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Current Arizona mortgage rates

Buying a home in Arizona starts with understanding rates. Explore Zillow Home Loans rates in Arizona or get pre-approved to get a personalized rate.

What are today’s Arizona mortgage rates?

As of October 17, 2025, current 30-year fixed mortgage rates in Arizona are 5.99%, while current 15-year fixed mortgage rates in Arizona are 5.25%. For adjustable rates, like a 7-year ARM, rates are 5.75%.

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Explore your mortgage options in Arizona

Loan programs and rates can vary by the state. To learn more about your mortgage affordability in Arizona, get pre-approved with us at Zillow Home Loans. Our trusted loan officers can help you explore your home loan options to understand how daily rate changes in Arizona may impact your affordability.

Check Arizona mortgage rates daily to ensure you receive the lowest possible rate. You can also use our BuyAbility tool to personalize your home search on Zillow. We use current mortgage rates in Arizona from Zillow Home Loans to provide you with a real-time estimate, so you know which homes fall within your home buying budget on Zillow. 

See a rate estimate tailored to you and updated daily so you’re always searching with the latest.