2.4%	$255,680 +3%
2022	$3,502 -10.5%	$248,240 +3%
2021	$3,911 -1.6%	$241,010 +1.4%
2020	$3,975	$237,690 +2.3%
2019	$3,975 -0.1%	$232,350 +1.9%
2018	$3,980 +7.1%	$228,020 +2.1%
2017	$3,716 -0.6%	$223,330 +2.1%
2016	$3,738 +1.6%	$218,740 +0.7%
2015	$3,679 -0.6%	$217,220 +0.8%
2014	$3,702 -2%	$215,500 +1.5%
2013	$3,777	$212,320 +1.7%
2012	--	$208,780 0%
2011	--	$208,794
2010	--	$208,794 -3.9%
2009	--	$217,294 -1%
2008	--	$219,452 +4.4%
2007	--	$210,245 +837.3%
2006	--	$22,430