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Current Oklahoma mortgage rates

Buying a home in Oklahoma starts with understanding rates. Explore Zillow Home Loans rates in Oklahoma or get pre-approved to get a personalized rate.

What are today’s Oklahoma mortgage rates?

As of October 16, 2025, current 30-year fixed mortgage rates in Oklahoma are 5.99%, while current 15-year fixed mortgage rates in Oklahoma are 5.25%. For adjustable rates, like a 7-year ARM, rates are 5.75%.

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Explore your mortgage options in Oklahoma

Loan programs and rates can vary by the state. To learn more about your mortgage affordability in Oklahoma, get pre-approved with us at Zillow Home Loans. Our trusted loan officers can help you explore your home loan options to understand how daily rate changes in Oklahoma may impact your affordability.

Check Oklahoma mortgage rates daily to ensure you receive the lowest possible rate. You can also use our BuyAbility tool to personalize your home search on Zillow. We use current mortgage rates in Oklahoma from Zillow Home Loans to provide you with a real-time estimate, so you know which homes fall within your home buying budget on Zillow. 

See a rate estimate tailored to you and updated daily so you’re always searching with the latest.