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Current Maryland mortgage rates

Buying a home in Maryland starts with understanding rates. Explore Zillow Home Loans rates in Maryland or get pre-approved to get a personalized rate.

What are today’s Maryland mortgage rates?

As of October 16, 2025, current 30-year fixed mortgage rates in Maryland are 5.99%, while current 15-year fixed mortgage rates in Maryland are 5.25%. For adjustable rates, like a 7-year ARM, rates are 5.75%.

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Explore your mortgage options in Maryland

Loan programs and rates can vary by the state. To learn more about your mortgage affordability in Maryland, get pre-approved with us at Zillow Home Loans. Our trusted loan officers can help you explore your home loan options to understand how daily rate changes in Maryland may impact your affordability.

Check Maryland mortgage rates daily to ensure you receive the lowest possible rate. You can also use our BuyAbility tool to personalize your home search on Zillow. We use current mortgage rates in Maryland from Zillow Home Loans to provide you with a real-time estimate, so you know which homes fall within your home buying budget on Zillow. 

See a rate estimate tailored to you and updated daily so you’re always searching with the latest.