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Current Massachusetts mortgage rates

Buying a home in Massachusetts starts with understanding rates. Explore Zillow Home Loans rates in Massachusetts or get pre-approved to get a personalized rate.

What are today’s Massachusetts mortgage rates?

As of October 13, 2025, current 30-year fixed mortgage rates in Massachusetts are 6.125%, while current 15-year fixed mortgage rates in Massachusetts are 5.375%. For adjustable rates, like a 7-year ARM, rates are 5.875%.

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Explore your mortgage options in Massachusetts

Loan programs and rates can vary by the state. To learn more about your mortgage affordability in Massachusetts, get pre-approved with us at Zillow Home Loans. Our trusted loan officers can help you explore your home loan options to understand how daily rate changes in Massachusetts may impact your affordability.

Check Massachusetts mortgage rates daily to ensure you receive the lowest possible rate. You can also use our BuyAbility tool to personalize your home search on Zillow. We use current mortgage rates in Massachusetts from Zillow Home Loans to provide you with a real-time estimate, so you know which homes fall within your home buying budget on Zillow. 

See a rate estimate tailored to you and updated daily so you’re always searching with the latest.