Current Virginia mortgage rates
Buying a home in Virginia starts with understanding rates. Explore Zillow Home Loans rates in Virginia or get pre-approved to get a personalized rate.
Already working with us? Access your dashboard
What are today’s Virginia mortgage rates?
As of November 11, 2026, current 30-year fixed mortgage rates in Virginia are 7.375%, while current 15-year fixed mortgage rates in Virginia are 6.75%. For adjustable rates, like a 7-year ARM, rates are N/A.
Historic rate trends
The average 30-year fixed-rate mortgage is currently 7.06% in Virginia, up from 6.33% a year ago. Over the past 10 years (2016 to 2026), 30-year mortgage rates have ranged from a historic low of 2.63% in February 2021 to a high of 7.77% in October 2023, with a 10-year average near 5.0%. According to Zillow Group Marketplace, Inc. (ZGMI), a licensed mortgage broker, NMLS #1303160.
| Date | 30-yr Fixed | 15-yr Fixed |
|---|---|---|
| Nov 11, 2026 | 7.06% | 6.56% |
| Nov 10, 2026 | 7.06% | 6.56% |
| Nov 9, 2026 | 7.06% | 6.56% |
| Nov 8, 2026 | 7.06% | 6.56% |
| Nov 7, 2026 | 7.06% | 6.56% |
| Nov 6, 2026 | 7.06% | 6.56% |
| Nov 5, 2026 | 7.25% | 6.75% |
| Nov 4, 2026 | 7.25% | 6.75% |
| Nov 3, 2026 | 7.25% | 6.75% |
| Nov 2, 2026 | 7.25% | 6.75% |
| Nov 1, 2026 | 7.25% | 6.75% |
| Oct 31, 2026 | 7.25% | 6.75% |
| Oct 30, 2026 | 7.25% | 6.75% |
| Oct 29, 2026 | 7.25% | 6.75% |
| Oct 28, 2026 | 7.25% | 6.75% |
| Oct 27, 2026 | 7.25% | 6.75% |
| Oct 26, 2026 | 7.31% | 6.59% |
| Oct 25, 2026 | 7.31% | 6.59% |
| Oct 24, 2026 | 7.31% | 6.59% |
| Oct 23, 2026 | 7.31% | 6.59% |
| Oct 22, 2026 | 7.31% | 6.59% |
| Oct 21, 2026 | 7.44% | 6.75% |
| Oct 20, 2026 | 7.44% | 6.75% |
| Oct 19, 2026 | 7.44% | 6.75% |
| Oct 18, 2026 | 7.44% | 6.75% |
| Oct 17, 2026 | 7.38% | 6.83% |
| Oct 16, 2026 | 7.38% | 6.83% |
| Oct 15, 2026 | 7.38% | 6.83% |
| Oct 14, 2026 | 7.38% | 6.83% |
| Oct 13, 2026 | 7.38% | 6.83% |
| Oct 12, 2026 | 7.65% | 6.72% |
- 30-yr Fixed
- 15-yr Fixed
Compare mortgage rates in Virginia
Explore your mortgage options in Virginia
Loan programs and rates can vary by the state. To learn more about your mortgage affordability in Virginia, get pre-approved with us at Zillow Home Loans. Our trusted loan officers can help you explore your home loan options to understand how daily rate changes in Virginia may impact your affordability.
Check Virginia mortgage rates daily to ensure you receive the lowest possible rate. You can also use our BuyAbility tool to personalize your home search on Zillow. We use current mortgage rates in Virginia from Zillow Home Loans to provide you with a real-time estimate, so you know which homes fall within your home buying budget on Zillow.
Get a personalized rate with BuyAbility℠
See a rate estimate tailored to you and updated daily so you’re always searching with the latest.
Ready to speak with a real person?
Ready to speak with a real person?
