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Credit & Debt

How credit and debt affect your buying power, and what to do about it

How to Lower Your Debt-to-Income Ratio?

How to Lower Your Debt-to-Income Ratio?

Exterior of brown and white painted single family home with a great lawn

Can You Buy a House With No Credit?

How to Build Credit

How to Build Credit

Credit Score Quiz for Home Buyers: How High Can You Score?

Credit Score Quiz for Home Buyers: How High Can You Score?

am i ready to buy quiz

How to Know When You're Ready to Buy a House

What Is a Debt-to-Income Ratio (DTI)?

What Is a Debt-to-Income Ratio (DTI)?

how to afford a house

How to Afford a House: 17 Ways to Understand and Unlock Your Home Buying Power

reporting your rent to boost your credit score

Can Paying Rent Build Credit?

How Your Credit Score Is Calculated

How Your Credit Score Is Calculated

Seller Concessions: What Buyers and Sellers Should Know

Seller Concessions: What Buyers and Sellers Should Know

improve credit online

Earn A Higher Credit Score in 8 Steps

What Is APR?

What Is APR?

How much home can you afford?

At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes, with no impact to your credit score.

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How much home can you afford?

See what's in reach with low down payment options, no hidden fees and step-by-step guidance from us at

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Calculate your BuyAbility℠

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Go from dreaming to owning with low down payment options, competitive rates and no hidden fees. A dedicated loan officer will guide you until you have your keys in hand.

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